Global International Credit Group Ltd
HKEX:1669
Income Statement
Earnings Waterfall
Global International Credit Group Ltd
Income Statement
Global International Credit Group Ltd
| Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||
| Interest Expense |
34
|
25
|
14
|
9
|
12
|
17
|
15
|
11
|
5
|
1
|
0
|
1
|
1
|
1
|
0
|
0
|
0
|
0
|
|
| Revenue |
130
N/A
|
116
-11%
|
103
-11%
|
105
+1%
|
124
+19%
|
133
+7%
|
122
-8%
|
115
-5%
|
103
-11%
|
90
-12%
|
86
-5%
|
87
+1%
|
91
+4%
|
90
0%
|
88
-3%
|
90
+3%
|
90
0%
|
85
-5%
|
|
| Operating Income | |||||||||||||||||||
| Operating Expenses |
(33)
|
(34)
|
(29)
|
(24)
|
(24)
|
(24)
|
(32)
|
(27)
|
(26)
|
(26)
|
(23)
|
(23)
|
(28)
|
(29)
|
(27)
|
(32)
|
(34)
|
(28)
|
|
| Selling, General & Administrative |
(34)
|
(34)
|
(29)
|
(30)
|
(24)
|
(22)
|
(29)
|
(23)
|
(22)
|
(21)
|
(19)
|
(19)
|
(25)
|
(25)
|
(23)
|
(28)
|
(30)
|
(25)
|
|
| Depreciation & Amortization |
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(3)
|
(5)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(5)
|
(4)
|
(3)
|
|
| Other Operating Expenses |
1
|
1
|
0
|
7
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
|
| Operating Income |
97
N/A
|
82
-15%
|
74
-10%
|
81
+8%
|
100
+24%
|
109
+9%
|
90
-18%
|
88
-2%
|
77
-12%
|
64
-17%
|
63
-1%
|
64
+1%
|
62
-3%
|
62
-1%
|
61
-1%
|
58
-5%
|
56
-4%
|
57
+3%
|
|
| Pre-Tax Income | |||||||||||||||||||
| Interest Income Expense |
(9)
|
(8)
|
(7)
|
(3)
|
(12)
|
(17)
|
(15)
|
(11)
|
(5)
|
(1)
|
(0)
|
(1)
|
(1)
|
(0)
|
1
|
1
|
2
|
5
|
|
| Non-Reccuring Items |
0
|
0
|
7
|
0
|
0
|
0
|
0
|
0
|
4
|
4
|
(0)
|
0
|
0
|
(0)
|
(2)
|
(2)
|
(3)
|
(4)
|
|
| Pre-Tax Income |
88
N/A
|
75
-15%
|
74
-1%
|
78
+5%
|
88
+13%
|
92
+5%
|
75
-19%
|
78
+4%
|
77
-1%
|
68
-12%
|
63
-7%
|
64
+1%
|
61
-4%
|
61
0%
|
60
-1%
|
57
-5%
|
55
-4%
|
58
+6%
|
|
| Net Income | |||||||||||||||||||
| Tax Provision |
(12)
|
(11)
|
(11)
|
(11)
|
(19)
|
(19)
|
(12)
|
(13)
|
(12)
|
(11)
|
(10)
|
(10)
|
(10)
|
(10)
|
(10)
|
(10)
|
(9)
|
(10)
|
|
| Income from Continuing Operations |
77
|
64
|
63
|
66
|
68
|
72
|
63
|
65
|
64
|
57
|
53
|
53
|
51
|
51
|
50
|
48
|
46
|
49
|
|
| Net Income (Common) |
77
N/A
|
64
-16%
|
63
-1%
|
66
+5%
|
68
+3%
|
72
+6%
|
63
-14%
|
65
+4%
|
64
-1%
|
57
-12%
|
53
-7%
|
53
+1%
|
51
-4%
|
51
0%
|
50
-1%
|
48
-5%
|
46
-4%
|
49
+7%
|
|
| EPS (Diluted) |
0.19
N/A
|
0.16
-16%
|
0.16
N/A
|
0.17
+6%
|
0.17
N/A
|
0.18
+6%
|
0.16
-11%
|
0.16
N/A
|
0.16
N/A
|
0.14
-12%
|
0.13
-7%
|
0.13
N/A
|
0.13
N/A
|
0.13
N/A
|
0.13
N/A
|
0.12
-8%
|
0.11
-8%
|
0.12
+9%
|
|