Nedbank Group Ltd
JSE:NED
Balance Sheet
Balance Sheet Decomposition
Nedbank Group Ltd
Nedbank Group Ltd
Balance Sheet
Nedbank Group Ltd
| Dec-2001 | Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
151 055
|
194 862
|
210 096
|
221 008
|
248 408
|
308 563
|
373 956
|
434 233
|
450 301
|
477 226
|
499 023
|
497 264
|
546 500
|
591 080
|
651 903
|
677 499
|
689 834
|
721 483
|
824 786
|
843 303
|
831 735
|
882 165
|
891 619
|
962 184
|
|
| Investments |
32 185
|
91 951
|
68 730
|
80 895
|
69 081
|
78 749
|
80 658
|
100 986
|
86 556
|
90 592
|
100 906
|
117 462
|
133 148
|
142 448
|
171 754
|
199 202
|
196 507
|
236 716
|
225 572
|
245 079
|
289 435
|
302 440
|
342 179
|
369 018
|
|
| PP&E Net |
2 046
|
2 854
|
2 684
|
3 002
|
3 258
|
3 535
|
4 100
|
4 540
|
5 178
|
5 811
|
6 926
|
6 398
|
6 818
|
7 773
|
8 784
|
8 969
|
8 902
|
9 371
|
11 977
|
11 334
|
10 739
|
11 064
|
10 913
|
14 131
|
|
| PP&E Gross |
2 046
|
2 854
|
2 684
|
3 002
|
3 258
|
3 535
|
4 100
|
4 540
|
5 178
|
0
|
0
|
6 398
|
6 818
|
7 773
|
8 784
|
8 969
|
8 902
|
9 371
|
11 977
|
11 334
|
10 739
|
11 064
|
10 913
|
14 131
|
|
| Accumulated Depreciation |
1 448
|
2 323
|
579
|
2 935
|
2 400
|
2 524
|
2 742
|
3 055
|
3 609
|
0
|
0
|
4 225
|
4 688
|
4 872
|
5 534
|
6 317
|
7 296
|
8 454
|
9 386
|
9 921
|
4 729
|
4 687
|
4 127
|
4 625
|
|
| Intangible Assets |
1 247
|
1 730
|
1 710
|
1 419
|
1 320
|
1 266
|
1 349
|
1 607
|
2 434
|
7 494
|
7 777
|
2 881
|
3 164
|
3 438
|
3 753
|
4 884
|
6 253
|
7 435
|
8 309
|
9 004
|
8 926
|
8 357
|
7 966
|
8 641
|
|
| Goodwill |
1 272
|
4 457
|
3 762
|
3 676
|
3 687
|
3 695
|
3 898
|
3 894
|
4 981
|
0
|
0
|
5 041
|
5 126
|
5 141
|
5 257
|
5 199
|
5 131
|
5 173
|
5 057
|
4 747
|
4 295
|
4 292
|
4 011
|
4 011
|
|
| Long-Term Investments |
1 901
|
1 504
|
1 627
|
1 019
|
657
|
907
|
978
|
1 167
|
924
|
936
|
568
|
1 032
|
1 101
|
7 670
|
9 579
|
6 567
|
6 722
|
4 041
|
3 917
|
3 322
|
3 395
|
2 496
|
2 489
|
2 486
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
84
|
1 788
|
3 074
|
2 489
|
2 290
|
2 054
|
1 449
|
1 951
|
2 154
|
2 341
|
2 392
|
2 726
|
3 208
|
4 871
|
5 284
|
5 984
|
6 501
|
5 525
|
6 726
|
6 503
|
8 137
|
5 034
|
6 263
|
6 220
|
|
| Other Assets |
1 462
|
18 453
|
16 633
|
10 973
|
15 422
|
16 324
|
13 270
|
9 467
|
10 294
|
10 497
|
12 749
|
19 517
|
19 081
|
21 005
|
36 777
|
23 406
|
35 246
|
28 051
|
40 581
|
85 236
|
43 598
|
13 540
|
18 357
|
21 661
|
|
| Total Assets |
197 665
N/A
|
324 767
+64%
|
313 113
-4%
|
327 840
+5%
|
352 258
+7%
|
424 912
+21%
|
488 856
+15%
|
567 023
+16%
|
570 703
+1%
|
608 718
+7%
|
648 127
+6%
|
682 958
+5%
|
749 594
+10%
|
809 313
+8%
|
925 726
+14%
|
966 022
+4%
|
983 314
+2%
|
1 043 912
+6%
|
1 143 349
+10%
|
1 228 137
+7%
|
1 221 054
-1%
|
1 252 904
+3%
|
1 311 408
+5%
|
1 418 537
+8%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
8 111
|
8 767
|
7 982
|
8 085
|
12 340
|
14 724
|
9 675
|
12 144
|
10 531
|
13 182
|
9 198
|
12 619
|
12 701
|
|
| Accrued Liabilities |
0
|
0
|
0
|
390
|
366
|
401
|
453
|
489
|
556
|
0
|
0
|
675
|
715
|
757
|
722
|
810
|
885
|
907
|
943
|
1 068
|
1 119
|
4 036
|
4 150
|
4 586
|
|
| Short-Term Debt |
1 822
|
7 987
|
13 114
|
12 671
|
5 206
|
11 235
|
8 876
|
21 028
|
14 935
|
0
|
0
|
16 561
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
4 762
|
8 636
|
9 175
|
6 172
|
5 627
|
8 831
|
7 100
|
9 254
|
8 868
|
9 029
|
8 518
|
9 686
|
|
| Total Deposits |
137 853
|
204 130
|
214 967
|
228 148
|
247 273
|
304 183
|
367 435
|
439 636
|
447 393
|
492 393
|
524 130
|
534 317
|
602 952
|
653 450
|
725 851
|
761 542
|
771 584
|
825 804
|
904 382
|
953 715
|
971 795
|
1 039 622
|
1 087 645
|
1 174 691
|
|
| Other Interest Bearing Liabilities |
973
|
1 120
|
835
|
1 509
|
1 291
|
2 577
|
2 251
|
3 024
|
2 031
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
110
|
183
|
144
|
193
|
466
|
434
|
337
|
235
|
315
|
191
|
200
|
193
|
301
|
134
|
412
|
214
|
259
|
363
|
161
|
590
|
330
|
322
|
313
|
324
|
|
| Total Current Liabilities |
1 932
|
8 170
|
13 258
|
13 254
|
6 038
|
12 070
|
9 666
|
21 752
|
15 806
|
191
|
200
|
25 540
|
14 545
|
17 509
|
18 394
|
19 536
|
21 495
|
19 776
|
20 348
|
21 443
|
23 499
|
22 585
|
25 600
|
27 297
|
|
| Long-Term Debt |
3 829
|
7 568
|
10 086
|
7 309
|
7 273
|
8 518
|
12 326
|
14 061
|
20 084
|
26 104
|
29 442
|
30 298
|
28 506
|
27 002
|
35 807
|
45 904
|
45 949
|
46 756
|
55 992
|
53 564
|
51 774
|
45 469
|
41 906
|
42 736
|
|
| Deferred Income Tax |
1 451
|
1 710
|
2 731
|
1 143
|
959
|
1 649
|
1 616
|
2 100
|
1 945
|
1 804
|
1 345
|
793
|
789
|
931
|
1 182
|
804
|
761
|
669
|
939
|
390
|
458
|
533
|
507
|
778
|
|
| Minority Interest |
881
|
2 490
|
3 454
|
3 450
|
3 819
|
4 272
|
4 932
|
5 160
|
5 335
|
3 713
|
3 739
|
3 774
|
3 719
|
3 887
|
3 997
|
3 978
|
6 716
|
7 493
|
10 852
|
11 452
|
9 998
|
698
|
887
|
921
|
|
| Other Liabilities |
35 916
|
82 533
|
56 135
|
54 690
|
63 115
|
66 527
|
60 437
|
46 377
|
38 460
|
40 412
|
40 325
|
34 635
|
38 466
|
39 510
|
65 741
|
56 525
|
54 986
|
59 636
|
63 239
|
98 581
|
64 017
|
28 751
|
36 539
|
46 949
|
|
| Total Liabilities |
182 835
N/A
|
307 721
+68%
|
301 466
-2%
|
309 503
+3%
|
329 768
+7%
|
399 796
+21%
|
458 663
+15%
|
532 110
+16%
|
531 054
0%
|
564 617
+6%
|
599 181
+6%
|
629 357
+5%
|
688 977
+9%
|
742 289
+8%
|
850 972
+15%
|
888 289
+4%
|
901 491
+1%
|
960 134
+7%
|
1 055 752
+10%
|
1 139 145
+8%
|
1 121 541
-2%
|
1 137 658
+1%
|
1 193 084
+5%
|
1 293 372
+8%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
242
|
271
|
275
|
394
|
402
|
395
|
402
|
410
|
436
|
449
|
455
|
507
|
510
|
499
|
494
|
495
|
498
|
493
|
481
|
484
|
486
|
538
|
571
|
570
|
|
| Retained Earnings |
13 262
|
12 239
|
6 571
|
8 051
|
11 623
|
14 994
|
19 070
|
21 573
|
24 183
|
28 130
|
32 557
|
37 111
|
43 813
|
49 777
|
51 470
|
55 668
|
61 905
|
64 586
|
68 831
|
69 202
|
79 234
|
86 134
|
93 605
|
99 825
|
|
| Additional Paid In Capital |
1 326
|
4 536
|
4 801
|
9 892
|
10 465
|
9 727
|
10 721
|
11 370
|
13 728
|
15 522
|
15 934
|
16 033
|
16 343
|
16 781
|
17 569
|
18 043
|
18 688
|
17 315
|
18 096
|
18 583
|
18 768
|
19 208
|
14 332
|
14 351
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1 015
|
1 078
|
0
|
0
|
0
|
0
|
0
|
1 920
|
1 801
|
2 328
|
2 789
|
2 433
|
2 718
|
2 533
|
2 063
|
2 326
|
2 324
|
|
| Treasury Stock |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
50
|
49
|
33
|
17
|
17
|
16
|
16
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Equity |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
545
|
224
|
0
|
0
|
0
|
0
|
0
|
3 318
|
1 743
|
1 580
|
1 389
|
2 244
|
1 995
|
1 508
|
7 303
|
7 490
|
8 095
|
|
| Total Equity |
14 830
N/A
|
17 046
+15%
|
11 647
-32%
|
18 337
+57%
|
22 490
+23%
|
25 116
+12%
|
30 193
+20%
|
34 913
+16%
|
39 649
+14%
|
44 101
+11%
|
48 946
+11%
|
53 601
+10%
|
60 617
+13%
|
67 024
+11%
|
74 754
+12%
|
77 733
+4%
|
81 823
+5%
|
83 778
+2%
|
87 597
+5%
|
88 992
+2%
|
99 513
+12%
|
115 246
+16%
|
118 324
+3%
|
125 165
+6%
|
|
| Total Liabilities & Equity |
197 665
N/A
|
324 767
+64%
|
313 113
-4%
|
327 840
+5%
|
352 258
+7%
|
424 912
+21%
|
488 856
+15%
|
567 023
+16%
|
570 703
+1%
|
608 718
+7%
|
648 127
+6%
|
682 958
+5%
|
749 594
+10%
|
809 313
+8%
|
925 726
+14%
|
966 022
+4%
|
983 314
+2%
|
1 043 912
+6%
|
1 143 349
+10%
|
1 228 137
+7%
|
1 221 054
-1%
|
1 252 904
+3%
|
1 311 408
+5%
|
1 418 537
+8%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
266
|
297
|
275
|
394
|
402
|
395
|
402
|
410
|
436
|
449
|
455
|
457
|
461
|
466
|
477
|
478
|
482
|
477
|
481
|
484
|
486
|
487
|
465
|
467
|
|
| Preferred Shares Outstanding |
0
|
200
|
0
|
0
|
0
|
0
|
316
|
316
|
352
|
361
|
358
|
358
|
358
|
358
|
358
|
358
|
358
|
358
|
358
|
358
|
0
|
0
|
0
|
1
|
|