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Aeon Thana Sinsap Thailand PCL
SET:AEONTS

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Aeon Thana Sinsap Thailand PCL
SET:AEONTS
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Price: 91.25 THB -1.88% Market Closed
Market Cap: ฿22.8B

EV/EBITDA

10.3
Current
5%
Cheaper
vs 3-y median of 10.8

Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.

EV/EBITDA
10.3
=
Enterprise Value
฿67.1B
/
EBITDA
฿6.4B

Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.

EV/EBITDA
10.3
=
Enterprise Value
฿67.1B
/
EBITDA
฿6.4B

Valuation Scenarios

Aeon Thana Sinsap Thailand PCL is trading below its 3-year average

If EV/EBITDA returns to its 3-Year Average (10.8), the stock would be worth ฿95.68 (5% upside from current price).

Statistics
Positive Scenarios
2/4
Maximum Downside
-26%
Maximum Upside
+14%
Average Downside
6%
Scenario EV/EBITDA Value Implied Price Upside/Downside
Current Multiple 10.3 ฿91.25
0%
3-Year Average 10.8 ฿95.68
+5%
5-Year Average 11.7 ฿103.85
+14%
Industry Average 7.6 ฿67.48
-26%
Country Average 8.6 ฿76.31
-16%

Forward EV/EBITDA
Today’s price vs future ebitda

Not enough data available to calculate forward EV/EBITDA

Peer Comparison

All Multiples
EV/EBITDA
P/E
All Countries
Close
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
TH
A
Aeon Thana Sinsap Thailand PCL
SET:AEONTS
Average EV/EBITDA: 20.1
10.3
N/A N/A
US
American Express Co
NYSE:AXP
25.2
N/A N/A
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
25.1
13%
1.9
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
26.2
7%
3.7
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
21.5
21%
1
IN
Tata Capital Ltd
NSE:TATACAP
12.4
N/A N/A

Market Distribution

In line with most companies in Thailand
Percentile
65th
Based on 406 companies
65th percentile
10.3
Low
0.2 — 6.6
Typical Range
6.6 — 11.4
High
11.4 —
Distribution Statistics
Thailand
Min 0.2
30th Percentile 6.6
Median 8.6
70th Percentile 11.4
Max 3 584.8

Aeon Thana Sinsap Thailand PCL
Glance View

Market Cap
22.8B THB
Industry
Financial Services

AEON Thana Sinsap (Thailand) Public Co. Ltd. engages in providing retail financial services. The company is headquartered in Bangkok, Bangkok Metropolis and currently employs 4,219 full-time employees. The company went IPO on 2001-12-11. The firm operates through two segments: Retail finance services and Other business. The Retail finance services segment consists of credit card, hire-purchase and personal loans, and others. The Other business segment consists of debt collection service and insurance brokerage services. The Company’s subsidiaries include ACS Servicing (Thailand) Company Limited, which is engaged in providing collection servicer; ACSI (Thailand) Co., Ltd., which is a non-life insurance broker and life insurance broker. Its other subsidiaries, AEON Specialized Bank (Cambodia) Plc., AEON Microfinance (Myanmar) Company Limited and AEON Leasing Service (Lao) Company Limited are engaged in retail finance business.

AEONTS Intrinsic Value
232.57 THB
Undervaluation 61%
Intrinsic Value
Price ฿91.25
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