United Bankshares Inc
NASDAQ:UBSI
Balance Sheet
Balance Sheet Decomposition
United Bankshares Inc
United Bankshares Inc
Balance Sheet
United Bankshares Inc
| Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
3 460
|
3 914
|
4 375
|
4 606
|
4 763
|
5 743
|
5 953
|
5 669
|
5 187
|
6 157
|
6 438
|
6 630
|
9 029
|
9 308
|
10 268
|
12 935
|
13 346
|
13 635
|
17 356
|
17 808
|
20 323
|
21 100
|
21 402
|
24 412
|
|
| Investments |
1 342
|
1 613
|
1 576
|
1 581
|
1 384
|
1 485
|
1 372
|
1 328
|
1 183
|
1 374
|
1 069
|
1 220
|
1 959
|
1 979
|
2 726
|
3 872
|
3 689
|
3 770
|
5 906
|
8 360
|
6 380
|
6 088
|
5 925
|
4 741
|
|
| PP&E Net |
0
|
44
|
42
|
40
|
38
|
62
|
59
|
58
|
55
|
76
|
72
|
70
|
78
|
73
|
76
|
105
|
95
|
154
|
245
|
279
|
270
|
278
|
268
|
89
|
|
| PP&E Gross |
0
|
44
|
42
|
40
|
38
|
62
|
59
|
58
|
55
|
76
|
72
|
70
|
78
|
73
|
76
|
105
|
95
|
154
|
245
|
279
|
270
|
278
|
268
|
0
|
|
| Accumulated Depreciation |
0
|
95
|
100
|
105
|
109
|
118
|
124
|
97
|
79
|
99
|
100
|
108
|
120
|
126
|
136
|
178
|
152
|
153
|
184
|
202
|
225
|
238
|
236
|
0
|
|
| Intangible Assets |
6
|
0
|
0
|
5
|
3
|
11
|
7
|
5
|
3
|
13
|
10
|
8
|
21
|
18
|
23
|
44
|
36
|
29
|
47
|
46
|
39
|
17
|
9
|
32
|
|
| Goodwill |
90
|
170
|
167
|
167
|
167
|
312
|
312
|
312
|
312
|
376
|
376
|
376
|
710
|
710
|
864
|
1 478
|
1 478
|
1 478
|
1 797
|
1 886
|
1 889
|
1 889
|
1 889
|
2 019
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
666
|
334
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
49
|
70
|
71
|
79
|
64
|
57
|
37
|
56
|
57
|
164
|
145
|
142
|
0
|
|
| Other Assets |
204
|
335
|
352
|
365
|
377
|
552
|
577
|
652
|
647
|
741
|
721
|
664
|
1 049
|
1 033
|
1 214
|
1 902
|
1 896
|
1 908
|
2 367
|
2 580
|
2 107
|
2 455
|
2 438
|
2 606
|
|
| Total Assets |
5 798
N/A
|
6 388
+10%
|
6 436
+1%
|
6 728
+5%
|
6 718
0%
|
7 995
+19%
|
8 102
+1%
|
7 805
-4%
|
7 156
-8%
|
8 451
+18%
|
8 420
0%
|
8 735
+4%
|
12 329
+41%
|
12 578
+2%
|
14 509
+15%
|
19 059
+31%
|
19 250
+1%
|
19 662
+2%
|
26 184
+33%
|
29 329
+12%
|
29 489
+1%
|
29 926
+1%
|
30 024
+0%
|
33 660
+12%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accrued Liabilities |
0
|
52
|
58
|
63
|
65
|
65
|
84
|
75
|
67
|
62
|
73
|
63
|
85
|
85
|
94
|
146
|
152
|
232
|
276
|
282
|
265
|
306
|
317
|
95
|
|
| Short-Term Debt |
574
|
662
|
682
|
591
|
562
|
602
|
566
|
223
|
193
|
255
|
215
|
216
|
436
|
313
|
210
|
328
|
176
|
125
|
142
|
129
|
161
|
196
|
176
|
199
|
|
| Total Deposits |
3 816
|
4 138
|
4 298
|
4 617
|
4 828
|
5 350
|
5 648
|
5 971
|
5 714
|
6 819
|
6 753
|
6 622
|
9 045
|
9 342
|
10 797
|
13 831
|
13 995
|
13 852
|
20 585
|
23 350
|
22 303
|
22 819
|
23 962
|
27 061
|
|
| Other Interest Bearing Liabilities |
0
|
520
|
669
|
724
|
534
|
1 012
|
880
|
587
|
202
|
142
|
186
|
592
|
830
|
851
|
898
|
1 272
|
1 439
|
1 852
|
585
|
532
|
1 911
|
1 510
|
260
|
0
|
|
| Total Current Liabilities |
574
|
714
|
740
|
654
|
627
|
667
|
650
|
298
|
260
|
317
|
288
|
279
|
521
|
398
|
304
|
474
|
328
|
357
|
418
|
411
|
426
|
502
|
493
|
294
|
|
| Long-Term Debt |
172
|
90
|
89
|
89
|
85
|
196
|
185
|
185
|
184
|
204
|
199
|
199
|
275
|
274
|
274
|
242
|
235
|
236
|
280
|
285
|
287
|
279
|
280
|
532
|
|
| Other Liabilities |
694
|
310
|
8
|
9
|
9
|
8
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
1
|
1
|
1
|
1
|
2
|
19
|
31
|
46
|
45
|
35
|
278
|
|
| Total Liabilities |
5 256
N/A
|
5 773
+10%
|
5 804
+1%
|
6 093
+5%
|
6 084
0%
|
7 234
+19%
|
7 365
+2%
|
7 044
-4%
|
6 363
-10%
|
7 483
+18%
|
7 428
-1%
|
7 694
+4%
|
10 673
+39%
|
10 865
+2%
|
12 273
+13%
|
15 818
+29%
|
15 999
+1%
|
16 298
+2%
|
21 887
+34%
|
24 610
+12%
|
24 973
+1%
|
25 155
+1%
|
25 030
0%
|
28 164
+13%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
542
|
111
|
111
|
111
|
111
|
111
|
111
|
111
|
111
|
127
|
127
|
127
|
173
|
174
|
203
|
263
|
263
|
264
|
335
|
353
|
355
|
356
|
357
|
0
|
|
| Retained Earnings |
0
|
406
|
459
|
515
|
559
|
602
|
637
|
654
|
673
|
692
|
712
|
735
|
776
|
825
|
873
|
892
|
1 013
|
1 133
|
1 205
|
1 391
|
1 575
|
1 746
|
1 918
|
0
|
|
| Additional Paid In Capital |
0
|
111
|
100
|
97
|
94
|
98
|
97
|
95
|
93
|
239
|
239
|
238
|
743
|
753
|
1 206
|
2 129
|
2 134
|
2 140
|
2 894
|
3 150
|
3 169
|
3 182
|
3 196
|
0
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
23
|
2
|
3
|
10
|
6
|
18
|
8
|
65
|
9
|
360
|
279
|
248
|
0
|
|
| Treasury Stock |
0
|
19
|
42
|
78
|
114
|
38
|
32
|
30
|
24
|
22
|
20
|
15
|
1
|
1
|
1
|
1
|
102
|
138
|
159
|
171
|
250
|
252
|
253
|
0
|
|
| Other Equity |
0
|
7
|
4
|
11
|
16
|
12
|
76
|
68
|
61
|
67
|
66
|
20
|
37
|
36
|
34
|
36
|
39
|
43
|
43
|
13
|
28
|
19
|
24
|
5 496
|
|
| Total Equity |
542
N/A
|
615
+13%
|
632
+3%
|
635
+0%
|
634
0%
|
761
+20%
|
737
-3%
|
762
+3%
|
793
+4%
|
969
+22%
|
992
+2%
|
1 042
+5%
|
1 656
+59%
|
1 713
+3%
|
2 236
+31%
|
3 241
+45%
|
3 252
+0%
|
3 364
+3%
|
4 298
+28%
|
4 719
+10%
|
4 516
-4%
|
4 771
+6%
|
4 993
+5%
|
5 496
+10%
|
|
| Total Liabilities & Equity |
5 798
N/A
|
6 388
+10%
|
6 436
+1%
|
6 728
+5%
|
6 718
0%
|
7 995
+19%
|
8 102
+1%
|
7 805
-4%
|
7 156
-8%
|
8 451
+18%
|
8 420
0%
|
8 735
+4%
|
12 329
+41%
|
12 578
+2%
|
14 509
+15%
|
19 059
+31%
|
19 250
+1%
|
19 662
+2%
|
26 184
+33%
|
29 329
+12%
|
29 489
+1%
|
29 926
+1%
|
30 024
+0%
|
33 660
+12%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
43
|
44
|
43
|
42
|
41
|
43
|
43
|
43
|
44
|
50
|
50
|
50
|
69
|
70
|
81
|
105
|
102
|
102
|
129
|
136
|
135
|
135
|
135
|
140
|
|