E-L Financial Corp Ltd
TSX:ELF
Balance Sheet
Balance Sheet Decomposition
E-L Financial Corp Ltd
E-L Financial Corp Ltd
Balance Sheet
E-L Financial Corp Ltd
| Dec-2001 | Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Cash & Cash Equivalents |
170
|
168
|
207
|
269
|
318
|
219
|
365
|
357
|
328
|
340
|
249
|
394
|
320
|
317
|
306
|
419
|
339
|
332
|
304
|
428
|
636
|
97
|
441
|
373
|
|
| Cash |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
13
|
73
|
0
|
66
|
66
|
62
|
33
|
47
|
53
|
92
|
274
|
505
|
0
|
162
|
186
|
|
| Cash Equivalents |
170
|
168
|
207
|
269
|
318
|
219
|
365
|
357
|
328
|
353
|
176
|
394
|
254
|
251
|
244
|
386
|
292
|
279
|
212
|
154
|
131
|
97
|
279
|
188
|
|
| Total Receivables |
0
|
0
|
0
|
0
|
0
|
8
|
82
|
97
|
3
|
12
|
18
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Insurance Receivable |
155
|
200
|
249
|
259
|
259
|
258
|
260
|
277
|
302
|
310
|
317
|
330
|
21
|
25
|
25
|
27
|
46
|
47
|
49
|
47
|
49
|
0
|
0
|
0
|
|
| Deferred Policy Acquisition Cost |
64
|
80
|
102
|
100
|
98
|
98
|
96
|
101
|
109
|
113
|
113
|
113
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Current Assets |
0
|
0
|
0
|
0
|
0
|
8
|
82
|
97
|
3
|
12
|
18
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| PP&E Net |
22
|
20
|
21
|
24
|
32
|
39
|
43
|
42
|
13
|
32
|
32
|
39
|
30
|
28
|
29
|
32
|
30
|
27
|
25
|
21
|
17
|
15
|
14
|
3
|
|
| PP&E Gross |
22
|
20
|
21
|
24
|
32
|
39
|
43
|
42
|
13
|
32
|
32
|
39
|
30
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Accumulated Depreciation |
50
|
50
|
55
|
42
|
51
|
53
|
62
|
68
|
23
|
28
|
32
|
38
|
34
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Intangible Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
31
|
48
|
66
|
81
|
4
|
5
|
9
|
14
|
18
|
18
|
22
|
28
|
29
|
61
|
62
|
59
|
|
| Goodwill |
3
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
24
|
25
|
25
|
|
| Note Receivable |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
2
|
3
|
6
|
0
|
26
|
7
|
42
|
19
|
70
|
1
|
1
|
|
| Long-Term Investments |
3 823
|
3 974
|
4 373
|
4 892
|
5 779
|
6 341
|
7 095
|
6 499
|
7 551
|
8 375
|
9 152
|
10 480
|
9 473
|
10 522
|
11 133
|
11 887
|
13 448
|
13 005
|
14 773
|
15 811
|
16 711
|
14 203
|
15 925
|
17 751
|
|
| Other Long-Term Assets |
55
|
53
|
93
|
115
|
137
|
136
|
24
|
27
|
89
|
73
|
70
|
66
|
2
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
90
|
109
|
118
|
|
| Other Assets |
2 091
|
1 935
|
2 266
|
2 583
|
3 208
|
4 108
|
4 871
|
3 512
|
4 476
|
4 786
|
4 583
|
5 151
|
6 033
|
7 015
|
7 460
|
8 198
|
8 758
|
7 892
|
8 570
|
8 569
|
9 331
|
9 007
|
9 209
|
9 814
|
|
| Total Assets |
6 380
N/A
|
6 430
+1%
|
7 312
+14%
|
8 241
+13%
|
9 831
+19%
|
11 206
+14%
|
12 835
+15%
|
10 913
-15%
|
12 902
+18%
|
14 088
+9%
|
14 600
+4%
|
16 655
+14%
|
15 885
-5%
|
17 913
+13%
|
18 967
+6%
|
20 584
+9%
|
22 640
+10%
|
21 347
-6%
|
23 749
+11%
|
24 945
+5%
|
26 791
+7%
|
23 747
-11%
|
25 760
+8%
|
28 119
+9%
|
|
| Liabilities | |||||||||||||||||||||||||
| Insurance Policy Liabilities |
4 748
|
4 798
|
5 496
|
6 087
|
7 016
|
8 164
|
9 691
|
8 283
|
9 755
|
10 634
|
11 196
|
12 184
|
10 530
|
12 243
|
12 791
|
13 813
|
14 883
|
13 978
|
15 462
|
16 217
|
17 055
|
15 263
|
16 264
|
17 062
|
|
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
64
|
65
|
73
|
74
|
108
|
98
|
47
|
31
|
28
|
48
|
57
|
74
|
74
|
65
|
73
|
108
|
84
|
83
|
|
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
22
|
26
|
24
|
26
|
28
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Short-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
44
|
57
|
28
|
27
|
29
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
2
|
6
|
40
|
0
|
35
|
29
|
6
|
10
|
79
|
12
|
7
|
26
|
36
|
12
|
12
|
41
|
29
|
31
|
54
|
18
|
66
|
13
|
37
|
84
|
|
| Total Current Liabilities |
2
|
6
|
40
|
0
|
35
|
29
|
136
|
158
|
204
|
139
|
172
|
124
|
83
|
43
|
40
|
89
|
86
|
105
|
128
|
83
|
139
|
121
|
121
|
166
|
|
| Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
199
|
199
|
199
|
200
|
498
|
299
|
299
|
499
|
798
|
489
|
464
|
602
|
602
|
703
|
733
|
599
|
|
| Deferred Income Tax |
20
|
18
|
29
|
30
|
160
|
65
|
73
|
40
|
18
|
50
|
41
|
72
|
155
|
189
|
242
|
244
|
273
|
198
|
268
|
322
|
374
|
247
|
352
|
524
|
|
| Minority Interest |
77
|
73
|
76
|
81
|
327
|
97
|
133
|
123
|
153
|
159
|
159
|
629
|
759
|
829
|
766
|
912
|
975
|
979
|
1 068
|
1 132
|
1 279
|
1 054
|
1 149
|
1 323
|
|
| Other Liabilities |
284
|
265
|
297
|
392
|
377
|
454
|
101
|
95
|
123
|
116
|
113
|
150
|
58
|
84
|
98
|
21
|
27
|
38
|
43
|
71
|
26
|
21
|
27
|
29
|
|
| Total Liabilities |
5 132
N/A
|
5 161
+1%
|
5 937
+15%
|
6 589
+11%
|
7 915
+20%
|
8 809
+11%
|
10 135
+15%
|
8 698
-14%
|
10 451
+20%
|
11 297
+8%
|
11 880
+5%
|
13 358
+12%
|
12 082
-10%
|
13 686
+13%
|
14 238
+4%
|
15 578
+9%
|
17 043
+9%
|
15 788
-7%
|
17 434
+10%
|
18 427
+6%
|
19 475
+6%
|
17 409
-11%
|
18 646
+7%
|
19 703
+6%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
8
|
8
|
8
|
172
|
151
|
272
|
272
|
272
|
272
|
272
|
272
|
372
|
372
|
372
|
372
|
372
|
372
|
372
|
372
|
367
|
367
|
364
|
362
|
362
|
|
| Retained Earnings |
913
|
964
|
1 009
|
1 479
|
1 765
|
2 125
|
2 400
|
2 265
|
2 066
|
2 363
|
2 305
|
2 765
|
3 342
|
3 722
|
4 244
|
4 539
|
5 172
|
5 169
|
5 878
|
6 051
|
6 853
|
5 949
|
6 729
|
8 017
|
|
| Unrealized Security Profit/Loss |
328
|
297
|
359
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Equity |
0
|
0
|
0
|
0
|
0
|
0
|
28
|
322
|
113
|
155
|
142
|
159
|
89
|
132
|
113
|
94
|
52
|
18
|
64
|
101
|
96
|
24
|
23
|
37
|
|
| Total Equity |
1 248
N/A
|
1 268
+2%
|
1 375
+8%
|
1 652
+20%
|
1 916
+16%
|
2 398
+25%
|
2 700
+13%
|
2 215
-18%
|
2 451
+11%
|
2 791
+14%
|
2 719
-3%
|
3 297
+21%
|
3 804
+15%
|
4 226
+11%
|
4 729
+12%
|
5 005
+6%
|
5 596
+12%
|
5 559
-1%
|
6 315
+14%
|
6 518
+3%
|
7 316
+12%
|
6 338
-13%
|
7 114
+12%
|
8 416
+18%
|
|
| Total Liabilities & Equity |
6 380
N/A
|
6 430
+1%
|
7 312
+14%
|
8 241
+13%
|
9 831
+19%
|
11 206
+14%
|
12 835
+15%
|
10 913
-15%
|
12 902
+18%
|
14 088
+9%
|
14 600
+4%
|
16 655
+14%
|
15 885
-5%
|
17 913
+13%
|
18 967
+6%
|
20 584
+9%
|
22 640
+10%
|
21 347
-6%
|
23 749
+11%
|
24 945
+5%
|
26 791
+7%
|
23 747
-11%
|
25 760
+8%
|
28 119
+9%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
402
|
402
|
384
|
402
|
402
|
402
|
402
|
402
|
402
|
402
|
402
|
402
|
402
|
402
|
402
|
402
|
402
|
402
|
402
|
371
|
370
|
356
|
346
|
346
|
|
| Preferred Shares Outstanding |
0
|
0
|
0
|
4
|
4
|
8
|
8
|
8
|
12
|
8
|
8
|
8
|
8
|
8
|
8
|
8
|
8
|
8
|
8
|
8
|
8
|
12
|
12
|
12
|
|