Synchrony Financial
NYSE:SYF
Balance Sheet
Balance Sheet Decomposition
Synchrony Financial
Synchrony Financial
Balance Sheet
Synchrony Financial
| Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||||||||
| Net Loans |
21 258
|
42 868
|
45 689
|
50 039
|
54 362
|
58 050
|
64 793
|
71 993
|
76 373
|
86 712
|
81 613
|
71 602
|
72 052
|
82 943
|
92 417
|
93 792
|
93 366
|
|
| Investments |
7 433
|
182
|
554
|
593
|
932
|
5 478
|
6 840
|
7 906
|
7 969
|
8 881
|
10 280
|
10 931
|
12 145
|
7 967
|
8 077
|
7 492
|
6 840
|
|
| Intangible Assets |
396
|
227
|
252
|
255
|
300
|
519
|
701
|
712
|
749
|
1 137
|
1 265
|
1 125
|
1 168
|
1 287
|
815
|
854
|
1 255
|
|
| Goodwill |
938
|
938
|
936
|
936
|
949
|
949
|
949
|
949
|
991
|
1 024
|
1 078
|
1 078
|
1 105
|
1 105
|
1 018
|
1 274
|
1 363
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
3 092
|
1 847
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
256
|
0
|
0
|
|
| Other Assets |
8 101
|
5 376
|
2 789
|
1 641
|
1 868
|
3 380
|
3 029
|
3 071
|
2 596
|
3 485
|
3 165
|
4 223
|
4 547
|
5 161
|
5 933
|
7 027
|
7 153
|
|
| Total Assets |
40 680
N/A
|
50 653
+25%
|
50 115
-1%
|
53 462
+7%
|
59 085
+11%
|
75 707
+28%
|
83 990
+11%
|
90 207
+7%
|
95 808
+6%
|
106 792
+11%
|
104 826
-2%
|
95 948
-8%
|
95 748
0%
|
104 564
+9%
|
117 479
+12%
|
119 463
+2%
|
119 095
0%
|
|
| Liabilities | ||||||||||||||||||
| Accrued Liabilities |
6 192
|
1 600
|
2 065
|
2 261
|
3 085
|
2 814
|
3 740
|
3 809
|
4 287
|
4 099
|
4 718
|
4 690
|
5 316
|
5 765
|
6 334
|
5 359
|
6 003
|
|
| Total Deposits |
11 609
|
13 798
|
17 832
|
18 804
|
25 719
|
34 955
|
43 367
|
52 055
|
56 488
|
64 019
|
65 154
|
62 782
|
62 270
|
71 735
|
81 153
|
82 062
|
81 144
|
|
| Total Current Liabilities |
6 192
|
1 600
|
2 065
|
2 261
|
3 085
|
2 814
|
3 740
|
3 809
|
4 287
|
4 099
|
4 718
|
4 690
|
5 316
|
5 765
|
6 334
|
5 359
|
6 003
|
|
| Long-Term Debt |
18 069
|
30 936
|
25 890
|
27 815
|
24 321
|
27 460
|
24 279
|
20 147
|
20 799
|
23 996
|
19 866
|
15 775
|
14 507
|
14 191
|
15 982
|
15 462
|
15 182
|
|
| Other Liabilities |
6
|
13
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
107
|
0
|
0
|
|
| Total Liabilities |
35 876
N/A
|
46 347
+29%
|
45 787
-1%
|
48 880
+7%
|
53 125
+9%
|
65 229
+23%
|
71 386
+9%
|
76 011
+6%
|
81 574
+7%
|
92 114
+13%
|
89 738
-3%
|
83 247
-7%
|
82 093
-1%
|
91 691
+12%
|
103 576
+13%
|
102 883
-1%
|
102 329
-1%
|
|
| Equity | ||||||||||||||||||
| Common Stock |
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
735
|
735
|
735
|
735
|
735
|
1 223
|
1 223
|
|
| Retained Earnings |
0
|
0
|
0
|
0
|
0
|
1 079
|
3 293
|
5 330
|
6 809
|
8 986
|
12 117
|
10 621
|
14 245
|
16 716
|
18 662
|
21 635
|
24 598
|
|
| Additional Paid In Capital |
0
|
0
|
0
|
0
|
0
|
9 408
|
9 351
|
9 393
|
9 445
|
9 482
|
9 537
|
9 570
|
9 669
|
9 718
|
9 775
|
9 853
|
9 902
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
0
|
1
|
9
|
0
|
10
|
18
|
19
|
32
|
1
|
25
|
4
|
93
|
33
|
23
|
6
|
|
| Treasury Stock |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
475
|
1 957
|
3 729
|
7 243
|
8 174
|
10 925
|
14 171
|
15 201
|
16 072
|
18 909
|
|
| Other Equity |
4 804
|
4 306
|
4 328
|
4 581
|
5 969
|
10
|
31
|
35
|
45
|
30
|
57
|
76
|
73
|
32
|
35
|
36
|
42
|
|
| Total Equity |
4 804
N/A
|
4 306
-10%
|
4 328
+1%
|
4 582
+6%
|
5 960
+30%
|
10 478
+76%
|
12 604
+20%
|
14 196
+13%
|
14 234
+0%
|
14 678
+3%
|
15 088
+3%
|
12 701
-16%
|
13 655
+8%
|
12 873
-6%
|
13 903
+8%
|
16 580
+19%
|
16 766
+1%
|
|
| Total Liabilities & Equity |
40 680
N/A
|
50 653
+25%
|
50 115
-1%
|
53 462
+7%
|
59 085
+11%
|
75 707
+28%
|
83 990
+11%
|
90 207
+7%
|
95 808
+6%
|
106 792
+11%
|
104 826
-2%
|
95 948
-8%
|
95 748
0%
|
104 564
+9%
|
117 479
+12%
|
119 463
+2%
|
119 095
0%
|
|
| Shares Outstanding | ||||||||||||||||||
| Common Shares Outstanding |
830
|
830
|
830
|
830
|
830
|
834
|
834
|
817
|
771
|
719
|
616
|
584
|
527
|
438
|
407
|
388
|
347
|
|
| Preferred Shares Outstanding |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
|