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Bank of the Philippine Islands
XPHS:BPI

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Bank of the Philippine Islands
XPHS:BPI
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Price: 95.4 PHP -1.24% Market Closed
Market Cap: ₱504.1B

P/S

2.6
Current
33%
Cheaper
vs 3-y average of 3.9

Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.

P/S
2.6
=
Market Cap
₱524.2B
/
Revenue
₱195.4B

Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.

P/S
2.6
=
Market Cap
₱524.2B
/
Revenue
₱195.4B

Valuation Scenarios

Bank of the Philippine Islands is trading below its 3-year average

If P/S returns to its 3-Year Average (3.9), the stock would be worth ₱142.47 (49% upside from current price).

Statistics
Positive Scenarios
2/4
Maximum Downside
-49%
Maximum Upside
+49%
Average Upside
1%
Scenario P/S Value Implied Price Upside/Downside
Current Multiple 2.6 ₱95.4
0%
3-Year Average 3.9 ₱142.47
+49%
5-Year Average 3.6 ₱135.01
+42%
Industry Average 1.6 ₱57.48
-40%
Country Average 1.3 ₱49.1
-49%

Forward P/S
Today’s price vs future revenue

Today's Market Cap Revenue Forward P/S
₱524.2B
/
Jan 2026
₱195.4B
=
2.6
Current
₱524.2B
/
Dec 2026
₱213.3B
=
2.5
Forward
₱524.2B
/
Dec 2027
₱233.3B
=
2.2
Forward
₱524.2B
/
Dec 2028
₱262.4B
=
2
Forward

Forward P/S shows whether today’s P/S still looks high or low once future revenue are taken into account.

Peer Comparison

All Multiples
P/S
P/E
All Countries
Close

Market Distribution

Higher than 74% of companies in Philippines
Percentile
74th
Based on 193 companies
74th percentile
2.6
Low
0 — 0.8
Typical Range
0.8 — 2.2
High
2.2 —
Distribution Statistics
Philippines
Min 0
30th Percentile 0.8
Median 1.3
70th Percentile 2.2
Max 410 147.1

Other Multiples

Bank of the Philippine Islands
Glance View

Market Cap
504.1B PHP
Industry
Banking

In the archipelago where waves meet opportunity, the Bank of the Philippine Islands (BPI) stands as the venerable stalwart of financial services, with roots tracing back to 1851. As the first bank in the Philippines and Southeast Asia, BPI has navigated through historical tides with a keen acumen for transforming challenges into prosperity. Today, it capitalizes on its extensive network of over 900 branches and thousands of ATMs spread across the nation, making banking accessible to millions. This robust infrastructure is complemented by a strategic emphasis on technology, enabling digital platforms that cater to the evolving needs of a tech-savvy, mobile-first consumer base. While traditional savings and loans form the backbone of its operations, BPI's prowess extends into a diversified menu of services. It generates significant revenue through banking activities encompassing corporate and consumer lending, asset management, and treasury services. The bank deftly manages a diversified portfolio of products from personal loans to comprehensive investment solutions tailored to both retail and institutional clients. In doing so, BPI profits not only from interest income on loans but also from transactional fees and advisory services, establishing a resilient stream of income in fluctuating economic climates. With a steadfast commitment to innovation and customer-centric strategies, BPI continues to script its legacy in the vibrant tapestry of Philippine economic growth.

BPI Intrinsic Value
171.55 PHP
Undervaluation 44%
Intrinsic Value
Price ₱95.4
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