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Alisa Pankki Oyj
OMXH:ALISA

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Alisa Pankki Oyj
OMXH:ALISA
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Price: 0.145 EUR 1.75%
Market Cap: €21.8m

P/S

1.4
Current
9%
Cheaper
vs 3-y average of 1.5

Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.

P/S
1.4
=
Market Cap
€25.4m
/
Revenue
€15.8m

Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.

P/S
1.4
=
Market Cap
€25.4m
/
Revenue
€15.8m

Valuation Scenarios

Alisa Pankki Oyj is trading below its 3-year average

If P/S returns to its 3-Year Average (1.5), the stock would be worth €0.16 (10% upside from current price).

Statistics
Positive Scenarios
3/4
Maximum Downside
-10%
Maximum Upside
+194%
Average Upside
52%
Scenario P/S Value Implied Price Upside/Downside
Current Multiple 1.4 €0.15
0%
3-Year Average 1.5 €0.16
+10%
5-Year Average 1.6 €0.17
+15%
Industry Average 4 €0.43
+194%
Country Average 1.2 €0.13
-10%

Forward P/S
Today’s price vs future revenue

Today's Market Cap Revenue Forward P/S
€25.4m
/
Jan 2026
€15.8m
=
1.4
Current
€25.4m
/
Dec 2026
€10.3m
=
2.5
Forward
€25.4m
/
Dec 2027
€13.4m
=
1.9
Forward
€25.4m
/
Dec 2028
€15.5m
=
1.6
Forward
€25.4m
/
Dec 2029
€17.4m
=
1.5
Forward

Forward P/S shows whether today’s P/S still looks high or low once future revenue are taken into account.

Peer Comparison

All Multiples
P/S
P/E
All Countries
Close

Market Distribution

In line with most companies in Finland
Percentile
52nd
Based on 495 companies
52nd percentile
1.4
Low
0 — 0.8
Typical Range
0.8 — 2.6
High
2.6 —
Distribution Statistics
Finland
Min 0
30th Percentile 0.8
Median 1.2
70th Percentile 2.6
Max 4 129.6

Other Multiples

Alisa Pankki Oyj
Glance View

Market Cap
21.8m EUR
Industry
Banking

Alisa Bank Plc engages in the provision of banking and financial services. The company is headquartered in Helsinki, Etela-Suomen and currently employs 85 full-time employees. The company went IPO on 2015-12-02. The Bank offers banking services to personal and business customers, such as small and medium-sized companies. The company also offers a fair and safe return on deposits. Alisa Pankki's strategy is based on four cornerstones, which give a solid foundation to create a competitive advantage and grow business: First-class customer experience, which combines easy-to-use digital services with uncomplicated personal customer service; Profitable product areas for selected customer segments: its service selection is tailored especially for individuals who value easy-to-use everyday basic banking services and flexible financing; Operational efficiency : with digitality, modern IT systems, a targeted range of services, and efficient organisation; and Solvency, domesticity, and responsibility.

ALISA Intrinsic Value
0.267 EUR
Undervaluation 46%
Intrinsic Value
Price €0.145
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