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Qudian Inc
NYSE:QD

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Qudian Inc
NYSE:QD
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Price: 2.77 USD -1.42% Market Closed
Market Cap: $457.4m

EV/EBITDA

17.3
Current
2%
Cheaper
vs 3-y average of 17.8

Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.

EV/EBITDA
17.3
=
Enterprise Value
$-797.6m
/
EBITDA
¥-316.5m

Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.

EV/EBITDA
17.3
=
Enterprise Value
$-797.6m
/
EBITDA
¥-316.5m

Valuation Scenarios

Qudian Inc is trading below its 3-year average

If EV/EBITDA returns to its 3-Year Average (17.8), the stock would be worth $2.84 (2% upside from current price).

Statistics
Positive Scenarios
3/4
Maximum Downside
-12%
Maximum Upside
+70%
Average Upside
32%
Scenario EV/EBITDA Value Implied Price Upside/Downside
Current Multiple 17.3 $2.77
0%
3-Year Average 17.8 $2.84
+2%
5-Year Average 15.3 $2.45
-12%
Industry Average 29.5 $4.71
+70%
Country Average 28.8 $4.6
+66%

Forward EV/EBITDA
Today’s price vs future ebitda

Not enough data available to calculate forward EV/EBITDA

Peer Comparison

All Multiples
EV/EBITDA
P/E
All Countries
Close
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
CN
Qudian Inc
NYSE:QD
Average EV/EBITDA: 21.4
17.3
N/A N/A
US
American Express Co
NYSE:AXP
25
N/A N/A
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
25.7
13%
2
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
26.3
7%
3.8
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
21.7
21%
1
IN
Tata Capital Ltd
NSE:TATACAP
12.4
N/A N/A

Market Distribution

In line with most companies in China
Percentile
32st
Based on 5 409 companies
32st percentile
17.3
Low
0 — 16.3
Typical Range
16.3 — 53.1
High
53.1 —
Distribution Statistics
China
Min 0
30th Percentile 16.3
Median 28.8
70th Percentile 53.1
Max 49 021

Qudian Inc
Glance View

Market Cap
457.4m USD
Industry
Financial Services

Qudian Inc. is a technology platform which empowers the enhancement of online consumer finance experience in China. The company is headquartered in Beijing, Beijing. The company went IPO on 2017-10-18. Through its technology platform, the Company operates two segments. The Installment Credit Services segment is engaged in traditional online installment credit business, including cash installment credit services and merchandise installment credit services. The Transaction Services segment offers loan recommendation and referral services to third-party financial service providers and assumes no credit risk. The firm uses big data-enabled technologies, such as artificial intelligence, to service young, mobile-active consumers. The firm operates an online platform, with nearly all of the transactions facilitated through mobile devices. Borrowers can apply for small credit. Approved borrowers can draw down on their cash credit with cash disbursed into their Alipay accounts in digital form. The firm conducts its businesses in the China market.

QD Intrinsic Value
2.36 USD
Overvaluation 15%
Intrinsic Value
Price $2.77
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