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Philippine National Bank
XPHS:PNB

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Philippine National Bank
XPHS:PNB
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Price: 56.25 PHP -3.1% Market Closed
Market Cap: ₱85.8B

Income Statement

Income Statement
Philippine National Bank

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Income Statement
Currency: PHP
Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Revenue
Net Interest Income
(316)
405
871
1 486
1 941
2 076
1 885
1 927
2 288
2 366
3 235
3 824
4 294
2 747
2 726
3 915
5 345
5 170
5 409
5 727
5 878
5 877
6 085
6 242
6 619
7 427
7 828
8 001
7 879
7 497
7 441
7 563
7 559
7 873
7 609
7 516
7 203
7 243
7 334
7 188
6 976
7 735
9 307
11 263
13 749
15 572
16 177
16 644
16 459
16 043
16 452
16 851
17 692
18 089
18 547
19 108
19 567
20 063
20 329
21 085
22 024
23 286
24 775
25 857
27 002
27 667
28 689
30 445
32 358
34 108
35 049
35 011
35 820
35 229
35 238
35 481
34 845
35 132
35 336
35 867
37 328
39 256
41 599
43 590
44 593
45 834
47 008
48 030
49 340
50 362
51 076
52 160
Interest Income
8 807
7 869
7 170
7 147
7 573
7 894
7 600
7 672
8 088
8 267
9 237
9 917
10 259
5 687
5 813
8 854
12 057
11 860
11 795
11 509
11 194
10 785
10 851
11 060
11 659
12 713
13 281
13 418
12 970
12 427
12 237
12 314
12 331
12 705
12 670
12 699
12 472
12 347
12 090
11 698
11 361
12 515
14 363
16 264
18 480
19 741
19 932
20 255
20 104
19 743
20 274
20 848
21 702
22 268
22 887
23 578
24 344
25 091
25 799
26 421
27 566
29 132
30 937
33 223
36 013
39 042
43 049
47 294
50 513
51 943
51 252
48 494
46 950
44 776
43 346
43 327
42 402
42 338
42 364
43 169
0
0
0
0
59 595
32 067
48 953
66 111
67 459
68 541
69 122
69 698
Interest Expense
9 122
7 463
6 299
5 660
5 631
5 818
5 715
5 745
5 800
5 901
6 002
6 093
5 965
2 941
3 087
4 939
6 713
6 689
6 385
5 781
5 316
4 908
4 765
4 818
5 040
5 287
5 454
5 417
5 091
4 930
4 796
4 751
4 772
4 833
5 063
5 185
5 269
5 105
4 756
4 510
4 385
4 781
5 056
5 000
4 731
4 169
3 754
3 611
3 645
3 698
3 821
3 997
4 010
4 179
4 341
4 470
4 778
5 028
5 470
5 336
5 542
5 846
6 163
7 366
9 011
11 375
14 359
16 848
18 155
17 834
16 202
13 482
11 130
9 546
8 108
7 846
7 558
7 206
7 030
7 303
7 917
9 461
11 115
12 972
15 002
16 049
17 279
18 081
18 118
18 179
18 046
17 538
Non Interest Income
5 921
6 213
5 635
5 903
6 387
6 235
6 639
6 648
6 404
6 714
6 670
6 500
6 814
3 811
4 628
6 450
8 013
7 879
6 428
6 432
8 668
8 259
8 695
7 734
5 692
6 192
6 388
7 592
7 552
7 533
7 986
9 466
10 141
8 387
8 737
6 918
10 395
12 350
11 831
12 893
10 049
11 972
13 723
13 300
10 863
9 688
9 218
8 378
10 016
9 429
9 750
10 524
9 514
12 607
11 671
11 730
11 184
8 919
8 624
8 754
11 093
11 854
15 958
15 575
12 675
14 191
10 399
10 805
9 504
11 407
11 524
11 010
10 471
9 850
42 981
43 906
43 203
59 591
31 165
30 695
17 518
20 619
16 182
16 608
14 034
11 509
11 116
11 643
11 882
13 295
13 840
13 517
Revenue
5 605
N/A
6 618
+18%
6 506
-2%
7 389
+14%
8 328
+13%
8 311
0%
8 524
+3%
8 575
+1%
8 692
+1%
9 080
+4%
9 905
+9%
10 324
+4%
11 108
+8%
6 558
-41%
7 354
+12%
10 365
+41%
13 358
+29%
13 049
-2%
11 837
-9%
12 159
+3%
14 546
+20%
14 136
-3%
14 780
+5%
13 976
-5%
12 311
-12%
13 619
+11%
14 216
+4%
15 593
+10%
15 431
-1%
15 030
-3%
15 427
+3%
17 029
+10%
17 700
+4%
16 260
-8%
16 346
+1%
14 434
-12%
17 598
+22%
19 593
+11%
19 165
-2%
20 081
+5%
17 025
-15%
19 707
+16%
23 030
+17%
24 563
+7%
24 612
+0%
25 260
+3%
25 395
+1%
25 022
-1%
26 475
+6%
25 472
-4%
26 202
+3%
27 375
+4%
27 206
-1%
30 696
+13%
30 218
-2%
30 838
+2%
30 751
0%
28 982
-6%
28 953
0%
29 839
+3%
33 117
+11%
35 140
+6%
40 733
+16%
41 432
+2%
39 677
-4%
41 858
+5%
39 088
-7%
41 250
+6%
41 862
+1%
45 515
+9%
46 573
+2%
46 021
-1%
46 291
+1%
45 079
-3%
78 219
+74%
79 387
+1%
78 048
-2%
94 723
+21%
66 501
-30%
66 562
+0%
54 845
-18%
59 875
+9%
57 780
-3%
60 199
+4%
58 627
-3%
57 343
-2%
58 124
+1%
59 673
+3%
61 223
+3%
63 657
+4%
64 916
+2%
65 677
+1%
Pre-Tax Income
Loan Loss Provision
(635)
(291)
(2 171)
(2 284)
(2 490)
(2 565)
(447)
(403)
(231)
(221)
(964)
(1 262)
(1 792)
(1 604)
(1 749)
(2 542)
(2 802)
(2 375)
(1 709)
(1 189)
(3 281)
(2 706)
(2 910)
(2 641)
(964)
(1 222)
(1 445)
(1 780)
(1 506)
(1 498)
(1 551)
(2 848)
(2 400)
(2 218)
(2 461)
(604)
(1 552)
(1 836)
(1 971)
(2 339)
(824)
(645)
56
(121)
(727)
(838)
(1 249)
(1 046)
(1 971)
(1 839)
(1 628)
(1 927)
(568)
(514)
(718)
(726)
(3 213)
(3 202)
(2 679)
(2 617)
(904)
(880)
(1 935)
(1 921)
(1 740)
(2 016)
(1 313)
(1 579)
(2 910)
(5 920)
(10 534)
(10 503)
(16 883)
(15 621)
(27 471)
(28 307)
(12 879)
(10 389)
9 302
6 853
(7 198)
(9 206)
(11 924)
(11 636)
(5 923)
(4 928)
(6 425)
(4 490)
(3 868)
(3 525)
(2 141)
(622)
Non Interest Expense
(7 837)
(7 922)
(7 525)
(7 471)
(7 473)
(7 230)
(7 436)
(7 586)
(7 892)
(8 180)
(7 964)
(7 901)
(7 988)
(4 144)
(4 698)
(6 554)
(8 803)
(8 967)
(8 400)
(8 893)
(9 156)
(9 086)
(9 325)
(9 202)
(9 383)
(10 108)
(10 174)
(10 771)
(11 643)
(10 459)
(10 678)
(10 825)
(10 344)
(10 562)
(10 428)
(10 030)
(10 411)
(10 834)
(10 619)
(10 159)
(10 509)
(11 397)
(13 431)
(15 985)
(17 455)
(19 717)
(19 850)
(19 818)
(17 905)
(17 270)
(17 807)
(18 007)
(19 064)
(20 814)
(21 227)
(21 821)
(21 122)
(21 324)
(21 552)
(21 809)
(21 812)
(23 286)
(24 123)
(24 536)
(24 497)
(26 049)
(26 906)
(28 089)
(26 838)
(28 300)
(27 406)
(26 936)
(28 860)
(28 314)
(28 987)
(29 109)
(27 198)
(45 031)
(46 387)
(47 152)
(31 132)
(31 936)
(30 903)
(30 010)
(30 730)
(30 187)
(30 261)
(31 172)
(31 077)
(32 230)
(33 024)
(33 881)
Pre-Tax Income
(2 866)
N/A
(1 593)
+44%
(3 191)
-100%
(2 364)
+26%
(1 633)
+31%
(1 483)
+9%
641
N/A
586
-9%
569
-3%
680
+20%
977
+44%
1 162
+19%
1 329
+14%
810
-39%
908
+12%
1 271
+40%
1 753
+38%
1 709
-3%
1 728
+1%
2 076
+20%
2 108
+2%
2 344
+11%
2 545
+9%
2 134
-16%
1 964
-8%
2 289
+17%
2 598
+13%
3 042
+17%
2 282
-25%
3 073
+35%
3 198
+4%
3 356
+5%
4 957
+48%
3 479
-30%
3 456
-1%
3 799
+10%
5 635
+48%
6 923
+23%
6 575
-5%
7 583
+15%
5 692
-25%
7 666
+35%
9 656
+26%
8 457
-12%
6 430
-24%
4 705
-27%
4 297
-9%
4 160
-3%
6 598
+59%
6 364
-4%
6 767
+6%
7 441
+10%
7 573
+2%
9 367
+24%
8 271
-12%
8 288
+0%
6 415
-23%
4 454
-31%
4 721
+6%
5 413
+15%
10 401
+92%
10 973
+5%
14 673
+34%
14 973
+2%
13 440
-10%
13 791
+3%
10 869
-21%
11 582
+7%
12 114
+5%
11 296
-7%
8 634
-24%
8 583
-1%
548
-94%
1 145
+109%
21 761
+1 801%
21 970
+1%
37 971
+73%
39 300
+3%
29 413
-25%
26 261
-11%
16 515
-37%
18 732
+13%
14 953
-20%
18 553
+24%
21 973
+18%
22 228
+1%
21 438
-4%
24 011
+12%
26 278
+9%
27 901
+6%
29 751
+7%
31 174
+5%
Net Income
Tax Provision
1 258
1 328
(532)
(523)
(597)
(633)
(589)
(451)
(452)
(496)
(618)
(677)
(699)
(452)
(481)
(661)
(933)
(774)
(713)
(754)
(610)
(697)
(856)
(847)
(844)
(898)
(764)
(718)
(780)
(712)
(720)
(809)
(924)
(727)
(724)
(719)
(879)
(982)
(965)
(975)
(940)
(1 364)
(1 455)
(1 563)
(1 182)
(955)
(1 144)
(1 188)
(1 367)
(1 337)
(1 350)
(1 418)
(1 620)
(2 148)
(2 099)
(1 877)
(1 517)
(943)
(972)
(1 168)
(2 315)
(2 464)
(3 525)
(3 615)
(3 664)
(3 759)
(2 856)
(3 189)
(2 452)
(2 201)
(1 601)
(1 506)
1 866
1 708
1 425
919
(5 545)
(5 832)
(8 034)
(6 775)
(4 931)
(5 155)
(4 691)
(4 819)
(4 007)
(3 763)
(2 924)
(4 485)
(5 100)
(5 939)
(6 347)
(6 547)
Income from Continuing Operations
(1 608)
(265)
(3 723)
(2 887)
(2 230)
(2 115)
52
136
118
184
359
484
629
358
427
610
820
935
1 015
1 323
1 498
1 648
1 690
1 287
1 120
1 391
1 835
2 325
1 502
2 362
2 477
2 546
4 032
2 751
2 731
3 079
4 756
5 940
5 610
6 609
4 752
6 304
8 203
6 895
5 247
3 750
3 153
2 972
5 231
5 028
5 418
6 025
5 954
7 220
6 173
6 411
4 898
3 511
3 749
4 246
8 086
8 510
11 149
11 359
9 776
10 033
8 014
8 393
9 662
9 094
7 032
7 076
2 415
2 852
23 184
22 887
32 425
33 467
21 379
19 485
11 584
13 577
10 263
13 735
17 966
18 465
18 514
19 526
21 178
21 962
23 405
24 627
Income to Minority Interest
0
0
0
0
0
0
0
0
0
0
(7)
0
(1)
(3)
(2)
(5)
(6)
(6)
(7)
(6)
(8)
(9)
(11)
(13)
(12)
(12)
(13)
(13)
(14)
(16)
(16)
(18)
(467)
(17)
(87)
(56)
(86)
(87)
(16)
(289)
(10)
(21)
(42)
184
(101)
(92)
(121)
(136)
(136)
(174)
(180)
(187)
(198)
(192)
(155)
(163)
(38)
(33)
(31)
20
4
9
6
(17)
(91)
(92)
(93)
(86)
(80)
(73)
(63)
(44)
(11)
(18)
(31)
(47)
(59)
(47)
(31)
(37)
(52)
(46)
(14)
9
13
(22)
(75)
(116)
(125)
(113)
(111)
(108)
Net Income (Common)
(1 608)
N/A
(265)
+84%
(3 723)
-1 305%
(2 887)
+22%
(2 230)
+23%
(2 115)
+5%
52
N/A
136
+162%
118
-13%
184
+56%
232
+26%
484
+109%
628
+30%
336
-46%
384
+14%
547
+42%
737
+35%
841
+14%
970
+15%
1 296
+34%
1 408
+9%
1 585
+13%
1 597
+1%
1 192
-25%
1 108
-7%
1 379
+24%
1 822
+32%
2 312
+27%
1 488
-36%
2 346
+58%
2 461
+5%
2 528
+3%
3 566
+41%
2 734
-23%
2 644
-3%
3 023
+14%
4 669
+54%
5 853
+25%
5 594
-4%
6 320
+13%
4 743
-25%
6 282
+32%
8 160
+30%
7 079
-13%
5 146
-27%
3 659
-29%
3 033
-17%
2 837
-6%
5 359
+89%
5 221
-3%
5 705
+9%
6 303
+10%
6 114
-3%
7 485
+22%
6 883
-8%
7 114
+3%
7 124
+0%
5 742
-19%
5 474
-5%
6 021
+10%
8 161
+36%
8 411
+3%
10 934
+30%
11 145
+2%
9 465
-15%
9 899
+5%
7 992
-19%
8 355
+5%
9 681
+16%
9 124
-6%
7 119
-22%
7 209
+1%
2 615
-64%
3 063
+17%
23 335
+662%
22 995
-1%
31 631
+38%
32 664
+3%
20 592
-37%
18 693
-9%
11 532
-38%
13 531
+17%
10 249
-24%
13 744
+34%
17 979
+31%
18 443
+3%
18 440
0%
19 410
+5%
21 053
+8%
21 848
+4%
23 293
+7%
24 519
+5%
EPS (Diluted)
-4.04
N/A
-0.67
+83%
-8.28
-1 136%
-4.77
+42%
-3.69
+23%
-3.82
-4%
0.09
N/A
0.21
+133%
0.18
-14%
0.29
+61%
0.38
+31%
0.8
+111%
1.04
+30%
0.56
-46%
0.59
+5%
1
+69%
1.22
+22%
1.38
+13%
1.19
-14%
2.36
+98%
2.19
-7%
2.27
+4%
2.26
0%
1.72
-24%
1.59
-8%
1.98
+25%
2.61
+32%
3.31
+27%
2.13
-36%
3.36
+58%
3.53
+5%
3.63
+3%
5.11
+41%
3.93
-23%
3.74
-5%
4.34
+16%
6.69
+54%
8.39
+25%
5.66
-33%
6.45
+14%
6.69
+4%
5.48
-18%
7.09
+29%
6.56
-7%
4.57
-30%
3.18
-30%
2.62
-18%
1.69
-35%
4.43
+162%
4.03
-9%
4.4
+9%
4.89
+11%
4.72
-3%
5.77
+22%
5.25
-9%
5.49
+5%
5.5
+0%
4.43
-19%
4.22
-5%
4.64
+10%
6.3
+36%
6.46
+3%
8.43
+30%
8.94
+6%
7.57
-15%
7.91
+4%
6.41
-19%
6.31
-2%
7.05
+12%
5.95
-16%
5.48
-8%
4.71
-14%
1.71
-64%
2.01
+18%
15.29
+661%
15.06
-2%
20.72
+38%
21.4
+3%
13.49
-37%
12.25
-9%
7.56
-38%
8.87
+17%
6.72
-24%
9.01
+34%
11.78
+31%
12.09
+3%
12.09
N/A
12.72
+5%
13.8
+8%
14.32
+4%
15.27
+7%
16.07
+5%
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett