Srisawad Corporation PCL
SET:SAWAD
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EV/EBITDA
Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.
Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.
Valuation Scenarios
If EV/EBITDA returns to its 3-Year Average (9.4), the stock would be worth ฿31.45 (35% upside from current price).
| Scenario | EV/EBITDA Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 7 | ฿23.3 |
0%
|
| 3-Year Average | 9.4 | ฿31.45 |
+35%
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| 5-Year Average | 10.6 | ฿35.41 |
+52%
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| Industry Average | 7.6 | ฿25.48 |
+9%
|
| Country Average | 8.6 | ฿28.82 |
+24%
|
Forward EV/EBITDA
Today’s price vs future ebitda
| Today's Enterprise Value | EBITDA | Forward EV/EBITDA | ||
|---|---|---|---|---|
|
฿78.4B
|
/ |
Jan 2026
฿10.5B
|
= |
|
|
฿78.4B
|
/ |
Dec 2026
฿7.2B
|
= |
|
|
฿78.4B
|
/ |
Dec 2027
฿7.8B
|
= |
|
Forward EV/EBITDA shows whether today’s EV/EBITDA still looks high or low once future ebitda are taken into account.
Peer Comparison
| Market Cap | EV/EBITDA | P/E | ||||
|---|---|---|---|---|---|---|
| TH |
S
|
Srisawad Corporation PCL
SET:SAWAD
|
38.7B THB | 7 | 7.7 | |
| US |
|
American Express Co
NYSE:AXP
|
227.5B USD | 25.1 | 21.3 | |
| US |
|
Capital One Financial Corp
NYSE:COF
|
129.1B USD | 0 | 59.4 | |
| IN |
|
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.6T INR | 25.1 | 31.1 | |
| US |
|
Discover Financial Services
NYSE:DFS
|
50.3B USD | 0 | 9.1 | |
| US |
|
Synchrony Financial
NYSE:SYF
|
27.2B USD | 0 | 7.8 | |
| IN |
|
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
2.4T INR | 26.2 | 21.3 | |
| US |
|
SoFi Technologies Inc
NASDAQ:SOFI
|
24.7B USD | 0 | 51.3 | |
| KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
16.1B USD | 0 | 0 | |
| IN |
|
Muthoot Finance Ltd
NSE:MUTHOOTFIN
|
1.4T INR | 21.5 | 16.4 | |
| IN |
|
Tata Capital Ltd
NSE:TATACAP
|
1.4T INR | 12.4 | 32.2 |
Market Distribution
| Min | 0.2 |
| 30th Percentile | 6.6 |
| Median | 8.6 |
| 70th Percentile | 11.4 |
| Max | 3 584.8 |
Other Multiples
Srisawad Corporation PCL
Glance View
Srisawad Corporation PCL, often recognized by its dynamic presence in Thailand's financial landscape, has carved a niche in the realm of non-bank financial services. Rooted in the provision of personal loans, the company primarily thrives by addressing the credit needs of individuals unserved or underserved by traditional banking institutions. Through an expansive network of branches strategically spread across Thailand, Srisawad offers microfinance solutions that encompass personal loans, automobile title loans, and other secured and unsecured lending options. The company has adeptly capitalized on its understanding of local markets and consumer behaviors, ensuring a swift approval process that garners customer loyalty and facilitates a steady cash flow. The genius of Srisawad lies in its business model's simplicity and resilience. By securing loans against tangible assets like vehicles and real estate, it minimizes risk while maintaining a broad customer base that includes both individuals and small businesses. Interest income from these loans forms the backbone of Srisawad's revenue stream. The company employs stringent risk management practices to mitigate the defaults, thereby sustaining profitability. Moreover, Srisawad continuously enhances its portfolio by exploring new financial products and leveraging digital platforms to improve customer accessibility and operational efficiency. Through a combination of entrepreneurial foresight and financial prudence, Srisawad Corporation has not only sustained its growth trajectory but also contributed significantly to financial inclusion in Thailand.