Live Oak Bancshares Inc
NYSE:LOB
Balance Sheet
Balance Sheet Decomposition
Live Oak Bancshares Inc
Live Oak Bancshares Inc
Balance Sheet
Live Oak Bancshares Inc
| Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||||||
| Net Loans |
81
|
88
|
139
|
200
|
273
|
889
|
1 320
|
1 811
|
2 599
|
5 093
|
5 458
|
7 248
|
8 508
|
10 066
|
11 781
|
|
| Investments |
137
|
174
|
190
|
363
|
575
|
544
|
865
|
1 170
|
1 648
|
2 042
|
2 100
|
1 794
|
1 688
|
1 777
|
2 107
|
|
| PP&E Net |
6
|
19
|
25
|
35
|
63
|
65
|
179
|
263
|
282
|
262
|
242
|
265
|
261
|
266
|
240
|
|
| PP&E Gross |
6
|
19
|
25
|
35
|
63
|
65
|
179
|
263
|
282
|
262
|
242
|
265
|
261
|
266
|
0
|
|
| Accumulated Depreciation |
1
|
1
|
2
|
3
|
5
|
9
|
16
|
27
|
46
|
56
|
77
|
97
|
97
|
118
|
0
|
|
| Intangible Assets |
19
|
24
|
29
|
35
|
44
|
52
|
52
|
48
|
35
|
34
|
34
|
26
|
49
|
56
|
63
|
|
| Long-Term Investments |
0
|
0
|
12
|
6
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Assets |
5
|
7
|
10
|
13
|
26
|
39
|
136
|
157
|
162
|
233
|
249
|
326
|
361
|
354
|
337
|
|
| Total Assets |
266
N/A
|
343
+29%
|
430
+26%
|
673
+56%
|
1 053
+56%
|
1 755
+67%
|
2 759
+57%
|
3 670
+33%
|
4 813
+31%
|
7 872
+64%
|
8 213
+4%
|
9 856
+20%
|
11 271
+14%
|
12 943
+15%
|
15 135
+17%
|
|
| Liabilities | ||||||||||||||||
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
3
|
3
|
2
|
3
|
3
|
3
|
0
|
|
| Short-Term Debt |
0
|
0
|
0
|
6
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
15
|
0
|
0
|
0
|
0
|
0
|
|
| Total Deposits |
222
|
287
|
357
|
522
|
805
|
1 485
|
2 260
|
3 150
|
4 227
|
5 713
|
7 112
|
8 885
|
10 275
|
11 760
|
13 689
|
|
| Total Current Liabilities |
0
|
0
|
0
|
6
|
0
|
0
|
0
|
1
|
3
|
17
|
2
|
3
|
3
|
3
|
0
|
|
| Long-Term Debt |
9
|
12
|
12
|
42
|
28
|
28
|
27
|
0
|
0
|
1 528
|
318
|
83
|
23
|
113
|
102
|
|
| Minority Interest |
0
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
4
|
4
|
|
| Other Liabilities |
8
|
11
|
9
|
12
|
20
|
20
|
35
|
26
|
51
|
47
|
66
|
74
|
67
|
64
|
90
|
|
| Total Liabilities |
239
N/A
|
308
+29%
|
378
+23%
|
582
+54%
|
853
+47%
|
1 532
+80%
|
2 322
+51%
|
3 177
+37%
|
4 280
+35%
|
7 305
+71%
|
7 498
+3%
|
9 045
+21%
|
10 369
+15%
|
11 944
+15%
|
13 885
+16%
|
|
| Equity | ||||||||||||||||
| Common Stock |
20
|
21
|
18
|
99
|
188
|
200
|
318
|
328
|
340
|
311
|
312
|
331
|
345
|
366
|
485
|
|
| Retained Earnings |
7
|
12
|
30
|
7
|
12
|
24
|
120
|
167
|
180
|
236
|
401
|
573
|
643
|
716
|
810
|
|
| Other Equity |
1
|
2
|
3
|
0
|
0
|
1
|
1
|
2
|
12
|
22
|
2
|
92
|
85
|
82
|
45
|
|
| Total Equity |
28
N/A
|
34
+24%
|
52
+52%
|
92
+77%
|
200
+117%
|
223
+12%
|
437
+96%
|
494
+13%
|
532
+8%
|
568
+7%
|
715
+26%
|
811
+13%
|
903
+11%
|
999
+11%
|
1 250
+25%
|
|
| Total Liabilities & Equity |
266
N/A
|
343
+29%
|
430
+26%
|
673
+56%
|
1 053
+56%
|
1 755
+67%
|
2 759
+57%
|
3 670
+33%
|
4 813
+31%
|
7 872
+64%
|
8 213
+4%
|
9 856
+20%
|
11 271
+14%
|
12 943
+15%
|
15 135
+17%
|
|
| Shares Outstanding | ||||||||||||||||
| Common Shares Outstanding |
33
|
33
|
33
|
33
|
34
|
34
|
40
|
40
|
40
|
43
|
44
|
44
|
45
|
45
|
46
|
|