SBI Life Insurance Company Ltd
NSE:SBILIFE
Income Statement
Income Statement
SBI Life Insurance Company Ltd
| Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||
| Interest Expense |
61
|
0
|
0
|
0
|
77
|
0
|
0
|
0
|
85
|
0
|
0
|
0
|
83
|
0
|
0
|
0
|
100
|
0
|
0
|
0
|
101
|
0
|
0
|
0
|
91
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Gross Premiums Earned |
253 008
|
261 520
|
284 290
|
307 941
|
332 579
|
347 909
|
372 408
|
397 940
|
403 240
|
412 571
|
440 036
|
460 756
|
497 683
|
504 928
|
522 954
|
565 543
|
584 323
|
611 558
|
629 724
|
641 178
|
665 810
|
686 495
|
722 219
|
753 675
|
805 871
|
825 881
|
828 045
|
853 156
|
855 768
|
861 329
|
907 151
|
961 328
|
|
| Revenue |
340 684
N/A
|
322 252
-5%
|
341 332
+6%
|
367 141
+8%
|
446 041
+21%
|
474 338
+6%
|
505 703
+7%
|
542 429
+7%
|
437 975
-19%
|
502 598
+15%
|
560 220
+11%
|
667 981
+19%
|
819 128
+23%
|
816 512
0%
|
886 468
+9%
|
826 009
-7%
|
829 833
+0%
|
717 973
-13%
|
738 788
+3%
|
800 236
+8%
|
806 356
+1%
|
1 037 249
+29%
|
1 048 124
+1%
|
1 170 282
+12%
|
1 319 878
+13%
|
1 387 461
+5%
|
1 502 432
+8%
|
1 300 726
-13%
|
1 168 884
-10%
|
1 212 312
+4%
|
1 040 448
-14%
|
1 313 154
+26%
|
|
| Operating Income | |||||||||||||||||||||||||||||||||
| Operating Expenses |
(329 519)
|
(333 428)
|
(350 842)
|
(373 311)
|
(431 008)
|
(459 028)
|
(489 288)
|
(523 699)
|
(419 175)
|
(482 529)
|
(539 380)
|
(650 586)
|
(804 350)
|
(803 874)
|
(876 345)
|
(815 613)
|
(811 530)
|
(698 951)
|
(717 600)
|
(778 352)
|
(786 307)
|
(1 015 815)
|
(1 024 107)
|
(1 144 316)
|
(1 297 535)
|
(1 361 423)
|
(1 475 259)
|
(1 271 732)
|
(1 198 454)
|
(1 243 051)
|
(1 075 043)
|
(1 349 285)
|
|
| Selling, General & Administrative |
(21 790)
|
(25 777)
|
(28 722)
|
(31 620)
|
(26 767)
|
(29 329)
|
(30 688)
|
(32 643)
|
(31 572)
|
(35 123)
|
(33 753)
|
(33 746)
|
(29 992)
|
(30 367)
|
(33 475)
|
(34 801)
|
(37 107)
|
(37 083)
|
(34 866)
|
(32 852)
|
(41 477)
|
(43 057)
|
(44 276)
|
(45 829)
|
(47 437)
|
(36 197)
|
(37 645)
|
(38 817)
|
(54 594)
|
(40 531)
|
(41 524)
|
(41 289)
|
|
| Depreciation & Amortization |
(593)
|
0
|
0
|
0
|
(917)
|
0
|
0
|
0
|
(893)
|
0
|
0
|
0
|
(994)
|
0
|
0
|
0
|
(749)
|
0
|
0
|
0
|
(678)
|
0
|
0
|
0
|
(762)
|
0
|
0
|
0
|
(838)
|
0
|
0
|
0
|
|
| Benefits Claims Loss Adjustment |
(304 281)
|
(306 606)
|
(322 884)
|
(344 251)
|
(402 319)
|
(429 396)
|
(458 261)
|
(490 701)
|
(384 807)
|
(446 914)
|
(505 156)
|
(616 318)
|
(772 593)
|
(773 193)
|
(841 394)
|
(779 369)
|
(771 857)
|
(657 639)
|
(676 345)
|
(735 709)
|
(742 265)
|
(969 625)
|
(976 929)
|
(1 094 912)
|
(1 246 439)
|
(1 309 303)
|
(1 420 197)
|
(1 215 396)
|
(1 141 242)
|
(1 183 779)
|
(1 012 389)
|
(1 282 081)
|
|
| Other Operating Expenses |
(2 855)
|
(1 047)
|
764
|
2 560
|
(1 005)
|
(303)
|
(339)
|
(355)
|
(1 903)
|
(492)
|
(472)
|
(524)
|
(770)
|
(316)
|
(1 477)
|
(1 442)
|
(1 817)
|
(4 230)
|
(6 389)
|
(9 791)
|
(1 887)
|
(3 132)
|
(2 902)
|
(3 575)
|
(2 898)
|
(15 924)
|
(17 417)
|
(17 519)
|
(1 781)
|
(18 741)
|
(21 130)
|
(25 915)
|
|
| Operating Income |
11 165
N/A
|
(11 177)
N/A
|
(9 510)
+15%
|
(6 170)
+35%
|
15 033
N/A
|
15 311
+2%
|
16 416
+7%
|
18 731
+14%
|
18 800
+0%
|
20 069
+7%
|
20 840
+4%
|
17 394
-17%
|
14 778
-15%
|
12 637
-14%
|
10 122
-20%
|
10 396
+3%
|
18 303
+76%
|
19 022
+4%
|
21 188
+11%
|
21 884
+3%
|
20 050
-8%
|
21 435
+7%
|
24 017
+12%
|
25 966
+8%
|
22 342
-14%
|
26 038
+17%
|
27 173
+4%
|
28 994
+7%
|
(2 173)
N/A
|
(933)
+57%
|
(4 790)
-413%
|
(6 325)
-32%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||
| Interest Income Expense |
1 382
|
24 816
|
24 834
|
24 813
|
562
|
593
|
540
|
512
|
373
|
416
|
411
|
383
|
275
|
431
|
422
|
426
|
348
|
290
|
313
|
354
|
398
|
477
|
479
|
532
|
410
|
446
|
290
|
70
|
13 333
|
(215)
|
(12)
|
292
|
|
| Non-Reccuring Items |
(59)
|
(1)
|
22
|
(981)
|
(1 120)
|
(1 370)
|
(2 323)
|
(1 994)
|
(785)
|
737
|
1 721
|
2 666
|
1 958
|
638
|
1 236
|
850
|
(841)
|
(828)
|
(1 307)
|
(1 378)
|
(114)
|
(138)
|
(315)
|
87
|
109
|
326
|
656
|
309
|
314
|
272
|
(361)
|
(569)
|
|
| Total Other Income |
(643)
|
(1 382)
|
(2 852)
|
(4 861)
|
(746)
|
(660)
|
(2 131)
|
(3 510)
|
(4 253)
|
(6 989)
|
(6 936)
|
(6 023)
|
(1 586)
|
175
|
1 624
|
3 217
|
(2 202)
|
(2 538)
|
(2 899)
|
(4 271)
|
(2 749)
|
(2 965)
|
(5 371)
|
(7 592)
|
(3 440)
|
(5 931)
|
(5 640)
|
(4 469)
|
13 473
|
26 578
|
30 526
|
32 224
|
|
| Pre-Tax Income |
11 845
N/A
|
12 255
+3%
|
12 493
+2%
|
12 801
+2%
|
13 729
+7%
|
13 874
+1%
|
12 502
-10%
|
13 738
+10%
|
14 135
+3%
|
14 234
+1%
|
16 038
+13%
|
14 420
-10%
|
15 425
+7%
|
13 882
-10%
|
13 405
-3%
|
14 888
+11%
|
15 608
+5%
|
15 948
+2%
|
17 295
+8%
|
16 589
-4%
|
17 584
+6%
|
18 808
+7%
|
18 811
+0%
|
18 994
+1%
|
19 421
+2%
|
20 879
+8%
|
22 478
+8%
|
24 904
+11%
|
24 947
+0%
|
25 701
+3%
|
25 364
-1%
|
25 623
+1%
|
|
| Net Income | |||||||||||||||||||||||||||||||||
| Tax Provision |
(341)
|
(342)
|
(329)
|
(297)
|
(461)
|
(431)
|
(266)
|
(247)
|
86
|
178
|
74
|
123
|
(866)
|
(1 000)
|
(1 055)
|
(1 226)
|
(548)
|
(491)
|
(537)
|
(430)
|
(379)
|
(420)
|
(389)
|
(395)
|
(483)
|
(556)
|
(663)
|
(798)
|
(814)
|
(820)
|
(831)
|
(831)
|
|
| Income from Continuing Operations |
11 504
|
11 913
|
12 163
|
12 503
|
13 268
|
13 444
|
12 237
|
13 492
|
14 222
|
14 412
|
16 111
|
14 542
|
14 558
|
12 881
|
12 351
|
13 662
|
15 060
|
15 457
|
16 758
|
16 159
|
17 206
|
18 388
|
18 422
|
18 598
|
18 938
|
20 323
|
21 815
|
24 106
|
24 133
|
24 881
|
24 533
|
24 792
|
|
| Net Income (Common) |
11 504
N/A
|
11 913
+4%
|
12 163
+2%
|
12 503
+3%
|
13 268
+6%
|
13 444
+1%
|
12 237
-9%
|
13 492
+10%
|
14 222
+5%
|
14 412
+1%
|
16 111
+12%
|
14 542
-10%
|
14 558
+0%
|
12 881
-12%
|
12 351
-4%
|
13 662
+11%
|
15 060
+10%
|
15 457
+3%
|
16 758
+8%
|
16 159
-4%
|
17 206
+6%
|
18 388
+7%
|
18 422
+0%
|
18 598
+1%
|
18 938
+2%
|
20 323
+7%
|
21 815
+7%
|
24 106
+11%
|
24 133
+0%
|
24 881
+3%
|
24 533
-1%
|
24 792
+1%
|
|
| EPS (Diluted) |
11.5
N/A
|
11.9
+3%
|
12.18
+2%
|
12.5
+3%
|
13.27
+6%
|
13.45
+1%
|
12.24
-9%
|
13.5
+10%
|
14.22
+5%
|
14.41
+1%
|
16.11
+12%
|
14.54
-10%
|
14.56
+0%
|
12.89
-11%
|
12.31
-4%
|
13.66
+11%
|
15.04
+10%
|
15.46
+3%
|
16.74
+8%
|
16.14
-4%
|
17.18
+6%
|
18.33
+7%
|
18.36
+0%
|
18.57
+1%
|
18.9
+2%
|
20.27
+7%
|
21.76
+7%
|
24.04
+10%
|
24.07
+0%
|
24.81
+3%
|
24.46
-1%
|
24.72
+1%
|
|