Citizens Financial Group Inc
NYSE:CFG
Balance Sheet
Balance Sheet Decomposition
Citizens Financial Group Inc
Citizens Financial Group Inc
Balance Sheet
Citizens Financial Group Inc
| Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||
| Net Loans |
85 993
|
84 638
|
92 215
|
97 826
|
106 433
|
109 381
|
115 418
|
117 836
|
120 647
|
126 405
|
154 679
|
143 861
|
137 142
|
140 749
|
|
| Investments |
24 662
|
25 548
|
28 466
|
27 911
|
30 024
|
29 826
|
29 780
|
31 844
|
37 977
|
38 899
|
42 368
|
47 364
|
49 809
|
53 744
|
|
| PP&E Net |
643
|
592
|
595
|
595
|
601
|
685
|
791
|
1 460
|
1 458
|
1 534
|
1 863
|
1 780
|
1 744
|
1 873
|
|
| PP&E Gross |
643
|
0
|
595
|
595
|
601
|
685
|
791
|
1 460
|
1 458
|
1 534
|
1 863
|
1 780
|
1 744
|
1 873
|
|
| Accumulated Depreciation |
1 745
|
0
|
1 651
|
1 731
|
1 844
|
1 905
|
1 484
|
1 092
|
837
|
804
|
862
|
813
|
810
|
821
|
|
| Intangible Assets |
623
|
0
|
754
|
768
|
809
|
831
|
852
|
900
|
958
|
864
|
1 097
|
1 057
|
946
|
1 015
|
|
| Goodwill |
11 311
|
6 876
|
6 876
|
6 876
|
6 876
|
6 887
|
6 923
|
7 044
|
7 050
|
7 116
|
8 173
|
8 188
|
8 187
|
8 187
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
46
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Assets |
12 988
|
9 400
|
8 534
|
8 949
|
9 060
|
9 491
|
10 825
|
11 323
|
13 396
|
14 296
|
19 343
|
19 762
|
20 459
|
22 615
|
|
| Total Assets |
127 053
N/A
|
122 154
-4%
|
132 857
+9%
|
138 208
+4%
|
149 520
+8%
|
152 336
+2%
|
160 518
+5%
|
165 733
+3%
|
183 349
+11%
|
188 409
+3%
|
226 733
+20%
|
221 964
-2%
|
217 521
-2%
|
226 351
+4%
|
|
| Liabilities | |||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
721
|
835
|
800
|
1 066
|
977
|
956
|
1 042
|
|
| Short-Term Debt |
4 102
|
7 042
|
10 529
|
3 432
|
4 359
|
2 671
|
2 809
|
274
|
243
|
74
|
3
|
505
|
0
|
58
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2 504
|
1 361
|
1 931
|
751
|
470
|
1 346
|
500
|
|
| Total Deposits |
95 148
|
86 903
|
95 707
|
102 539
|
109 804
|
115 089
|
119 575
|
125 313
|
147 164
|
154 361
|
180 724
|
177 342
|
174 776
|
183 313
|
|
| Other Interest Bearing Liabilities |
55
|
55
|
0
|
0
|
0
|
0
|
7 508
|
5 008
|
19
|
19
|
8 519
|
3 786
|
53
|
2 013
|
|
| Total Current Liabilities |
4 102
|
7 042
|
10 529
|
3 432
|
4 359
|
2 671
|
2 809
|
3 499
|
2 439
|
2 805
|
1 820
|
1 952
|
2 302
|
1 600
|
|
| Long-Term Debt |
639
|
1 350
|
4 642
|
9 886
|
12 790
|
11 765
|
6 925
|
6 535
|
6 966
|
4 982
|
6 617
|
9 211
|
11 002
|
8 711
|
|
| Deferred Income Tax |
446
|
199
|
493
|
730
|
714
|
571
|
573
|
866
|
629
|
0
|
0
|
0
|
0
|
0
|
|
| Other Liabilities |
2 534
|
7 409
|
2 218
|
1 975
|
2 106
|
1 970
|
2 311
|
2 311
|
3 459
|
2 822
|
5 363
|
5 331
|
5 134
|
4 397
|
|
| Total Liabilities |
102 924
N/A
|
102 958
+0%
|
113 589
+10%
|
118 562
+4%
|
129 773
+9%
|
132 066
+2%
|
139 701
+6%
|
143 532
+3%
|
160 676
+12%
|
164 989
+3%
|
203 043
+23%
|
197 622
-3%
|
193 267
-2%
|
200 034
+4%
|
|
| Equity | |||||||||||||||
| Common Stock |
6
|
6
|
6
|
253
|
253
|
253
|
846
|
1 576
|
1 971
|
2 020
|
2 020
|
2 020
|
2 120
|
2 118
|
|
| Retained Earnings |
5 846
|
1 235
|
1 294
|
1 913
|
2 703
|
4 164
|
5 385
|
6 498
|
6 445
|
7 978
|
9 159
|
9 816
|
10 412
|
11 345
|
|
| Additional Paid In Capital |
18 589
|
18 603
|
18 676
|
18 725
|
18 722
|
18 781
|
18 815
|
18 891
|
18 940
|
19 005
|
22 142
|
22 250
|
22 364
|
22 476
|
|
| Unrealized Security Profit/Loss |
306
|
91
|
74
|
28
|
186
|
236
|
490
|
1
|
380
|
156
|
2 771
|
2 338
|
2 369
|
1 603
|
|
| Treasury Stock |
0
|
0
|
336
|
858
|
1 263
|
2 108
|
3 133
|
4 353
|
4 623
|
4 918
|
5 071
|
5 986
|
7 047
|
7 652
|
|
| Other Equity |
618
|
557
|
446
|
359
|
482
|
584
|
606
|
412
|
440
|
509
|
1 789
|
1 420
|
1 226
|
367
|
|
| Total Equity |
24 129
N/A
|
19 196
-20%
|
19 268
+0%
|
19 646
+2%
|
19 747
+1%
|
20 270
+3%
|
20 817
+3%
|
22 201
+7%
|
22 673
+2%
|
23 420
+3%
|
23 690
+1%
|
24 342
+3%
|
24 254
0%
|
26 317
+9%
|
|
| Total Liabilities & Equity |
127 053
N/A
|
122 154
-4%
|
132 857
+9%
|
138 208
+4%
|
149 520
+8%
|
152 336
+2%
|
160 518
+5%
|
165 733
+3%
|
183 349
+11%
|
188 409
+3%
|
226 733
+20%
|
221 964
-2%
|
217 521
-2%
|
226 351
+4%
|
|
| Shares Outstanding | |||||||||||||||
| Common Shares Outstanding |
560
|
560
|
546
|
528
|
512
|
491
|
466
|
433
|
427
|
422
|
492
|
466
|
441
|
429
|
|
| Preferred Shares Outstanding |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
2
|
2
|
2
|
2
|
1
|
1
|
|