Natwest Group PLC
LSE:NWG
Balance Sheet
Balance Sheet Decomposition
Natwest Group PLC
Natwest Group PLC
Balance Sheet
Natwest Group PLC
| Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
44 296
|
51 891
|
61 073
|
70 587
|
82 606
|
219 460
|
835 409
|
687 353
|
502 748
|
454 112
|
430 088
|
390 825
|
334 251
|
306 334
|
323 023
|
323 184
|
306 397
|
328 894
|
362 155
|
360 404
|
367 453
|
382 195
|
400 871
|
419 176
|
|
| Investments |
305 578
|
341 523
|
471 080
|
650 121
|
731 656
|
1 458 982
|
1 412 070
|
837 048
|
796 352
|
896 225
|
755 051
|
522 559
|
541 872
|
416 060
|
390 546
|
316 428
|
297 198
|
312 843
|
328 755
|
265 885
|
220 732
|
208 723
|
219 728
|
214 443
|
|
| PP&E Net |
10 485
|
13 927
|
16 428
|
18 053
|
18 420
|
18 745
|
18 949
|
19 397
|
16 543
|
7 400
|
6 673
|
5 276
|
4 234
|
3 567
|
3 495
|
3 509
|
4 351
|
4 928
|
4 418
|
4 230
|
4 240
|
4 227
|
3 967
|
4 282
|
|
| PP&E Gross |
10 485
|
13 927
|
16 428
|
18 053
|
18 420
|
18 745
|
18 949
|
19 397
|
16 543
|
7 400
|
6 673
|
5 276
|
4 234
|
3 567
|
3 495
|
3 509
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Accumulated Depreciation |
3 533
|
3 750
|
4 448
|
5 237
|
5 266
|
5 600
|
4 544
|
5 441
|
6 162
|
5 922
|
6 277
|
5 863
|
4 733
|
4 289
|
4 420
|
4 057
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Intangible Assets |
0
|
0
|
1 210
|
1 109
|
1 015
|
6 963
|
4 487
|
3 583
|
1 920
|
2 434
|
2 279
|
2 229
|
1 517
|
979
|
922
|
985
|
1 010
|
1 015
|
1 048
|
1 201
|
1 594
|
1 934
|
1 913
|
1 772
|
|
| Goodwill |
12 697
|
13 131
|
18 032
|
18 823
|
17 889
|
42 953
|
15 562
|
14 264
|
12 528
|
12 424
|
11 266
|
10 139
|
6 264
|
5 558
|
5 558
|
5 558
|
5 606
|
5 607
|
5 607
|
5 522
|
5 522
|
5 680
|
5 675
|
5 520
|
|
| Long-Term Investments |
94
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1 054
|
1 212
|
1 509
|
1 410
|
404
|
436
|
449
|
716
|
688
|
668
|
690
|
753
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
0
|
3 694
|
7 118
|
7 097
|
6 478
|
29 830
|
17 513
|
6 709
|
84 102
|
6 332
|
2 092
|
2 327
|
3 336
|
1 691
|
1 624
|
10 812
|
9 357
|
2 997
|
2 130
|
1 715
|
|
| Other Assets |
47 192
|
42 661
|
35 326
|
33 626
|
33 450
|
120 479
|
59 341
|
65 766
|
49 088
|
30 669
|
24 770
|
23 130
|
15 460
|
12 489
|
12 999
|
9 999
|
10 248
|
11 249
|
9 031
|
8 937
|
9 609
|
14 106
|
16 156
|
7 914
|
|
| Total Assets |
412 000
N/A
|
454 428
+10%
|
588 122
+29%
|
776 827
+32%
|
871 432
+12%
|
1 840 829
+111%
|
2 401 652
+30%
|
1 696 486
-29%
|
1 453 576
-14%
|
1 506 867
+4%
|
1 312 295
-13%
|
1 027 878
-22%
|
1 051 019
+2%
|
815 408
-22%
|
798 656
-2%
|
738 056
-8%
|
694 235
-6%
|
723 039
+4%
|
799 491
+11%
|
781 992
-2%
|
720 053
-8%
|
692 673
-4%
|
707 985
+2%
|
714 553
+1%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accrued Liabilities |
8 626
|
13 155
|
8 468
|
3 875
|
4 412
|
8 377
|
7 531
|
7 429
|
6 773
|
4 941
|
3 579
|
3 116
|
2 833
|
1 915
|
1 311
|
1 074
|
1 047
|
1 125
|
990
|
1 508
|
1 407
|
1 411
|
1 353
|
1 350
|
|
| Short-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
141 809
|
106 359
|
114 833
|
128 503
|
132 372
|
85 134
|
62 835
|
37 378
|
32 335
|
38 421
|
45 832
|
49 394
|
42 265
|
37 107
|
41 420
|
41 977
|
43 071
|
40 544
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
69 513
|
22 647
|
17 897
|
12 307
|
9 137
|
4 546
|
5 686
|
8 085
|
12 768
|
12 499
|
16 695
|
9 564
|
14 826
|
13 304
|
11 926
|
|
| Total Deposits |
275 139
|
305 244
|
383 198
|
453 274
|
516 365
|
994 657
|
755 747
|
649 987
|
494 650
|
483 257
|
490 313
|
449 725
|
391 273
|
372 160
|
390 397
|
411 150
|
386 211
|
391 346
|
454 945
|
508 210
|
472 876
|
455 997
|
467 649
|
490 142
|
|
| Other Interest Bearing Liabilities |
33 938
|
41 016
|
63 999
|
90 420
|
85 963
|
274 172
|
300 289
|
267 568
|
218 372
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
272
|
225
|
237
|
575
|
0
|
0
|
|
| Other Current Liabilities |
0
|
0
|
0
|
952
|
789
|
1 630
|
585
|
429
|
723
|
700
|
527
|
516
|
586
|
368
|
336
|
227
|
100
|
132
|
63
|
12
|
55
|
332
|
263
|
76
|
|
| Total Current Liabilities |
8 626
|
13 155
|
8 468
|
4 827
|
5 201
|
10 007
|
149 925
|
114 217
|
122 329
|
203 657
|
159 125
|
106 663
|
78 561
|
48 798
|
38 528
|
45 408
|
55 064
|
63 419
|
55 817
|
55 322
|
52 446
|
58 546
|
57 991
|
53 896
|
|
| Long-Term Debt |
13 965
|
16 998
|
20 366
|
28 274
|
27 654
|
38 043
|
49 154
|
37 652
|
27 053
|
119 427
|
98 718
|
73 934
|
59 074
|
40 916
|
38 910
|
32 958
|
42 873
|
46 016
|
45 584
|
42 729
|
46 668
|
46 073
|
52 994
|
60 253
|
|
| Deferred Income Tax |
1 834
|
2 036
|
2 061
|
1 695
|
3 264
|
5 400
|
4 165
|
2 811
|
2 142
|
1 945
|
1 141
|
507
|
500
|
882
|
662
|
583
|
454
|
266
|
291
|
359
|
227
|
141
|
99
|
104
|
|
| Minority Interest |
1 839
|
2 713
|
3 492
|
2 109
|
5 263
|
38 388
|
21 619
|
16 895
|
1 719
|
686
|
1 770
|
473
|
2 946
|
716
|
795
|
763
|
754
|
9
|
36
|
7
|
8
|
31
|
28
|
14
|
|
| Other Liabilities |
49 607
|
47 168
|
72 633
|
160 793
|
187 495
|
427 124
|
1 061 874
|
529 620
|
512 179
|
622 528
|
492 550
|
337 834
|
462 902
|
298 505
|
280 755
|
198 864
|
163 143
|
178 436
|
198 758
|
133 344
|
111 103
|
94 153
|
89 874
|
67 545
|
|
| Total Liabilities |
384 948
N/A
|
428 330
+11%
|
554 217
+29%
|
741 392
+34%
|
831 205
+12%
|
1 787 791
+115%
|
2 342 773
+31%
|
1 618 750
-31%
|
1 378 444
-15%
|
1 431 500
+4%
|
1 243 617
-13%
|
969 136
-22%
|
995 256
+3%
|
761 977
-23%
|
750 047
-2%
|
689 726
-8%
|
648 499
-6%
|
679 492
+5%
|
755 631
+11%
|
740 196
-2%
|
683 565
-8%
|
655 516
-4%
|
668 635
+2%
|
671 954
+0%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
754
|
769
|
822
|
826
|
815
|
2 530
|
9 898
|
14 630
|
15 125
|
15 318
|
6 582
|
6 714
|
6 877
|
11 625
|
11 823
|
11 965
|
12 049
|
12 094
|
12 129
|
11 468
|
10 539
|
9 683
|
8 972
|
8 860
|
|
| Retained Earnings |
18 610
|
17 147
|
20 439
|
22 384
|
26 538
|
32 123
|
18 593
|
36 618
|
33 501
|
31 141
|
31 741
|
23 220
|
18 352
|
11 403
|
2 487
|
28 011
|
25 193
|
24 827
|
23 448
|
24 569
|
22 551
|
24 033
|
25 525
|
28 630
|
|
| Additional Paid In Capital |
7 608
|
8 175
|
12 964
|
11 777
|
12 482
|
18 395
|
28 544
|
24 088
|
24 353
|
24 980
|
25 340
|
25 646
|
25 836
|
28 071
|
30 275
|
4 945
|
5 085
|
5 152
|
6 110
|
5 051
|
1 161
|
5 051
|
6 441
|
5 732
|
|
| Unrealized Security Profit/Loss |
80
|
7
|
0
|
73
|
1 528
|
1 032
|
3 561
|
1 755
|
2 037
|
957
|
346
|
308
|
299
|
307
|
238
|
255
|
343
|
138
|
360
|
269
|
102
|
49
|
103
|
13
|
|
| Treasury Stock |
0
|
0
|
0
|
7
|
115
|
61
|
104
|
121
|
808
|
769
|
213
|
137
|
113
|
107
|
132
|
43
|
21
|
42
|
24
|
371
|
258
|
503
|
868
|
717
|
|
| Other Equity |
0
|
0
|
320
|
528
|
1 021
|
981
|
5 509
|
4 276
|
4 998
|
5 654
|
5 574
|
3 607
|
4 512
|
2 132
|
3 918
|
3 197
|
3 087
|
1 378
|
1 837
|
810
|
2 597
|
1 058
|
617
|
81
|
|
| Total Equity |
27 052
N/A
|
26 098
-4%
|
33 905
+30%
|
35 435
+5%
|
40 227
+14%
|
53 038
+32%
|
58 879
+11%
|
77 736
+32%
|
75 132
-3%
|
75 367
+0%
|
68 678
-9%
|
58 742
-14%
|
55 763
-5%
|
53 431
-4%
|
48 609
-9%
|
48 330
-1%
|
45 736
-5%
|
43 547
-5%
|
43 860
+1%
|
41 796
-5%
|
36 488
-13%
|
37 157
+2%
|
39 350
+6%
|
42 599
+8%
|
|
| Total Liabilities & Equity |
412 000
N/A
|
454 428
+10%
|
588 122
+29%
|
776 827
+32%
|
871 432
+12%
|
1 840 829
+111%
|
2 401 652
+30%
|
1 696 486
-29%
|
1 453 576
-14%
|
1 506 867
+4%
|
1 312 295
-13%
|
1 027 878
-22%
|
1 051 019
+2%
|
815 408
-22%
|
798 656
-2%
|
738 056
-8%
|
694 235
-6%
|
723 039
+4%
|
799 491
+11%
|
781 992
-2%
|
720 053
-8%
|
692 673
-4%
|
707 985
+2%
|
714 553
+1%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
1 039
|
1 062
|
1 137
|
1 145
|
1 130
|
1 195
|
3 946
|
10 737
|
10 946
|
11 023
|
11 171
|
11 303
|
11 466
|
11 625
|
11 823
|
11 965
|
12 049
|
12 094
|
12 129
|
11 468
|
10 765
|
9 685
|
8 860
|
8 807
|
|
| Preferred Shares Outstanding |
2 770
|
86
|
86
|
86
|
86
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
|