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Price: 1 460 IDR -4.89% Market Closed

Market Cap: Rp20T

Income Statement

Net Interest Income

Non Interest Income

Currency: IDR

		Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025
Revenue
Net Interest Income		20 286	20 413	20 101	20 106	20 878	21 670	22 661	23 879	27 195	28 600	29 647	30 499	29 276	30 297	32 529	33 110	34 384	33 147	33 002	30 000	33 262	33 272	31 701	33 959	29 618	29 078	28 522	28 054	27 502	24 589	20 640	15 748	11 500	17 422	30 411	44 627	64 644	88 045	177 112	339 294	589 738	872 578	1 091 740	1 256 035	1 352 996	1 459 408	1 544 374	1 578 395	1 565 443	1 487 650	1 441 056	1 433 337	1 553 425	1 799 968	2 011 647	2 253 494
Interest Income		44 677	44 982	44 740	44 727	45 085	46 140	48 244	50 164	56 257	62 448	69 312	78 908	85 993	92 295	97 281	96 264	94 669	89 529	84 921	78 196	77 160	76 060	75 002	79 183	77 455	76 666	74 329	71 268	67 456	63 074	59 506	55 382	52 609	58 087	66 686	74 101	90 071	112 982	209 284	384 096	652 419	957 700	1 197 377	1 381 765	1 500 465	1 640 561	1 779 487	1 852 377	1 874 936	1 830 229	1 802 299	1 850 447	2 052 751	2 399 127	2 734 183	3 107 396
Interest Expense		24 392	24 570	24 640	24 622	24 207	24 470	25 583	26 285	29 062	33 848	39 665	48 409	56 718	61 999	64 753	63 155	60 285	56 381	51 918	48 195	43 898	42 787	43 301	45 225	47 838	47 589	45 807	43 213	39 955	38 486	38 867	39 634	41 109	40 664	36 274	29 475	25 427	24 937	32 172	44 802	62 681	85 122	105 637	125 730	147 469	181 153	235 113	273 982	309 493	342 579	361 243	417 110	499 326	599 159	722 536	853 902
Non Interest Income		10 082	6 818	6 884	6 764	8 063	5 205	5 270	5 160	3 459	5 128	5 412	6 227	5 879	8 214	9 393	9 724	4 470	8 397	7 815	7 372	7 625	16 727	16 158	16 503	12 601	3 350	3 897	4 436	4 079	7 581	9 210	8 752	6 155	9 892	7 115	20 040	25 126	37 648	44 796	39 022	44 819	42 171	45 492	73 652	85 732	113 343	166 249	172 680	204 156	228 636	237 475	272 812	291 180	330 198	361 403	441 765
Revenue		30 368 N/A	27 231 -10%	26 985 -1%	26 870 0%	28 941 +8%	26 875 -7%	27 931 +4%	29 039 +4%	30 654 +6%	33 728 +10%	35 059 +4%	36 726 +5%	35 155 -4%	38 511 +10%	41 922 +9%	42 834 +2%	38 854 -9%	41 544 +7%	40 817 -2%	37 372 -8%	40 887 +9%	49 999 +22%	47 859 -4%	50 462 +5%	42 219 -16%	32 428 -23%	32 419 0%	32 490 +0%	31 581 -3%	32 170 +2%	29 850 -7%	24 500 -18%	17 655 -28%	27 314 +55%	37 526 +37%	64 667 +72%	89 770 +39%	125 693 +40%	221 908 +77%	378 316 +70%	634 557 +68%	914 749 +44%	1 137 232 +24%	1 329 687 +17%	1 438 728 +8%	1 572 751 +9%	1 710 623 +9%	1 751 075 +2%	1 769 599 +1%	1 716 286 -3%	1 678 531 -2%	1 706 149 +2%	1 844 605 +8%	2 130 166 +15%	2 373 050 +11%	2 695 259 +14%
Pre-Tax Income
Loan Loss Provision		0	103	370	691	0	0	0	0	0	0	(310)	(6 976)	0	0	291	6 621	0	0	0	0	0	(5 911)	(8 885)	(10 708)	(11 294)	(5 382)	(2 408)	(1 313)	(5 636)	(6 138)	(8 877)	(10 613)	(66 093)	(67 548)	(64 337)	(81 322)	(38 132)	(43 126)	(56 773)	(58 936)	(92 346)	(145 266)	(241 228)	(316 269)	(392 669)	(466 283)	(485 667)	(475 447)	(401 309)	(320 631)	(254 225)	(222 416)	(304 032)	(475 184)	(597 694)	(757 620)
Non Interest Expense		(27 498)	(24 763)	(25 038)	(25 559)	(28 031)	(25 720)	(26 715)	(27 695)	(27 476)	(30 364)	(31 038)	(32 572)	(33 078)	(36 954)	(40 327)	(41 561)	(38 776)	(52 114)	(54 534)	(75 447)	(78 767)	(71 263)	(68 950)	(49 064)	(43 357)	(43 415)	(44 179)	(44 942)	(44 297)	(46 661)	(46 744)	(44 077)	(70 357)	(97 909)	(128 735)	(185 833)	(241 205)	(284 887)	(350 563)	(435 839)	(533 077)	(697 820)	(802 804)	(919 330)	(1 025 631)	(1 087 985)	(1 189 805)	(1 237 552)	(1 274 727)	(1 296 714)	(1 318 687)	(1 350 108)	(1 361 214)	(1 426 175)	(1 497 053)	(1 612 891)
Pre-Tax Income		2 869 N/A	2 570 -10%	2 316 -10%	2 001 -14%	910 -55%	1 222 +34%	1 283 +5%	1 411 +10%	3 179 +125%	3 364 +6%	3 711 +10%	(2 822) N/A	2 077 N/A	1 557 -25%	1 886 +21%	7 894 +319%	78 -99%	(10 570) N/A	(13 698) -30%	(37 721) -175%	(37 880) 0%	(27 175) +28%	(29 977) -10%	(9 310) +69%	(12 432) -34%	(16 370) -32%	(14 168) +13%	(13 765) +3%	(18 352) -33%	(20 627) -12%	(25 769) -25%	(30 187) -17%	(118 795) -294%	(138 144) -16%	(155 547) -13%	(202 492) -30%	(189 567) +6%	(202 322) -7%	(185 430) +8%	(116 459) +37%	9 134 N/A	71 663 +685%	93 200 +30%	94 088 +1%	20 428 -78%	18 483 -10%	35 151 +90%	38 076 +8%	93 563 +146%	98 941 +6%	105 619 +7%	133 625 +27%	179 359 +34%	228 807 +28%	278 303 +22%	324 748 +17%
Net Income
Tax Provision		(783)	(708)	(645)	(566)	(485)	(563)	(578)	(610)	(861)	(907)	(994)	(720)	(945)	(815)	(897)	(1 040)	(388)	(356)	(172)	(293)	4 549	4 503	4 549	4 549	3 695	3 741	3 695	3 695	(4 936)	(4 936)	(4 936)	(2 005)	(3 171)	(3 171)	(3 171)	(6 102)	0	0	0	0	76 890	71 427	68 518	65 114	(4 515)	(4 001)	(7 640)	(12 442)	(21 201)	(22 376)	(23 807)	(25 721)	(50 841)	(61 724)	(72 682)	(82 933)
Income from Continuing Operations		2 087	1 863	1 672	1 436	425	659	705	801	2 318	2 457	2 717	(3 542)	1 132	742	989	6 854	(310)	(10 926)	(13 870)	(38 014)	(33 331)	(22 673)	(25 429)	(4 762)	(8 737)	(12 629)	(10 473)	(10 070)	(23 288)	(25 563)	(30 705)	(32 192)	(121 966)	(141 315)	(158 718)	(208 594)	(189 567)	(202 322)	(185 430)	(116 459)	86 024	143 090	161 718	159 202	15 913	14 482	27 511	25 634	72 362	76 565	81 812	107 904	128 518	167 083	205 621	241 815
Net Income (Common)		2 087 N/A	1 863 -11%	1 672 -10%	1 436 -14%	425 -70%	659 +55%	705 +7%	801 +14%	2 318 +189%	2 457 +6%	2 717 +11%	(3 542) N/A	1 132 N/A	742 -34%	989 +33%	6 854 +593%	(310) N/A	(10 926) -3 425%	(13 870) -27%	(38 014) -174%	(33 331) +12%	(22 673) +32%	(25 429) -12%	(4 762) +81%	(8 737) -83%	(12 629) -45%	(10 473) +17%	(10 070) +4%	(23 288) -131%	(25 563) -10%	(30 705) -20%	(32 192) -5%	(121 966) -279%	(141 315) -16%	(158 718) -12%	(208 594) -31%	(189 567) +9%	(202 322) -7%	(185 430) +8%	(116 459) +37%	86 024 N/A	143 090 +66%	161 718 +13%	159 202 -2%	15 913 -90%	14 482 -9%	27 511 +90%	25 634 -7%	72 362 +182%	76 565 +6%	81 812 +7%	107 904 +32%	128 518 +19%	167 083 +30%	205 621 +23%	241 815 +18%
EPS (Diluted)		0.27 N/A	0.23 -15%	0.21 -9%	0.18 -14%	0.05 -72%	0.09 +80%	0.1 +11%	0.11 +10%	0.3 +173%	0.31 +3%	0.34 +10%	-0.47 N/A	0.15 N/A	0.09 -40%	0.12 +33%	0.88 +633%	-0.04 N/A	-1.15 -2 775%	-1.43 -24%	-3.93 -175%	-3.45 +12%	-2.36 +32%	-2.64 -12%	-0.5 +81%	-0.9 -80%	-1.31 -46%	-1.09 +17%	-1.05 +4%	-2.41 -130%	-2.65 -10%	-3.18 -20%	-3.33 -5%	-12.62 -279%	-14.62 -16%	-12.12 +17%	-15.93 -31%	-18.65 -17%	-18.63 +0%	-12.78 +31%	-8.39 +34%	6.48 N/A	10.34 +60%	11.66 +13%	11.48 -2%	1.15 -90%	1.05 -9%	1.99 +90%	1.85 -7%	5.22 +182%	5.53 +6%	5.78 +5%	7.72 +34%	9.19 +19%	11.94 +30%	14.38 +20%	17.09 +19%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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