I

Watchlist Manager

Watchlist

Price: 12 906 Zac -2.21% Market Closed

Market Cap: 238.9B ZAR

Income Statement

Net Interest Income

Non Interest Income

Currency: GBP

		Mar-2002	Sep-2002	Mar-2003	Sep-2003	Mar-2004	Sep-2004	Mar-2005	Sep-2005	Mar-2006	Sep-2006	Mar-2007	Sep-2007	Mar-2008	Sep-2008	Mar-2009	Sep-2009	Mar-2010	Sep-2010	Mar-2011	Sep-2011	Mar-2012	Sep-2012	Mar-2013	Sep-2015	Mar-2016	Sep-2016	Mar-2017	Sep-2017	Mar-2018	Sep-2018	Mar-2019	Sep-2019	Mar-2020	Sep-2020	Mar-2021	Sep-2021	Mar-2022	Sep-2022	Mar-2023	Sep-2023	Mar-2024	Sep-2024	Mar-2025	Sep-2025
Revenue
Net Interest Income		168	335	526	269	561	419	249	279	259	283	344	405	583	704	694	648	613	637	682	725	699	684	704	286	574	602	680	731	760	804	817	834	839	767	778	879	945	1 093	1 267	1 330	1 339	1 352	1 358	1 344
Interest Income		859	616	526	269	561	419	249	279	934	1 361	1 233	1 457	2 083	2 629	2 597	2 236	2 041	2 185	2 239	2 304	2 300	2 244	2 133	850	1 706	1 894	2 231	2 418	2 491	2 552	2 632	2 726	2 684	2 314	1 922	1 893	1 951	2 308	3 397	4 212	4 124	4 094	4 161	6 082
Interest Expense		691	0	0	0	0	0	0	0	675	403	889	1 053	1 500	1 925	1 903	1 588	1 428	1 549	1 557	1 579	1 601	1 560	1 429	564	1 132	1 292	1 551	1 687	1 731	1 747	1 815	1 892	1 845	1 546	1 144	1 015	1 006	1 205	1 920	2 497	2 785	2 927	2 803	2 611
Non Interest Income		476	201	6	5	9	0	0	0	821	398	890	950	1 036	988	858	952	1 112	1 289	1 438	1 359	1 362	1 346	1 456	768	1 635	1 525	1 767	1 883	1 879	1 950	1 227	832	1 089	876	985	1 076	1 181	1 092	892	725	768	834	888	891
Revenue		644 N/A	536 -17%	532 -1%	274 -48%	570 +108%	419 -26%	249 -41%	279 +12%	1 080 +288%	681 -37%	1 233 +81%	1 355 +10%	1 620 +20%	1 692 +4%	1 552 -8%	1 600 +3%	1 725 +8%	1 926 +12%	2 120 +10%	2 084 -2%	2 061 -1%	2 030 -1%	2 160 +6%	1 053 -51%	2 208 +110%	2 127 -4%	2 447 +15%	2 613 +7%	2 639 +1%	2 755 +4%	2 044 -26%	1 666 -18%	1 928 +16%	1 643 -15%	1 763 +7%	1 954 +11%	2 127 +9%	2 185 +3%	2 159 -1%	2 055 -5%	2 107 +3%	2 186 +4%	2 246 +3%	2 235 0%
Pre-Tax Income
Loan Loss Provision		(15)	0	0	0	0	0	0	0	(9)	(8)	(17)	(20)	(114)	(179)	(256)	(314)	(287)	(275)	(318)	(339)	(325)	(297)	(251)	(46)	(110)	(110)	(112)	(125)	(149)	(120)	(67)	(66)	(133)	(168)	(99)	(44)	(29)	(48)	(81)	(98)	(79)	(100)	(119)	(112)
Non Interest Expense		(538)	(493)	(598)	(239)	(471)	(329)	(136)	(153)	(630)	(899)	(748)	(824)	(958)	(992)	(927)	(941)	(1 028)	(1 167)	(1 335)	(1 342)	(1 445)	(1 458)	(1 522)	(730)	(1 581)	(1 485)	(1 698)	(1 816)	(1 853)	(1 935)	(1 463)	(1 213)	(1 484)	(1 312)	(1 332)	(1 362)	(1 400)	(1 261)	(1 184)	(1 167)	(1 205)	(1 217)	(1 263)	(1 265)
Pre-Tax Income		92 N/A	38 -59%	(66) N/A	35 N/A	99 +182%	115 +16%	113 -1%	125 +11%	441 +252%	586 +33%	469 -20%	511 +9%	548 +7%	521 -5%	368 -29%	345 -6%	410 +19%	484 +18%	466 -4%	403 -14%	291 -28%	275 -6%	387 +41%	277 -28%	518 +87%	532 +3%	637 +20%	673 +6%	638 -5%	700 +10%	515 -26%	387 -25%	311 -20%	163 -48%	332 +104%	548 +65%	697 +27%	876 +26%	894 +2%	790 -12%	822 +4%	869 +6%	863 -1%	858 -1%
Net Income
Tax Provision		(29)	(22)	(5)	(12)	(29)	(22)	(19)	(29)	(112)	(153)	(120)	(125)	(127)	(118)	(82)	(66)	(83)	(90)	(59)	(55)	(55)	(53)	(73)	(60)	(98)	(92)	(114)	(104)	(56)	(70)	(31)	(3)	(33)	(23)	(73)	(117)	(141)	(143)	(148)	(172)	(171)	(181)	(170)	(160)
Income from Continuing Operations		63	16	(72)	23	71	93	94	97	329	432	349	386	421	403	287	280	327	394	408	348	237	222	313	217	420	440	523	569	582	630	484	384	278	140	259	432	556	734	746	617	651	688	693	698
Income to Minority Interest		(2)	(1)	(2)	(1)	(2)	(1)	(2)	(1)	(14)	(16)	(9)	(17)	(29)	(5)	5	1	19	20	13	5	11	14	(3)	(19)	(52)	(61)	(81)	(83)	(76)	(95)	(58)	(37)	(68)	(24)	10	(22)	(40)	(23)	(1)	(1)	(1)	(2)	0	1
Equity Earnings Affiliates		0	(3)	10	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income (Common)		38 N/A	2 -96%	(64) N/A	20 N/A	61 +202%	81 +31%	81 +0%	85 +4%	295 +249%	381 +29%	309 -19%	334 +8%	350 +5%	352 +1%	245 -31%	232 -5%	302 +30%	374 +24%	378 +1%	310 -18%	208 -33%	198 -5%	271 +37%	175 -35%	335 +91%	357 +6%	457 +28%	499 +9%	473 -5%	493 +4%	490 -1%	465 -5%	1 091 +135%	946 -13%	235 -75%	376 +60%	477 +27%	705 +48%	764 +8%	899 +18%	892 -1%	612 -31%	623 +2%	634 +2%
EPS (Diluted)		0.08 N/A	0.01 -88%	-0.14 N/A	0.04 N/A	0.12 +200%	0.15 +25%	0.14 -7%	0.14 N/A	0.5 +257%	0.64 +28%	0.5 -22%	0.53 +6%	0.54 +2%	0.53 -2%	0.36 -32%	0.33 -8%	0.42 +27%	0.47 +12%	0.47 N/A	0.37 -21%	0.24 -35%	0.23 -4%	0.3 +30%	0.2 -33%	0.39 +95%	0.4 +3%	0.49 +22%	0.52 +6%	0.5 -4%	0.52 +4%	0.5 -4%	0.47 -6%	1.14 +143%	1 -12%	0.25 -75%	0.39 +56%	0.5 +28%	0.75 +50%	0.82 +9%	1.05 +28%	1 -5%	0.7 -30%	0.7 N/A	0.71 +1%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

Join more than 323,700+ value investors using Alpha Spread

Create Free Account

or see our plans & pricing

About Us Careers Pricing Affiliate Program Terms of Service Privacy Policy

What is Intrinsic Value? Help Center Contact Us

Stock Screener Intrinsic Value Calculator DCF Value Calculator Discount Rate Calculator

Most Undervalued Stocks Wide Economic Moat Stocks High Profitability Stocks High Solvency Stocks Most Popular Stocks

© 2026 Alpha Spread Limited. All Rights Reserved.

www.alphaspread.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on www.alphaspread.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. In no event shall Alpha Spread Limited be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on www.alphaspread.com, or relating to the use of, or inability to use, www.alphaspread.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance.

Get AI-powered insights for any company or topic.

Open AI Assistant

Stock Screener

Discover stocks

Stock Comparison

Smarter decisions through side-by-side analysis

Intrinsic Value Calculator

Discover the true worth of your stocks

DCF Value Calculator

Harness the power of DCF

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.