Bank of the Philippine Islands
XPHS:BPI
Decide at what price you'd be comfortable buying and we'll help you stay ready.
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P/S
Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.
Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.
Valuation Scenarios
If P/S returns to its 3-Year Average (3.9), the stock would be worth ₱142.47 (49% upside from current price).
| Scenario | P/S Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 2.6 | ₱95.4 |
0%
|
| 3-Year Average | 3.9 | ₱142.47 |
+49%
|
| 5-Year Average | 3.6 | ₱135.01 |
+42%
|
| Industry Average | 1.6 | ₱57.48 |
-40%
|
| Country Average | 1.3 | ₱49.1 |
-49%
|
Forward P/S
Today’s price vs future revenue
| Today's Market Cap | Revenue | Forward P/S | ||
|---|---|---|---|---|
|
₱524.2B
|
/ |
Jan 2026
₱195.4B
|
= |
|
|
₱524.2B
|
/ |
Dec 2026
₱213.3B
|
= |
|
|
₱524.2B
|
/ |
Dec 2027
₱233.3B
|
= |
|
|
₱524.2B
|
/ |
Dec 2028
₱262.4B
|
= |
|
Forward P/S shows whether today’s P/S still looks high or low once future revenue are taken into account.
Peer Comparison
| Market Cap | P/S | P/E | ||||
|---|---|---|---|---|---|---|
| PH |
B
|
Bank of the Philippine Islands
XPHS:BPI
|
504.1B PHP | 2.6 | 7.6 | |
| US |
|
JPMorgan Chase & Co
NYSE:JPM
|
826B USD | 4.4 | 14.4 | |
| ZA |
C
|
Capitec Bank Holdings Ltd
JSE:CPI
|
512.1B ZAR | 7.6 | 30.4 | |
| ZA |
S
|
Standard Bank Group Ltd
JSE:SBK
|
510.6B ZAR | 1.8 | 10.4 | |
| CN |
|
Industrial and Commercial Bank of China Ltd
SSE:601398
|
2.7T CNY | 3.2 | 7.6 | |
| US |
|
Bank of America Corp
NYSE:BAC
|
371.1B USD | 3.2 | 12.3 | |
| CN |
|
China Construction Bank Corp
SSE:601939
|
2.5T CNY | 3.2 | 7.6 | |
| CN |
|
Agricultural Bank of China Ltd
SSE:601288
|
2.5T CNY | 3.3 | 9 | |
| UK |
|
HSBC Holdings PLC
LSE:HSBA
|
226.9B GBP | 3.4 | 14.5 | |
| CN |
|
Bank of China Ltd
SSE:601988
|
1.9T CNY | 2.7 | 8.2 | |
| US |
|
Wells Fargo & Co
NYSE:WFC
|
243.4B USD | 2.9 | 11.8 |
Market Distribution
| Min | 0 |
| 30th Percentile | 0.8 |
| Median | 1.3 |
| 70th Percentile | 2.2 |
| Max | 410 147.1 |
Other Multiples
Bank of the Philippine Islands
Glance View
In the archipelago where waves meet opportunity, the Bank of the Philippine Islands (BPI) stands as the venerable stalwart of financial services, with roots tracing back to 1851. As the first bank in the Philippines and Southeast Asia, BPI has navigated through historical tides with a keen acumen for transforming challenges into prosperity. Today, it capitalizes on its extensive network of over 900 branches and thousands of ATMs spread across the nation, making banking accessible to millions. This robust infrastructure is complemented by a strategic emphasis on technology, enabling digital platforms that cater to the evolving needs of a tech-savvy, mobile-first consumer base. While traditional savings and loans form the backbone of its operations, BPI's prowess extends into a diversified menu of services. It generates significant revenue through banking activities encompassing corporate and consumer lending, asset management, and treasury services. The bank deftly manages a diversified portfolio of products from personal loans to comprehensive investment solutions tailored to both retail and institutional clients. In doing so, BPI profits not only from interest income on loans but also from transactional fees and advisory services, establishing a resilient stream of income in fluctuating economic climates. With a steadfast commitment to innovation and customer-centric strategies, BPI continues to script its legacy in the vibrant tapestry of Philippine economic growth.