Bank of Communications Co Ltd
SSE:601328
Income Statement
Income Statement
Bank of Communications Co Ltd
| Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
49 697
|
55 952
|
53 742
|
59 266
|
63 041
|
66 455
|
65 636
|
63 755
|
62 390
|
62 592
|
66 564
|
71 078
|
76 780
|
80 996
|
84 995
|
89 700
|
94 675
|
99 908
|
103 493
|
108 571
|
112 757
|
116 627
|
120 126
|
123 790
|
126 740
|
128 660
|
130 658
|
130 909
|
132 861
|
135 403
|
134 776
|
137 496
|
138 624
|
140 371
|
144 172
|
143 198
|
141 261
|
136 961
|
134 871
|
132 060
|
128 056
|
127 012
|
124 873
|
124 125
|
124 198
|
127 143
|
130 908
|
135 296
|
140 312
|
142 060
|
144 083
|
145 962
|
147 870
|
151 770
|
153 336
|
155 153
|
157 973
|
158 566
|
161 693
|
165 673
|
210 833
|
213 009
|
169 882
|
210 585
|
167 231
|
166 035
|
164 123
|
165 033
|
165 970
|
166 794
|
169 832
|
170 878
|
170 845
|
171 684
|
|
| Interest Income |
79 405
|
89 169
|
90 118
|
98 767
|
106 295
|
114 079
|
116 880
|
117 364
|
116 417
|
115 020
|
116 639
|
120 456
|
126 913
|
133 452
|
141 905
|
152 250
|
164 444
|
178 876
|
191 764
|
207 965
|
222 041
|
232 484
|
240 596
|
244 219
|
247 482
|
251 882
|
259 292
|
267 884
|
277 615
|
285 360
|
288 509
|
293 797
|
297 380
|
300 837
|
305 126
|
302 513
|
297 204
|
291 699
|
289 844
|
293 351
|
298 061
|
306 518
|
314 200
|
323 640
|
332 168
|
341 714
|
348 864
|
353 460
|
360 180
|
363 627
|
367 453
|
371 230
|
371 820
|
370 753
|
369 101
|
365 671
|
366 824
|
370 979
|
377 646
|
386 954
|
495 941
|
506 690
|
418 122
|
530 132
|
443 960
|
454 098
|
459 861
|
462 555
|
459 493
|
455 020
|
451 712
|
444 462
|
437 635
|
428 826
|
|
| Interest Expense |
29 708
|
33 217
|
36 376
|
39 501
|
43 254
|
47 624
|
51 244
|
53 609
|
54 027
|
52 428
|
50 075
|
49 378
|
50 133
|
52 456
|
56 910
|
62 550
|
69 769
|
78 968
|
88 271
|
99 394
|
109 284
|
115 857
|
120 470
|
120 429
|
120 742
|
123 222
|
128 634
|
136 975
|
144 754
|
149 957
|
153 733
|
156 301
|
158 756
|
160 466
|
160 954
|
159 315
|
155 943
|
154 738
|
154 973
|
161 291
|
170 005
|
179 506
|
189 327
|
199 515
|
207 970
|
214 571
|
217 956
|
218 164
|
219 868
|
221 567
|
223 370
|
225 268
|
223 950
|
218 983
|
215 765
|
210 518
|
208 851
|
212 413
|
215 953
|
221 281
|
285 108
|
293 681
|
248 185
|
319 547
|
276 729
|
288 063
|
295 738
|
297 522
|
293 523
|
288 226
|
281 880
|
273 584
|
266 790
|
257 142
|
|
| Non Interest Income |
9 738
|
8 904
|
10 742
|
10 035
|
11 306
|
11 303
|
12 322
|
14 840
|
15 709
|
16 329
|
16 579
|
18 810
|
19 747
|
21 614
|
22 416
|
24 626
|
25 891
|
26 636
|
26 413
|
29 042
|
30 636
|
30 430
|
31 375
|
33 453
|
35 900
|
37 875
|
37 849
|
44 974
|
46 336
|
50 470
|
49 824
|
52 361
|
53 196
|
54 877
|
56 046
|
61 599
|
62 520
|
62 197
|
64 559
|
68 050
|
74 710
|
77 231
|
78 287
|
73 400
|
76 405
|
82 743
|
87 853
|
94 760
|
94 045
|
94 430
|
98 336
|
95 045
|
99 411
|
96 586
|
99 934
|
101 357
|
102 189
|
108 575
|
118 552
|
116 736
|
151 784
|
150 184
|
113 607
|
139 891
|
107 562
|
105 499
|
106 019
|
103 570
|
98 221
|
99 652
|
101 787
|
98 192
|
98 557
|
99 223
|
|
| Revenue |
59 435
N/A
|
64 856
+9%
|
64 484
-1%
|
69 301
+7%
|
74 347
+7%
|
77 758
+5%
|
77 958
+0%
|
78 595
+1%
|
78 099
-1%
|
78 921
+1%
|
83 143
+5%
|
89 888
+8%
|
96 527
+7%
|
102 610
+6%
|
107 411
+5%
|
114 326
+6%
|
120 566
+5%
|
126 544
+5%
|
129 906
+3%
|
137 613
+6%
|
143 393
+4%
|
147 057
+3%
|
151 501
+3%
|
157 243
+4%
|
162 640
+3%
|
166 535
+2%
|
168 507
+1%
|
175 883
+4%
|
179 197
+2%
|
185 873
+4%
|
184 600
-1%
|
189 857
+3%
|
191 820
+1%
|
195 248
+2%
|
200 218
+3%
|
204 797
+2%
|
203 781
0%
|
199 158
-2%
|
199 430
+0%
|
200 110
+0%
|
202 766
+1%
|
204 243
+1%
|
203 160
-1%
|
197 525
-3%
|
200 603
+2%
|
209 886
+5%
|
218 761
+4%
|
230 056
+5%
|
234 357
+2%
|
236 490
+1%
|
242 419
+3%
|
241 007
-1%
|
247 281
+3%
|
248 356
+0%
|
253 270
+2%
|
256 510
+1%
|
260 162
+1%
|
267 141
+3%
|
280 245
+5%
|
282 409
+1%
|
362 617
+28%
|
363 193
+0%
|
283 489
-22%
|
350 476
+24%
|
274 793
-22%
|
271 534
-1%
|
270 142
-1%
|
268 603
-1%
|
264 191
-2%
|
266 446
+1%
|
271 619
+2%
|
269 070
-1%
|
269 402
+0%
|
270 907
+1%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(7 273)
|
(7 252)
|
(7 458)
|
(8 345)
|
(8 657)
|
(9 706)
|
(11 835)
|
(11 819)
|
(12 092)
|
(11 791)
|
(10 896)
|
(11 724)
|
(11 902)
|
(13 980)
|
(12 533)
|
(13 113)
|
(13 094)
|
(12 000)
|
(12 692)
|
(13 428)
|
(14 413)
|
(14 296)
|
(14 858)
|
(16 550)
|
(16 278)
|
(17 742)
|
(19 019)
|
(19 437)
|
(21 476)
|
(23 746)
|
(20 919)
|
(23 226)
|
(23 829)
|
(25 435)
|
(27 160)
|
(29 892)
|
(32 037)
|
(29 634)
|
(28 480)
|
(31 170)
|
(29 986)
|
(30 521)
|
(30 161)
|
(30 683)
|
(33 193)
|
(39 657)
|
(43 454)
|
(47 081)
|
(48 332)
|
(50 304)
|
(51 954)
|
(53 146)
|
(63 743)
|
(66 923)
|
(62 059)
|
(65 105)
|
(61 808)
|
(62 573)
|
(66 371)
|
(66 852)
|
(85 535)
|
(80 822)
|
(57 706)
|
(75 809)
|
(59 930)
|
(57 382)
|
(57 591)
|
(55 934)
|
(53 583)
|
(53 318)
|
(50 617)
|
(50 772)
|
(52 360)
|
(50 714)
|
|
| Non Interest Expense |
(29 937)
|
(31 279)
|
(25 988)
|
(26 875)
|
(28 591)
|
(29 973)
|
(30 305)
|
(31 109)
|
(30 615)
|
(31 656)
|
(34 007)
|
(36 567)
|
(40 137)
|
(41 789)
|
(44 924)
|
(47 551)
|
(49 677)
|
(52 885)
|
(51 763)
|
(55 433)
|
(57 357)
|
(59 340)
|
(61 432)
|
(63 099)
|
(66 261)
|
(68 582)
|
(69 579)
|
(75 293)
|
(75 677)
|
(77 746)
|
(78 754)
|
(81 220)
|
(81 970)
|
(84 514)
|
(87 046)
|
(88 797)
|
(85 524)
|
(83 478)
|
(84 840)
|
(83 525)
|
(87 812)
|
(89 097)
|
(89 734)
|
(84 204)
|
(84 030)
|
(86 373)
|
(89 240)
|
(95 771)
|
(98 469)
|
(97 660)
|
(102 265)
|
(99 837)
|
(104 339)
|
(104 704)
|
(104 786)
|
(104 360)
|
(105 299)
|
(106 239)
|
(119 915)
|
(121 397)
|
(158 927)
|
(161 711)
|
(127 668)
|
(150 050)
|
(112 591)
|
(113 299)
|
(112 853)
|
(112 024)
|
(112 906)
|
(114 135)
|
(117 527)
|
(114 639)
|
(114 335)
|
(114 387)
|
|
| Pre-Tax Income |
22 225
N/A
|
26 325
+18%
|
31 038
+18%
|
34 081
+10%
|
37 099
+9%
|
38 079
+3%
|
35 818
-6%
|
35 667
0%
|
35 392
-1%
|
35 474
+0%
|
38 240
+8%
|
41 597
+9%
|
44 488
+7%
|
46 841
+5%
|
49 954
+7%
|
53 662
+7%
|
57 795
+8%
|
61 659
+7%
|
65 451
+6%
|
68 752
+5%
|
71 623
+4%
|
73 421
+3%
|
75 211
+2%
|
77 594
+3%
|
80 101
+3%
|
80 211
+0%
|
79 909
0%
|
81 153
+2%
|
82 044
+1%
|
84 381
+3%
|
84 927
+1%
|
85 411
+1%
|
86 021
+1%
|
85 299
-1%
|
86 012
+1%
|
86 108
+0%
|
86 220
+0%
|
86 046
0%
|
86 110
+0%
|
85 415
-1%
|
84 968
-1%
|
84 625
0%
|
83 265
-2%
|
82 638
-1%
|
83 380
+1%
|
83 856
+1%
|
86 067
+3%
|
87 204
+1%
|
87 556
+0%
|
88 526
+1%
|
88 200
0%
|
88 024
0%
|
79 199
-10%
|
76 729
-3%
|
86 425
+13%
|
87 045
+1%
|
93 055
+7%
|
98 329
+6%
|
93 959
-4%
|
94 160
+0%
|
118 155
+25%
|
120 660
+2%
|
98 115
-19%
|
124 617
+27%
|
102 272
-18%
|
100 853
-1%
|
99 698
-1%
|
100 645
+1%
|
97 702
-3%
|
98 993
+1%
|
103 475
+5%
|
103 659
+0%
|
102 707
-1%
|
105 806
+3%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(7 194)
|
(8 384)
|
(10 397)
|
(9 494)
|
(9 846)
|
(9 426)
|
(7 298)
|
(7 083)
|
(6 830)
|
(6 757)
|
(8 029)
|
(8 862)
|
(9 484)
|
(10 070)
|
(10 782)
|
(11 671)
|
(12 603)
|
(13 621)
|
(14 634)
|
(15 341)
|
(16 117)
|
(16 523)
|
(16 739)
|
(17 281)
|
(17 852)
|
(17 486)
|
(17 448)
|
(17 684)
|
(17 606)
|
(19 066)
|
(18 892)
|
(19 081)
|
(19 375)
|
(18 653)
|
(19 181)
|
(19 099)
|
(18 972)
|
(18 603)
|
(18 459)
|
(17 545)
|
(16 018)
|
(15 099)
|
(12 574)
|
(11 165)
|
(10 917)
|
(10 284)
|
(11 902)
|
(11 924)
|
(11 237)
|
(11 308)
|
(10 138)
|
(9 767)
|
(7 288)
|
(5 922)
|
(6 855)
|
(6 705)
|
(7 609)
|
(6 738)
|
(5 020)
|
(4 195)
|
(4 619)
|
(5 855)
|
(6 160)
|
(7 636)
|
(7 808)
|
(7 163)
|
(6 446)
|
(7 091)
|
(5 191)
|
(6 009)
|
(9 246)
|
(9 064)
|
(7 848)
|
(10 076)
|
|
| Income from Continuing Operations |
15 031
|
17 941
|
20 641
|
24 587
|
27 253
|
28 653
|
28 520
|
28 584
|
28 562
|
28 717
|
30 211
|
32 735
|
35 004
|
36 771
|
39 172
|
41 991
|
45 192
|
48 038
|
50 817
|
53 411
|
55 506
|
56 898
|
58 472
|
60 313
|
62 249
|
62 725
|
62 461
|
63 469
|
64 438
|
65 315
|
66 035
|
66 330
|
66 646
|
66 646
|
66 831
|
67 009
|
67 248
|
67 443
|
67 651
|
67 870
|
68 950
|
69 526
|
70 691
|
71 473
|
72 463
|
73 572
|
74 165
|
75 280
|
76 319
|
77 218
|
78 062
|
78 257
|
71 911
|
70 807
|
79 570
|
80 340
|
85 446
|
91 591
|
88 939
|
89 965
|
113 536
|
114 805
|
91 955
|
116 981
|
94 464
|
93 690
|
93 252
|
93 554
|
92 511
|
92 984
|
94 229
|
94 595
|
94 859
|
95 730
|
|
| Income to Minority Interest |
(57)
|
(71)
|
(128)
|
(127)
|
(124)
|
(137)
|
(97)
|
(98)
|
(94)
|
(113)
|
(136)
|
(155)
|
(151)
|
(129)
|
(130)
|
(120)
|
(111)
|
(117)
|
(82)
|
(79)
|
(82)
|
(75)
|
(103)
|
(119)
|
(142)
|
(158)
|
(166)
|
(190)
|
(197)
|
(204)
|
(185)
|
(200)
|
(245)
|
(278)
|
(303)
|
(385)
|
(383)
|
(377)
|
(441)
|
(403)
|
(426)
|
(475)
|
(468)
|
(482)
|
(444)
|
(464)
|
(535)
|
(670)
|
(711)
|
(745)
|
(781)
|
(596)
|
(874)
|
(961)
|
(1 296)
|
(1 571)
|
(1 658)
|
(1 669)
|
(1 358)
|
(994)
|
(598)
|
(365)
|
147
|
(199)
|
(316)
|
(258)
|
(524)
|
(471)
|
(535)
|
(732)
|
(643)
|
(625)
|
(544)
|
(840)
|
|
| Net Income (Common) |
14 974
N/A
|
17 870
+19%
|
20 513
+15%
|
24 460
+19%
|
27 129
+11%
|
28 516
+5%
|
28 423
0%
|
28 486
+0%
|
28 468
0%
|
28 604
+0%
|
30 075
+5%
|
32 580
+8%
|
34 853
+7%
|
36 642
+5%
|
39 042
+7%
|
41 871
+7%
|
45 081
+8%
|
47 921
+6%
|
50 735
+6%
|
53 332
+5%
|
55 424
+4%
|
56 823
+3%
|
58 369
+3%
|
60 194
+3%
|
62 107
+3%
|
62 567
+1%
|
62 295
0%
|
63 279
+2%
|
64 241
+2%
|
65 111
+1%
|
65 850
+1%
|
66 130
+0%
|
66 401
+0%
|
66 368
0%
|
66 528
+0%
|
66 624
+0%
|
65 981
-1%
|
66 182
+0%
|
66 326
+0%
|
66 583
+0%
|
65 831
-1%
|
66 358
+1%
|
67 530
+2%
|
68 298
+1%
|
69 401
+2%
|
70 490
+2%
|
71 012
+1%
|
71 992
+1%
|
72 937
+1%
|
73 802
+1%
|
74 610
+1%
|
74 990
+1%
|
68 323
-9%
|
67 132
-2%
|
73 880
+10%
|
74 375
+1%
|
80 353
+8%
|
86 487
+8%
|
81 968
-5%
|
83 044
+1%
|
105 570
+27%
|
104 023
-1%
|
84 619
-19%
|
109 173
+29%
|
86 344
-21%
|
85 409
-1%
|
85 255
0%
|
85 997
+1%
|
84 503
-2%
|
85 255
+1%
|
86 122
+1%
|
86 132
+0%
|
88 683
+3%
|
94 432
+6%
|
|
| EPS (Diluted) |
0.27
N/A
|
0.32
+19%
|
0.37
+16%
|
0.44
+19%
|
0.49
+11%
|
0.52
+6%
|
0.51
-2%
|
0.51
N/A
|
0.5
-2%
|
0.5
N/A
|
0.53
+6%
|
0.58
+9%
|
0.62
+7%
|
0.61
-2%
|
0.66
+8%
|
0.68
+3%
|
0.72
+6%
|
0.76
+6%
|
0.82
+8%
|
0.86
+5%
|
0.9
+5%
|
0.76
-16%
|
0.88
+16%
|
0.81
-8%
|
0.83
+2%
|
0.84
+1%
|
0.84
N/A
|
0.85
+1%
|
0.86
+1%
|
0.83
-3%
|
0.89
+7%
|
0.89
N/A
|
0.9
+1%
|
0.91
+1%
|
0.9
-1%
|
0.91
+1%
|
0.9
-1%
|
0.9
N/A
|
0.89
-1%
|
0.9
+1%
|
0.89
-1%
|
0.9
+1%
|
0.91
+1%
|
0.92
+1%
|
0.93
+1%
|
0.94
+1%
|
0.96
+2%
|
0.96
N/A
|
0.98
+2%
|
0.99
+1%
|
1
+1%
|
0.87
-13%
|
1.08
+24%
|
0.78
-28%
|
0.99
+27%
|
1.01
+2%
|
1.08
+7%
|
1.17
+8%
|
1.1
-6%
|
1.12
+2%
|
1.42
+27%
|
1.4
-1%
|
1.14
-19%
|
1.47
+29%
|
1.16
-21%
|
1.15
-1%
|
1.15
N/A
|
1.16
+1%
|
1.14
-2%
|
1.15
+1%
|
1.16
+1%
|
1.16
N/A
|
1.16
N/A
|
0.75
-35%
|
|