Hippo Holdings Inc
NYSE:HIPO
Income Statement
Earnings Waterfall
Hippo Holdings Inc
Income Statement
Hippo Holdings Inc
| Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||
| Interest Expense |
4
|
11
|
22
|
26
|
26
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Gross Premiums Earned |
51
|
58
|
67
|
75
|
91
|
98
|
105
|
112
|
111
|
121
|
136
|
160
|
187
|
231
|
273
|
310
|
348
|
373
|
401
|
425
|
|
| Revenue |
52
N/A
|
58
+13%
|
67
+15%
|
76
+12%
|
91
+21%
|
99
+8%
|
107
+8%
|
116
+9%
|
120
+3%
|
135
+13%
|
154
+14%
|
181
+18%
|
210
+16%
|
255
+22%
|
297
+16%
|
335
+13%
|
372
+11%
|
397
+7%
|
425
+7%
|
450
+6%
|
|
| Operating Income | |||||||||||||||||||||
| Operating Expenses |
(169)
|
(201)
|
(235)
|
(259)
|
(307)
|
(286)
|
(319)
|
(344)
|
(392)
|
(463)
|
(515)
|
(465)
|
(468)
|
(475)
|
(448)
|
(449)
|
(450)
|
(492)
|
(478)
|
(482)
|
|
| Selling, General & Administrative |
(125)
|
(137)
|
(149)
|
(154)
|
(182)
|
(200)
|
(218)
|
(239)
|
(239)
|
(236)
|
(237)
|
(224)
|
(213)
|
(196)
|
(180)
|
(163)
|
(158)
|
(148)
|
(142)
|
(141)
|
|
| Depreciation & Amortization |
0
|
0
|
0
|
(1)
|
(5)
|
(5)
|
(7)
|
(8)
|
(9)
|
(11)
|
(13)
|
(15)
|
(13)
|
(18)
|
(19)
|
(20)
|
0
|
(16)
|
(16)
|
(14)
|
|
| Benefits Claims Loss Adjustment |
(42)
|
(60)
|
(82)
|
(100)
|
(106)
|
(113)
|
(126)
|
(129)
|
(127)
|
(149)
|
(194)
|
(210)
|
(209)
|
(219)
|
(207)
|
(225)
|
(292)
|
(304)
|
(285)
|
(281)
|
|
| Policy Acquisition Expense |
(3)
|
(3)
|
0
|
(4)
|
(14)
|
(16)
|
(16)
|
(16)
|
(18)
|
(12)
|
(15)
|
(16)
|
(32)
|
(43)
|
(43)
|
(42)
|
0
|
(23)
|
(35)
|
(46)
|
|
| Other Operating Expenses |
0
|
0
|
(4)
|
0
|
0
|
47
|
47
|
47
|
0
|
(55)
|
(55)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Operating Income |
(117)
N/A
|
(142)
-21%
|
(168)
-18%
|
(184)
-9%
|
(215)
-17%
|
(188)
+13%
|
(212)
-13%
|
(228)
-7%
|
(272)
-20%
|
(328)
-20%
|
(361)
-10%
|
(284)
+21%
|
(258)
+9%
|
(220)
+15%
|
(151)
+31%
|
(114)
+25%
|
(78)
+31%
|
(95)
-21%
|
(53)
+44%
|
(32)
+40%
|
|
| Pre-Tax Income | |||||||||||||||||||||
| Interest Income Expense |
(26)
|
(172)
|
(205)
|
(179)
|
(199)
|
(51)
|
(15)
|
(41)
|
3
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
(1)
|
|
| Non-Reccuring Items |
0
|
0
|
0
|
0
|
47
|
0
|
0
|
(55)
|
(55)
|
0
|
0
|
0
|
(6)
|
(9)
|
(9)
|
(1)
|
51
|
54
|
53
|
136
|
|
| Pre-Tax Income |
(143)
N/A
|
(314)
-119%
|
(373)
-19%
|
(362)
+3%
|
(367)
-1%
|
(239)
+35%
|
(227)
+5%
|
(324)
-43%
|
(325)
0%
|
(327)
0%
|
(360)
-10%
|
(283)
+21%
|
(263)
+7%
|
(228)
+13%
|
(159)
+30%
|
(114)
+29%
|
(27)
+76%
|
(40)
-47%
|
0
N/A
|
104
+34 433%
|
|
| Net Income | |||||||||||||||||||||
| Tax Provision |
2
|
2
|
2
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
|
| Income from Continuing Operations |
(141)
|
(312)
|
(371)
|
(363)
|
(368)
|
(239)
|
(228)
|
(325)
|
(327)
|
(328)
|
(361)
|
(284)
|
(263)
|
(228)
|
(160)
|
(115)
|
(29)
|
(41)
|
0
|
104
|
|
| Income to Minority Interest |
(0)
|
(0)
|
(1)
|
(2)
|
(4)
|
(4)
|
(5)
|
(6)
|
(7)
|
(8)
|
(9)
|
(10)
|
(10)
|
(11)
|
(12)
|
(12)
|
(12)
|
(12)
|
(11)
|
(8)
|
|
| Net Income (Common) |
(142)
N/A
|
(313)
-121%
|
(372)
-19%
|
(365)
+2%
|
(371)
-2%
|
(244)
+34%
|
(233)
+5%
|
(331)
-42%
|
(333)
-1%
|
(336)
-1%
|
(370)
-10%
|
(294)
+21%
|
(273)
+7%
|
(239)
+13%
|
(172)
+28%
|
(127)
+26%
|
(41)
+68%
|
(53)
-30%
|
(11)
+80%
|
96
N/A
|
|
| EPS (Diluted) |
-6.28
N/A
|
-13.88
-121%
|
-16.53
-19%
|
-23.56
-43%
|
-34.11
-45%
|
-10.84
+68%
|
-10.27
+5%
|
-14.49
-41%
|
-14.66
-1%
|
-14.46
+1%
|
-15.81
-9%
|
-12.38
+22%
|
-11.58
+6%
|
-9.86
+15%
|
-6.96
+29%
|
-5.06
+27%
|
-1.64
+68%
|
-2.11
-29%
|
-0.42
+80%
|
3.69
N/A
|
|