S

Srisawad Corporation PCL
SET:SAWAD

Watchlist Manager
Srisawad Corporation PCL
SET:SAWAD
Watchlist
Price: 23.3 THB -1.69% Market Closed
Market Cap: ฿38.7B

EV/EBITDA

7
Current
26%
Cheaper
vs 3-y median of 9.4

Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.

EV/EBITDA
7
=
Enterprise Value
฿78.4B
/
EBITDA
฿10.5B

Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.

EV/EBITDA
7
=
Enterprise Value
฿78.4B
/
EBITDA
฿10.5B

Valuation Scenarios

Srisawad Corporation PCL is trading below its 3-year average

If EV/EBITDA returns to its 3-Year Average (9.4), the stock would be worth ฿31.45 (35% upside from current price).

Statistics
Positive Scenarios
4/4
Maximum Downside
No Downside Scenarios
Maximum Upside
+52%
Average Upside
30%
Scenario EV/EBITDA Value Implied Price Upside/Downside
Current Multiple 7 ฿23.3
0%
3-Year Average 9.4 ฿31.45
+35%
5-Year Average 10.6 ฿35.41
+52%
Industry Average 7.6 ฿25.48
+9%
Country Average 8.6 ฿28.82
+24%

Forward EV/EBITDA
Today’s price vs future ebitda

Today's Enterprise Value EBITDA Forward EV/EBITDA
฿78.4B
/
Jan 2026
฿10.5B
=
7
Current
฿78.4B
/
Dec 2026
฿7.2B
=
10.8
Forward
฿78.4B
/
Dec 2027
฿7.8B
=
10
Forward

Forward EV/EBITDA shows whether today’s EV/EBITDA still looks high or low once future ebitda are taken into account.

Peer Comparison

All Multiples
EV/EBITDA
P/E
All Countries
Close
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
TH
S
Srisawad Corporation PCL
SET:SAWAD
Average EV/EBITDA: 19.6
7
N/A N/A
US
American Express Co
NYSE:AXP
25.1
N/A N/A
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
25.1
13%
1.9
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
26.2
7%
3.7
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
21.5
21%
1
IN
Tata Capital Ltd
NSE:TATACAP
12.4
N/A N/A

Market Distribution

In line with most companies in Thailand
Percentile
36th
Based on 406 companies
36th percentile
7
Low
0.2 — 6.6
Typical Range
6.6 — 11.4
High
11.4 —
Distribution Statistics
Thailand
Min 0.2
30th Percentile 6.6
Median 8.6
70th Percentile 11.4
Max 3 584.8

Srisawad Corporation PCL
Glance View

Market Cap
38.7B THB
Industry
Financial Services

Srisawad Corporation PCL, often recognized by its dynamic presence in Thailand's financial landscape, has carved a niche in the realm of non-bank financial services. Rooted in the provision of personal loans, the company primarily thrives by addressing the credit needs of individuals unserved or underserved by traditional banking institutions. Through an expansive network of branches strategically spread across Thailand, Srisawad offers microfinance solutions that encompass personal loans, automobile title loans, and other secured and unsecured lending options. The company has adeptly capitalized on its understanding of local markets and consumer behaviors, ensuring a swift approval process that garners customer loyalty and facilitates a steady cash flow. The genius of Srisawad lies in its business model's simplicity and resilience. By securing loans against tangible assets like vehicles and real estate, it minimizes risk while maintaining a broad customer base that includes both individuals and small businesses. Interest income from these loans forms the backbone of Srisawad's revenue stream. The company employs stringent risk management practices to mitigate the defaults, thereby sustaining profitability. Moreover, Srisawad continuously enhances its portfolio by exploring new financial products and leveraging digital platforms to improve customer accessibility and operational efficiency. Through a combination of entrepreneurial foresight and financial prudence, Srisawad Corporation has not only sustained its growth trajectory but also contributed significantly to financial inclusion in Thailand.

SAWAD Intrinsic Value
60 THB
Undervaluation 61%
Intrinsic Value
Price ฿23.3
S
Get AI-powered insights for any company or topic.
Open AI Assistant

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett