Union Bank of the Philippines
XPHS:UBP
Balance Sheet
Balance Sheet Decomposition
Union Bank of the Philippines
Union Bank of the Philippines
Balance Sheet
Union Bank of the Philippines
| Dec-2001 | Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
14 877
|
14 632
|
16 270
|
14 658
|
13 873
|
44 523
|
42 186
|
59 775
|
62 125
|
95 032
|
76 740
|
80 321
|
106 820
|
131 020
|
172 706
|
222 566
|
257 966
|
268 749
|
347 005
|
309 966
|
321 881
|
458 496
|
500 813
|
501 138
|
|
| Investments |
17 053
|
31 075
|
33 580
|
44 072
|
33 833
|
37 877
|
31 399
|
59 838
|
66 563
|
90 014
|
100 545
|
112 570
|
145 255
|
152 330
|
157 314
|
173 825
|
223 518
|
252 550
|
231 182
|
268 780
|
301 567
|
410 079
|
427 367
|
422 744
|
|
| PP&E Net |
7 103
|
7 357
|
7 562
|
7 615
|
7 625
|
10 252
|
11 104
|
15 550
|
15 148
|
15 045
|
14 772
|
3 106
|
2 951
|
3 015
|
3 307
|
3 523
|
3 766
|
5 109
|
6 501
|
6 895
|
6 766
|
8 707
|
10 193
|
11 001
|
|
| PP&E Gross |
7 103
|
7 357
|
7 562
|
7 615
|
7 625
|
10 252
|
11 104
|
15 550
|
15 148
|
15 045
|
14 772
|
3 106
|
2 951
|
3 015
|
3 307
|
0
|
3 766
|
5 109
|
6 501
|
6 895
|
6 766
|
8 707
|
10 193
|
11 001
|
|
| Accumulated Depreciation |
1 025
|
1 135
|
1 185
|
1 275
|
1 183
|
1 270
|
1 902
|
1 831
|
1 844
|
1 507
|
1 653
|
2 203
|
2 662
|
2 716
|
3 048
|
0
|
3 188
|
3 948
|
4 348
|
5 506
|
6 659
|
7 798
|
9 025
|
10 256
|
|
| Intangible Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
200
|
179
|
200
|
164
|
258
|
368
|
514
|
461
|
633
|
914
|
1 898
|
2 835
|
4 206
|
5 702
|
18 410
|
22 727
|
25 091
|
|
| Goodwill |
0
|
0
|
0
|
0
|
0
|
7 876
|
7 876
|
7 887
|
7 887
|
7 887
|
7 887
|
7 887
|
11 258
|
11 258
|
11 258
|
11 258
|
11 258
|
15 726
|
15 456
|
15 349
|
14 819
|
53 993
|
53 993
|
53 993
|
|
| Long-Term Investments |
70
|
73
|
75
|
46
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
2
|
30
|
159
|
255
|
142
|
123
|
38
|
36
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
817
|
251
|
661
|
255
|
107
|
137
|
198
|
3 453
|
3 676
|
3 615
|
3 048
|
3 518
|
3 461
|
4 576
|
5 726
|
7 524
|
7 110
|
8 071
|
10 496
|
10 610
|
|
| Other Assets |
12 027
|
17 410
|
18 257
|
31 977
|
46 856
|
77 190
|
98 426
|
46 335
|
80 918
|
19 432
|
55 240
|
52 079
|
51 858
|
25 319
|
25 593
|
29 450
|
39 248
|
78 942
|
68 027
|
49 882
|
59 083
|
53 993
|
89 268
|
86 494
|
|
| Total Assets |
53 324
N/A
|
73 071
+37%
|
77 455
+6%
|
101 460
+31%
|
106 945
+5%
|
183 188
+71%
|
195 309
+7%
|
203 901
+4%
|
244 361
+20%
|
253 783
+4%
|
272 629
+7%
|
279 923
+3%
|
396 082
+41%
|
445 830
+13%
|
441 658
-1%
|
523 790
+19%
|
621 432
+19%
|
669 512
+8%
|
770 788
+15%
|
774 459
+0%
|
831 095
+7%
|
1 092 886
+31%
|
1 145 143
+5%
|
1 145 441
+0%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
392
|
395
|
365
|
0
|
431
|
1 567
|
4 933
|
1 883
|
2 806
|
0
|
4 225
|
6 660
|
9 223
|
8 129
|
7 072
|
17 816
|
20 138
|
19 045
|
|
| Accrued Liabilities |
405
|
496
|
1 000
|
1 055
|
1 060
|
2 044
|
984
|
705
|
1 325
|
0
|
1 471
|
1 927
|
1 858
|
1 832
|
1 569
|
0
|
1 678
|
1 908
|
3 877
|
4 520
|
4 876
|
8 917
|
9 567
|
9 004
|
|
| Short-Term Debt |
8 153
|
11 557
|
10 143
|
14 420
|
13 609
|
22 130
|
39 706
|
2 156
|
1 055
|
7 396
|
5 619
|
22 291
|
26 917
|
55 585
|
48 752
|
55 300
|
75 199
|
135 487
|
154 419
|
114 077
|
121 022
|
184 491
|
205 782
|
0
|
|
| Total Deposits |
28 007
|
41 861
|
45 979
|
54 153
|
60 328
|
115 983
|
106 758
|
161 421
|
194 508
|
193 320
|
206 653
|
189 841
|
298 238
|
311 077
|
311 583
|
376 485
|
447 616
|
420 703
|
484 336
|
527 785
|
570 501
|
711 304
|
712 568
|
676 323
|
|
| Other Current Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
65
|
92
|
117
|
112
|
0
|
164
|
228
|
322
|
210
|
183
|
452
|
499
|
0
|
|
| Total Current Liabilities |
8 558
|
12 053
|
11 143
|
15 475
|
14 669
|
24 174
|
41 082
|
3 256
|
2 745
|
7 396
|
7 521
|
25 850
|
33 800
|
59 417
|
53 239
|
55 300
|
81 266
|
144 283
|
167 841
|
126 936
|
133 153
|
211 675
|
235 986
|
28 049
|
|
| Long-Term Debt |
0
|
0
|
0
|
7 043
|
6 633
|
7 416
|
8 679
|
1 287
|
5 037
|
5 037
|
3 750
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1 337
|
1 220
|
1 383
|
185 916
|
207 333
|
221 448
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
15
|
21
|
24
|
19
|
53
|
543
|
521
|
791
|
777
|
845
|
634
|
860
|
|
| Other Liabilities |
3 995
|
5 627
|
5 815
|
8 574
|
6 825
|
15 721
|
11 377
|
10 920
|
10 790
|
12 045
|
11 865
|
16 894
|
19 052
|
19 500
|
17 345
|
25 060
|
19 206
|
17 837
|
19 256
|
13 367
|
13 845
|
20 269
|
19 413
|
23 554
|
|
| Total Liabilities |
40 560
N/A
|
59 541
+47%
|
62 937
+6%
|
85 245
+35%
|
88 454
+4%
|
163 293
+85%
|
167 895
+3%
|
176 884
+5%
|
213 081
+20%
|
217 798
+2%
|
229 790
+6%
|
232 585
+1%
|
351 105
+51%
|
390 015
+11%
|
382 192
-2%
|
456 864
+20%
|
548 141
+20%
|
583 365
+6%
|
673 291
+15%
|
670 098
0%
|
719 660
+7%
|
945 517
+31%
|
970 152
+3%
|
950 233
-2%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
5 512
|
5 512
|
5 512
|
5 512
|
5 512
|
5 512
|
6 414
|
6 414
|
6 414
|
6 414
|
6 414
|
6 414
|
6 414
|
10 583
|
10 583
|
10 583
|
10 583
|
12 171
|
12 176
|
12 185
|
12 194
|
21 421
|
23 538
|
33 164
|
|
| Retained Earnings |
5 782
|
7 103
|
8 185
|
10 032
|
11 109
|
12 739
|
14 691
|
15 605
|
19 211
|
23 154
|
28 145
|
33 860
|
40 640
|
40 047
|
43 833
|
51 663
|
58 063
|
60 739
|
72 449
|
79 722
|
87 984
|
93 283
|
97 509
|
101 058
|
|
| Additional Paid In Capital |
1 575
|
1 575
|
1 575
|
1 575
|
1 575
|
1 575
|
5 820
|
5 820
|
5 820
|
5 820
|
5 820
|
5 820
|
5 820
|
5 820
|
5 820
|
5 820
|
5 820
|
14 147
|
14 172
|
14 215
|
14 215
|
47 950
|
57 769
|
64 368
|
|
| Unrealized Security Profit/Loss |
105
|
660
|
754
|
904
|
295
|
69
|
489
|
822
|
165
|
598
|
2 460
|
1 807
|
7 535
|
24
|
0
|
0
|
0
|
75
|
78
|
55
|
1 448
|
14 058
|
2 195
|
1 766
|
|
| Treasury Stock |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
|
| Other Equity |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
563
|
362
|
659
|
770
|
1 140
|
1 175
|
985
|
1 379
|
1 816
|
1 507
|
1 228
|
1 628
|
1 615
|
|
| Total Equity |
12 764
N/A
|
13 529
+6%
|
14 518
+7%
|
16 215
+12%
|
18 491
+14%
|
19 895
+8%
|
27 414
+38%
|
27 017
-1%
|
31 280
+16%
|
35 985
+15%
|
42 839
+19%
|
47 338
+11%
|
44 977
-5%
|
55 815
+24%
|
59 466
+7%
|
66 926
+13%
|
73 291
+10%
|
86 147
+18%
|
97 496
+13%
|
104 362
+7%
|
111 436
+7%
|
147 369
+32%
|
174 991
+19%
|
195 208
+12%
|
|
| Total Liabilities & Equity |
53 324
N/A
|
73 071
+37%
|
77 455
+6%
|
101 460
+31%
|
106 945
+5%
|
183 188
+71%
|
195 309
+7%
|
203 901
+4%
|
244 361
+20%
|
253 783
+4%
|
272 629
+7%
|
279 923
+3%
|
396 082
+41%
|
445 830
+13%
|
441 658
-1%
|
523 790
+19%
|
621 432
+19%
|
669 512
+8%
|
770 788
+15%
|
774 459
+0%
|
831 095
+7%
|
1 092 886
+31%
|
1 145 143
+5%
|
1 145 441
+0%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
1 326
|
1 326
|
1 326
|
1 326
|
1 326
|
1 326
|
1 526
|
1 526
|
1 526
|
1 526
|
1 526
|
1 526
|
1 526
|
1 526
|
1 526
|
1 526
|
1 526
|
1 698
|
1 699
|
1 700
|
1 361
|
2 190
|
3 057
|
3 316
|
|