Natwest Group PLC
LSE:NWG
Income Statement
Income Statement
Natwest Group PLC
| Dec-2001 | Jun-2002 | Dec-2002 | Jun-2003 | Dec-2003 | Jun-2004 | Dec-2004 | Jun-2005 | Dec-2005 | Jun-2006 | Dec-2006 | Jun-2007 | Dec-2007 | Jun-2008 | Dec-2008 | Jun-2009 | Dec-2009 | Jun-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
6 869
|
7 489
|
7 849
|
8 001
|
8 301
|
12 612
|
9 071
|
9 546
|
9 918
|
10 326
|
10 596
|
10 785
|
12 069
|
15 381
|
15 482
|
16 829
|
13 388
|
13 757
|
13 782
|
17 083
|
13 092
|
22 409
|
12 303
|
17 835
|
11 327
|
11 402
|
14 072
|
11 019
|
10 990
|
9 017
|
8 554
|
8 086
|
8 169
|
9 258
|
8 267
|
8 183
|
7 507
|
8 767
|
8 720
|
8 682
|
8 662
|
8 708
|
8 786
|
8 847
|
8 984
|
8 987
|
8 899
|
8 841
|
8 691
|
8 656
|
8 543
|
8 334
|
8 186
|
7 799
|
13 718
|
13 657
|
13 577
|
7 476
|
13 176
|
13 251
|
16 997
|
7 614
|
11 644
|
11 948
|
8 916
|
9 842
|
10 699
|
11 234
|
11 279
|
11 049
|
10 798
|
10 731
|
10 945
|
11 275
|
11 650
|
11 987
|
12 356
|
12 829
|
|
| Interest Income |
14 421
|
13 729
|
13 561
|
13 703
|
13 998
|
21 596
|
16 632
|
19 098
|
21 331
|
23 172
|
24 688
|
26 241
|
32 252
|
42 972
|
42 190
|
39 985
|
26 311
|
23 250
|
22 352
|
27 753
|
21 577
|
37 466
|
21 036
|
30 384
|
18 951
|
18 530
|
22 809
|
17 455
|
17 206
|
14 488
|
13 474
|
12 472
|
12 104
|
13 079
|
11 813
|
11 565
|
10 689
|
11 925
|
11 694
|
11 510
|
11 343
|
11 258
|
11 201
|
11 084
|
11 106
|
11 034
|
11 004
|
11 016
|
10 978
|
11 049
|
11 094
|
11 158
|
11 299
|
11 127
|
19 537
|
19 238
|
18 829
|
9 798
|
17 099
|
17 025
|
21 481
|
9 313
|
14 194
|
14 563
|
10 936
|
12 637
|
14 690
|
16 869
|
19 117
|
21 026
|
22 580
|
23 834
|
24 689
|
25 187
|
25 447
|
25 570
|
25 608
|
25 698
|
|
| Interest Expense |
7 552
|
6 240
|
5 712
|
5 702
|
5 697
|
8 984
|
7 561
|
9 552
|
11 413
|
12 846
|
14 092
|
15 456
|
20 183
|
27 591
|
26 708
|
23 156
|
12 923
|
9 493
|
8 570
|
10 670
|
4 277
|
6 572
|
8 733
|
12 549
|
7 624
|
7 128
|
8 737
|
6 436
|
6 216
|
5 471
|
4 920
|
4 386
|
3 935
|
3 821
|
3 546
|
3 382
|
3 182
|
3 158
|
2 974
|
2 828
|
2 681
|
2 550
|
2 415
|
2 237
|
2 122
|
2 047
|
2 105
|
2 175
|
2 287
|
2 393
|
2 551
|
2 824
|
3 113
|
3 328
|
3 355
|
5 581
|
5 252
|
2 322
|
3 923
|
3 774
|
4 484
|
1 699
|
2 550
|
1 749
|
2 020
|
2 795
|
3 991
|
5 635
|
7 838
|
9 977
|
11 782
|
13 103
|
13 744
|
13 912
|
13 797
|
13 583
|
13 252
|
12 869
|
|
| Non Interest Income |
8 642
|
9 404
|
9 931
|
10 750
|
12 317
|
20 025
|
16 246
|
17 115
|
17 825
|
18 681
|
19 328
|
20 118
|
20 490
|
16 602
|
7 692
|
16 767
|
22 428
|
20 798
|
14 992
|
21 191
|
14 574
|
26 434
|
13 329
|
15 678
|
6 368
|
10 216
|
16 038
|
13 659
|
13 365
|
9 235
|
9 394
|
8 113
|
7 656
|
6 898
|
6 336
|
6 015
|
5 407
|
5 921
|
5 029
|
4 509
|
4 661
|
5 144
|
5 184
|
5 705
|
5 471
|
5 071
|
5 456
|
5 211
|
5 810
|
5 770
|
5 492
|
6 380
|
5 755
|
7 089
|
11 866
|
10 497
|
10 317
|
4 214
|
6 601
|
6 457
|
8 342
|
3 711
|
5 614
|
5 852
|
4 045
|
4 381
|
4 184
|
4 292
|
4 283
|
4 602
|
4 397
|
4 285
|
4 381
|
4 377
|
4 457
|
4 481
|
4 661
|
4 772
|
|
| Revenue |
15 511
N/A
|
16 893
+9%
|
17 780
+5%
|
18 751
+5%
|
20 618
+10%
|
32 637
+58%
|
25 317
-22%
|
26 661
+5%
|
27 743
+4%
|
29 007
+5%
|
29 924
+3%
|
30 903
+3%
|
32 559
+5%
|
31 983
-2%
|
23 174
-28%
|
33 596
+45%
|
35 816
+7%
|
34 555
-4%
|
28 774
-17%
|
38 274
+33%
|
27 666
-28%
|
48 843
+77%
|
25 632
-48%
|
33 513
+31%
|
17 695
-47%
|
21 618
+22%
|
30 110
+39%
|
24 678
-18%
|
24 355
-1%
|
18 252
-25%
|
17 948
-2%
|
16 199
-10%
|
15 825
-2%
|
16 156
+2%
|
14 603
-10%
|
14 198
-3%
|
12 914
-9%
|
14 688
+14%
|
13 749
-6%
|
13 191
-4%
|
13 323
+1%
|
13 852
+4%
|
13 970
+1%
|
14 552
+4%
|
14 455
-1%
|
14 058
-3%
|
14 355
+2%
|
14 052
-2%
|
14 501
+3%
|
14 426
-1%
|
14 035
-3%
|
14 714
+5%
|
13 941
-5%
|
14 888
+7%
|
25 584
+72%
|
24 154
-6%
|
23 894
-1%
|
11 690
-51%
|
19 777
+69%
|
19 708
0%
|
25 339
+29%
|
11 325
-55%
|
17 258
+52%
|
17 800
+3%
|
12 961
-27%
|
14 223
+10%
|
14 883
+5%
|
15 526
+4%
|
15 562
+0%
|
15 651
+1%
|
15 195
-3%
|
15 016
-1%
|
15 326
+2%
|
15 652
+2%
|
16 107
+3%
|
16 468
+2%
|
17 017
+3%
|
17 601
+3%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(984)
|
(1 228)
|
(1 286)
|
(1 421)
|
(1 461)
|
(2 199)
|
(1 485)
|
(1 594)
|
(1 707)
|
(1 747)
|
(1 878)
|
(1 862)
|
(1 968)
|
(2 758)
|
(7 439)
|
(13 932)
|
(13 899)
|
(11 540)
|
(9 235)
|
(11 182)
|
(9 126)
|
(15 917)
|
(8 707)
|
(11 356)
|
(5 741)
|
(5 279)
|
(6 312)
|
(4 780)
|
(4 774)
|
(8 120)
|
(7 376)
|
(6 135)
|
(4 164)
|
1 352
|
1 874
|
1 942
|
1 220
|
727
|
375
|
(3)
|
(226)
|
(478)
|
(301)
|
(185)
|
(184)
|
(493)
|
(525)
|
(518)
|
(615)
|
(398)
|
(406)
|
(580)
|
(553)
|
(724)
|
(1 976)
|
(3 795)
|
(3 836)
|
(3 131)
|
(5 343)
|
(2 682)
|
(1 491)
|
1 278
|
1 921
|
1 332
|
148
|
(337)
|
(445)
|
(614)
|
(596)
|
(578)
|
(601)
|
(403)
|
(419)
|
(359)
|
(455)
|
(693)
|
(601)
|
(671)
|
|
| Non Interest Expense |
(10 252)
|
(11 137)
|
(11 731)
|
(11 996)
|
(13 081)
|
(20 777)
|
(16 548)
|
(17 691)
|
(18 100)
|
(18 490)
|
(18 860)
|
(19 358)
|
(20 759)
|
(25 128)
|
(41 426)
|
(60 124)
|
(24 564)
|
(24 142)
|
(19 693)
|
(27 362)
|
(20 657)
|
(34 194)
|
(18 321)
|
(25 596)
|
(17 610)
|
(21 616)
|
(28 249)
|
(22 119)
|
(21 068)
|
(18 981)
|
(18 757)
|
(18 061)
|
(17 754)
|
(14 865)
|
(15 713)
|
(15 888)
|
(15 166)
|
(18 118)
|
(16 491)
|
(16 474)
|
(16 114)
|
(17 456)
|
(17 459)
|
(16 224)
|
(15 512)
|
(11 326)
|
(11 091)
|
(11 420)
|
(11 682)
|
(10 669)
|
(10 470)
|
(9 907)
|
(10 130)
|
(10 181)
|
(17 433)
|
(17 154)
|
(16 490)
|
(9 040)
|
(14 964)
|
(14 708)
|
(18 488)
|
(8 571)
|
(12 343)
|
(12 480)
|
(8 768)
|
(8 754)
|
(8 733)
|
(8 811)
|
(8 619)
|
(8 895)
|
(8 904)
|
(8 995)
|
(8 947)
|
(9 098)
|
(8 975)
|
(9 024)
|
(9 156)
|
(9 222)
|
|
| Pre-Tax Income |
4 275
N/A
|
4 528
+6%
|
4 763
+5%
|
5 334
+12%
|
6 076
+14%
|
9 661
+59%
|
7 284
-25%
|
7 376
+1%
|
7 936
+8%
|
8 770
+11%
|
9 186
+5%
|
9 683
+5%
|
9 832
+2%
|
4 097
-58%
|
(25 691)
N/A
|
(40 460)
-57%
|
(2 647)
+93%
|
(1 127)
+57%
|
(154)
+86%
|
(270)
-75%
|
(2 117)
-684%
|
(1 268)
+40%
|
(1 396)
-10%
|
(3 439)
-146%
|
(5 656)
-64%
|
(5 277)
+7%
|
(4 451)
+16%
|
(2 221)
+50%
|
(1 487)
+33%
|
(8 849)
-495%
|
(8 185)
+8%
|
(7 997)
+2%
|
(6 093)
+24%
|
2 643
N/A
|
764
-71%
|
252
-67%
|
(1 032)
N/A
|
(2 703)
-162%
|
(2 367)
+12%
|
(3 286)
-39%
|
(3 017)
+8%
|
(4 082)
-35%
|
(3 790)
+7%
|
(1 857)
+51%
|
(1 241)
+33%
|
2 239
N/A
|
2 739
+22%
|
2 114
-23%
|
2 204
+4%
|
3 359
+52%
|
3 159
-6%
|
4 227
+34%
|
3 258
-23%
|
3 983
+22%
|
6 175
+55%
|
3 205
-48%
|
3 568
+11%
|
(481)
N/A
|
(530)
-10%
|
2 318
N/A
|
5 360
+131%
|
4 032
-25%
|
6 836
+70%
|
6 652
-3%
|
4 341
-35%
|
5 132
+18%
|
5 705
+11%
|
6 101
+7%
|
6 347
+4%
|
6 178
-3%
|
5 690
-8%
|
5 618
-1%
|
5 960
+6%
|
6 195
+4%
|
6 677
+8%
|
6 751
+1%
|
7 260
+8%
|
7 708
+6%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(1 537)
|
(1 572)
|
(1 556)
|
(1 702)
|
(1 888)
|
(2 875)
|
(1 995)
|
(2 100)
|
(2 378)
|
(2 673)
|
(2 689)
|
(2 574)
|
(2 044)
|
(439)
|
2 167
|
2 446
|
429
|
(959)
|
(703)
|
(1 126)
|
(416)
|
(1 756)
|
(1 075)
|
(1 378)
|
(41)
|
(441)
|
(791)
|
(720)
|
(798)
|
(186)
|
(150)
|
(100)
|
(352)
|
(1 909)
|
(1 644)
|
(1 463)
|
(1 127)
|
(23)
|
97
|
(66)
|
(651)
|
(1 166)
|
(1 413)
|
(1 553)
|
(1 236)
|
(731)
|
(717)
|
(713)
|
(829)
|
(1 208)
|
(1 111)
|
(693)
|
(513)
|
(439)
|
(806)
|
(432)
|
(438)
|
(74)
|
(118)
|
(716)
|
(1 271)
|
(996)
|
(1 584)
|
(1 791)
|
(1 463)
|
(1 275)
|
(1 401)
|
(1 541)
|
(1 485)
|
(1 434)
|
(1 261)
|
(1 174)
|
(1 227)
|
(1 465)
|
(1 597)
|
(1 574)
|
(1 645)
|
(1 874)
|
|
| Income from Continuing Operations |
2 738
|
2 956
|
3 207
|
3 632
|
4 188
|
6 786
|
5 289
|
5 276
|
5 558
|
6 097
|
6 497
|
7 109
|
7 788
|
3 658
|
(23 524)
|
(38 014)
|
(2 218)
|
(2 086)
|
(857)
|
(1 396)
|
(2 533)
|
(3 024)
|
(2 471)
|
(4 817)
|
(5 697)
|
(5 718)
|
(5 242)
|
(2 941)
|
(2 285)
|
(9 035)
|
(8 335)
|
(8 097)
|
(6 445)
|
734
|
(880)
|
(1 211)
|
(2 159)
|
(2 726)
|
(2 270)
|
(3 352)
|
(3 668)
|
(5 248)
|
(5 203)
|
(3 410)
|
(2 477)
|
1 508
|
2 022
|
1 401
|
1 375
|
2 151
|
2 048
|
3 534
|
2 745
|
3 544
|
5 369
|
2 773
|
3 130
|
(555)
|
(648)
|
1 602
|
4 089
|
3 036
|
5 252
|
4 861
|
2 878
|
3 857
|
4 304
|
4 560
|
4 862
|
4 744
|
4 429
|
4 444
|
4 733
|
4 730
|
5 080
|
5 177
|
5 615
|
5 834
|
|
| Income to Minority Interest |
(90)
|
(95)
|
(133)
|
(171)
|
(210)
|
(291)
|
(177)
|
(130)
|
(57)
|
(78)
|
(104)
|
(124)
|
(163)
|
(540)
|
10 832
|
10 653
|
(349)
|
884
|
665
|
666
|
46
|
36
|
(28)
|
(3)
|
10
|
136
|
5
|
(6)
|
(15)
|
(120)
|
(8)
|
(45)
|
14
|
(60)
|
43
|
(362)
|
(460)
|
(409)
|
(515)
|
(95)
|
(57)
|
(10)
|
1
|
(9)
|
6
|
(35)
|
(31)
|
10
|
(20)
|
8
|
25
|
(268)
|
(247)
|
(261)
|
(470)
|
(197)
|
(198)
|
62
|
62
|
19
|
(22)
|
(44)
|
(85)
|
(47)
|
(6)
|
(6)
|
(6)
|
(3)
|
2
|
4
|
(4)
|
(7)
|
(9)
|
(9)
|
1
|
1
|
(1)
|
(3)
|
|
| Net Income (Common) |
1 868
N/A
|
2 100
+12%
|
1 971
-6%
|
2 380
+21%
|
2 254
-5%
|
4 655
+107%
|
4 856
+4%
|
4 981
+3%
|
5 392
+8%
|
5 844
+8%
|
6 202
+6%
|
6 779
+9%
|
7 303
+8%
|
3 196
-56%
|
(24 220)
N/A
|
(20 481)
+15%
|
(3 335)
+84%
|
(1 932)
+42%
|
(1 125)
+42%
|
(1 653)
-47%
|
(3 169)
-92%
|
(3 368)
-6%
|
(2 151)
+36%
|
(4 183)
-94%
|
(5 389)
-29%
|
(6 055)
-12%
|
(5 662)
+6%
|
(3 488)
+38%
|
(2 911)
+17%
|
(8 995)
-209%
|
(8 193)
+9%
|
(8 105)
+1%
|
(6 381)
+21%
|
(3 470)
+46%
|
(5 124)
-48%
|
(5 074)
+1%
|
(5 030)
+1%
|
(1 979)
+61%
|
(2 526)
-28%
|
(3 883)
-54%
|
(5 292)
-36%
|
(6 955)
-31%
|
(5 728)
+18%
|
(3 971)
+31%
|
(3 110)
+22%
|
752
N/A
|
1 301
+73%
|
701
-46%
|
757
+8%
|
1 622
+114%
|
1 521
-6%
|
2 772
+82%
|
2 009
-28%
|
3 133
+56%
|
4 437
+42%
|
2 113
-52%
|
2 489
+18%
|
(753)
N/A
|
(1 065)
-41%
|
1 150
N/A
|
3 605
+213%
|
2 950
-18%
|
5 013
+70%
|
4 841
-3%
|
2 512
-48%
|
3 340
+33%
|
3 778
+13%
|
3 748
-1%
|
4 427
+18%
|
4 394
-1%
|
4 033
-8%
|
4 194
+4%
|
4 500
+7%
|
4 519
+0%
|
4 853
+7%
|
4 908
+1%
|
5 334
+9%
|
5 479
+3%
|
|
| EPS (Diluted) |
1.76
N/A
|
2
+14%
|
1.88
-6%
|
2.26
+20%
|
2.13
-6%
|
4.28
+101%
|
4.29
+0%
|
4.29
N/A
|
4.64
+8%
|
5.01
+8%
|
5.33
+6%
|
5.91
+11%
|
6.29
+6%
|
2.61
-59%
|
-14.62
N/A
|
-4.38
+70%
|
-0.62
+86%
|
-0.17
+73%
|
-0.1
+41%
|
-0.15
-50%
|
-0.29
-93%
|
-0.31
-7%
|
-0.19
+39%
|
-0.37
-95%
|
-0.48
-30%
|
-0.55
-15%
|
-0.5
+9%
|
-0.3
+40%
|
-0.24
+20%
|
-0.8
-233%
|
-0.71
+11%
|
-0.7
+1%
|
-0.56
+20%
|
-0.3
+46%
|
-0.44
-47%
|
-0.44
N/A
|
-0.43
+2%
|
-0.17
+60%
|
-0.21
-24%
|
-0.33
-57%
|
-0.46
-39%
|
-0.59
-28%
|
-0.49
+17%
|
-0.34
+31%
|
-0.27
+21%
|
0.06
N/A
|
0.11
+83%
|
0.06
-45%
|
0.07
+17%
|
0.13
+86%
|
0.13
N/A
|
0.23
+77%
|
0.16
-30%
|
0.24
+50%
|
0.36
+50%
|
0.17
-53%
|
0.19
+12%
|
-0.07
N/A
|
-0.09
-29%
|
0.09
N/A
|
0.31
+244%
|
0.25
-19%
|
0.44
+76%
|
0.48
+9%
|
0.25
-48%
|
0.33
+32%
|
0.38
+15%
|
0.39
+3%
|
0.49
+26%
|
0.49
N/A
|
0.47
-4%
|
0.48
+2%
|
0.53
+10%
|
0.52
-2%
|
0.59
+13%
|
0.59
N/A
|
0.64
+8%
|
0.67
+5%
|
|