SB Financial Group Inc
NASDAQ:SBFG
Income Statement
Income Statement
SB Financial Group Inc
| Dec-2001 | Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
26
|
25
|
25
|
25
|
24
|
22
|
19
|
16
|
14
|
12
|
11
|
12
|
12
|
12
|
12
|
12
|
12
|
13
|
14
|
15
|
15
|
15
|
15
|
15
|
15
|
15
|
16
|
16
|
18
|
19
|
20
|
21
|
21
|
21
|
21
|
20
|
20
|
20
|
20
|
21
|
21
|
21
|
21
|
21
|
21
|
21
|
21
|
21
|
21
|
20
|
20
|
20
|
21
|
22
|
22
|
23
|
23
|
24
|
25
|
25
|
26
|
26
|
27
|
27
|
28
|
30
|
31
|
32
|
33
|
34
|
34
|
35
|
35
|
35
|
35
|
35
|
36
|
37
|
37
|
38
|
38
|
37
|
37
|
38
|
39
|
41
|
41
|
41
|
39
|
38
|
38
|
39
|
40
|
42
|
44
|
47
|
|
| Interest Income |
57
|
54
|
53
|
51
|
49
|
46
|
40
|
33
|
28
|
23
|
21
|
20
|
20
|
20
|
20
|
21
|
21
|
23
|
26
|
29
|
31
|
32
|
33
|
33
|
33
|
33
|
33
|
33
|
33
|
33
|
33
|
33
|
33
|
32
|
31
|
30
|
30
|
29
|
28
|
28
|
28
|
27
|
27
|
27
|
26
|
26
|
26
|
25
|
25
|
24
|
24
|
24
|
24
|
25
|
25
|
25
|
26
|
27
|
27
|
28
|
29
|
30
|
30
|
31
|
32
|
34
|
36
|
38
|
39
|
41
|
43
|
44
|
44
|
45
|
44
|
43
|
43
|
43
|
42
|
42
|
42
|
41
|
41
|
42
|
45
|
49
|
53
|
56
|
58
|
60
|
61
|
63
|
64
|
66
|
69
|
71
|
|
| Interest Expense |
31
|
29
|
28
|
26
|
25
|
23
|
21
|
17
|
14
|
11
|
9
|
8
|
8
|
8
|
8
|
9
|
9
|
11
|
12
|
14
|
16
|
17
|
18
|
18
|
18
|
18
|
18
|
16
|
15
|
14
|
13
|
12
|
12
|
11
|
11
|
10
|
10
|
9
|
8
|
8
|
7
|
6
|
6
|
6
|
5
|
5
|
5
|
4
|
4
|
4
|
4
|
4
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
4
|
4
|
4
|
4
|
5
|
5
|
6
|
7
|
8
|
9
|
10
|
10
|
9
|
8
|
7
|
6
|
5
|
4
|
4
|
4
|
4
|
4
|
5
|
8
|
11
|
15
|
19
|
22
|
23
|
24
|
24
|
24
|
25
|
25
|
|
| Non Interest Income |
14
|
14
|
13
|
13
|
14
|
22
|
36
|
36
|
35
|
27
|
15
|
16
|
17
|
17
|
18
|
18
|
18
|
19
|
19
|
21
|
24
|
25
|
27
|
28
|
27
|
28
|
28
|
28
|
28
|
28
|
29
|
29
|
29
|
29
|
26
|
23
|
21
|
17
|
18
|
15
|
14
|
15
|
13
|
14
|
15
|
15
|
15
|
16
|
14
|
13
|
13
|
13
|
13
|
14
|
15
|
15
|
16
|
16
|
15
|
16
|
18
|
18
|
18
|
18
|
17
|
18
|
17
|
17
|
17
|
15
|
15
|
16
|
18
|
17
|
22
|
27
|
30
|
39
|
37
|
33
|
31
|
26
|
24
|
21
|
18
|
16
|
16
|
16
|
18
|
18
|
18
|
18
|
17
|
17
|
18
|
18
|
|
| Revenue |
40
N/A
|
40
-1%
|
38
-5%
|
38
0%
|
38
0%
|
45
+19%
|
56
+24%
|
52
-6%
|
48
-7%
|
39
-20%
|
27
-31%
|
28
+4%
|
29
+6%
|
29
-1%
|
30
+2%
|
30
+1%
|
30
+1%
|
32
+4%
|
33
+5%
|
35
+6%
|
39
+10%
|
40
+4%
|
41
+3%
|
42
+2%
|
42
-1%
|
43
+2%
|
44
+2%
|
45
+2%
|
45
+2%
|
47
+3%
|
49
+4%
|
50
+2%
|
50
+1%
|
50
-1%
|
46
-7%
|
43
-7%
|
41
-5%
|
37
-10%
|
38
+2%
|
36
-4%
|
35
-4%
|
35
+2%
|
34
-5%
|
34
+3%
|
36
+3%
|
36
+1%
|
37
+2%
|
37
+0%
|
35
-5%
|
33
-4%
|
33
-2%
|
33
+1%
|
34
+2%
|
36
+5%
|
37
+5%
|
38
+2%
|
39
+3%
|
39
+1%
|
40
+1%
|
42
+4%
|
44
+5%
|
45
+2%
|
45
+2%
|
46
+1%
|
46
0%
|
47
+4%
|
48
+3%
|
49
+1%
|
50
+2%
|
49
-1%
|
49
0%
|
51
+3%
|
53
+4%
|
52
-1%
|
57
+10%
|
62
+9%
|
66
+6%
|
76
+15%
|
74
-2%
|
71
-4%
|
69
-4%
|
62
-9%
|
61
-2%
|
59
-4%
|
58
-2%
|
57
-1%
|
57
0%
|
56
-1%
|
57
+1%
|
56
-2%
|
56
0%
|
57
+1%
|
57
+1%
|
59
+4%
|
62
+5%
|
65
+4%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(9)
|
(10)
|
(21)
|
(22)
|
(28)
|
(27)
|
(15)
|
(13)
|
(1)
|
(0)
|
0
|
0
|
0
|
1
|
(0)
|
1
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(6)
|
(7)
|
(12)
|
(12)
|
(11)
|
(10)
|
(4)
|
(4)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(1)
|
(1)
|
0
|
(1)
|
(0)
|
(0)
|
(1)
|
(1)
|
0
|
0
|
0
|
0
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
|
| Non Interest Expense |
(28)
|
(28)
|
(29)
|
(30)
|
(30)
|
(31)
|
(32)
|
(30)
|
(29)
|
(27)
|
(25)
|
(25)
|
(26)
|
(26)
|
(27)
|
(28)
|
(29)
|
(30)
|
(31)
|
(32)
|
(35)
|
(36)
|
(37)
|
(38)
|
(37)
|
(37)
|
(37)
|
(37)
|
(37)
|
(38)
|
(40)
|
(43)
|
(45)
|
(46)
|
(51)
|
(49)
|
(52)
|
(48)
|
(40)
|
(38)
|
(30)
|
(29)
|
(28)
|
(28)
|
(27)
|
(27)
|
(28)
|
(28)
|
(27)
|
(26)
|
(25)
|
(26)
|
(26)
|
(27)
|
(27)
|
(26)
|
(27)
|
(27)
|
(28)
|
(29)
|
(30)
|
(31)
|
(31)
|
(31)
|
(32)
|
(33)
|
(34)
|
(34)
|
(35)
|
(35)
|
(35)
|
(36)
|
(37)
|
(39)
|
(43)
|
(46)
|
(48)
|
(48)
|
(47)
|
(45)
|
(45)
|
(45)
|
(44)
|
(44)
|
(42)
|
(42)
|
(42)
|
(42)
|
(42)
|
(41)
|
(42)
|
(42)
|
(43)
|
(45)
|
(46)
|
(47)
|
|
| Pre-Tax Income |
3
N/A
|
1
-66%
|
(12)
N/A
|
(14)
-14%
|
(20)
-47%
|
(13)
+38%
|
9
N/A
|
9
+1%
|
19
+112%
|
11
-38%
|
2
-79%
|
3
+30%
|
4
+23%
|
4
+0%
|
3
-26%
|
3
-9%
|
1
-70%
|
1
-28%
|
2
+222%
|
2
+21%
|
4
+73%
|
4
+7%
|
4
+2%
|
4
+2%
|
4
+8%
|
5
+14%
|
6
+17%
|
7
+14%
|
7
+8%
|
7
-1%
|
7
-8%
|
5
-29%
|
(0)
N/A
|
(3)
-1 068%
|
(17)
-433%
|
(18)
-2%
|
(22)
-25%
|
(20)
+7%
|
(7)
+68%
|
(6)
+14%
|
2
N/A
|
4
+78%
|
5
+10%
|
6
+24%
|
7
+20%
|
7
+8%
|
8
+7%
|
8
+1%
|
7
-6%
|
7
-8%
|
7
-2%
|
7
+3%
|
7
+6%
|
8
+11%
|
9
+14%
|
10
+13%
|
11
+5%
|
11
+3%
|
12
+4%
|
12
+4%
|
13
+6%
|
13
+4%
|
14
+1%
|
14
+1%
|
14
+0%
|
14
+1%
|
14
+3%
|
14
+1%
|
14
+2%
|
14
-2%
|
14
-4%
|
14
+5%
|
15
+3%
|
13
-14%
|
14
+10%
|
16
+14%
|
18
+16%
|
27
+44%
|
27
+0%
|
25
-5%
|
23
-10%
|
17
-24%
|
16
-7%
|
15
-6%
|
15
+2%
|
15
-3%
|
15
+2%
|
14
-6%
|
15
+3%
|
15
-1%
|
14
-2%
|
14
-1%
|
14
-2%
|
14
-2%
|
15
+10%
|
17
+12%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(1)
|
(0)
|
4
|
5
|
7
|
4
|
(3)
|
(3)
|
(6)
|
(4)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
0
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
1
|
2
|
7
|
7
|
7
|
6
|
1
|
0
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(3)
|
(4)
|
(5)
|
(5)
|
(5)
|
(4)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
|
| Income from Continuing Operations |
2
|
1
|
(8)
|
(9)
|
(13)
|
(8)
|
6
|
6
|
12
|
8
|
2
|
2
|
3
|
3
|
2
|
2
|
1
|
1
|
1
|
2
|
3
|
3
|
3
|
3
|
3
|
4
|
4
|
5
|
5
|
5
|
5
|
4
|
0
|
(2)
|
(11)
|
(11)
|
(16)
|
(15)
|
(6)
|
(5)
|
2
|
3
|
3
|
4
|
5
|
5
|
5
|
6
|
5
|
5
|
5
|
5
|
5
|
6
|
7
|
7
|
8
|
8
|
8
|
8
|
9
|
9
|
9
|
9
|
9
|
10
|
11
|
11
|
12
|
11
|
11
|
12
|
12
|
10
|
11
|
13
|
15
|
21
|
21
|
20
|
18
|
14
|
13
|
12
|
13
|
12
|
12
|
12
|
12
|
12
|
12
|
12
|
11
|
11
|
12
|
14
|
|
| Net Income (Common) |
2
N/A
|
1
-61%
|
(8)
N/A
|
(9)
-14%
|
(13)
-49%
|
(8)
+38%
|
6
N/A
|
6
+1%
|
12
+112%
|
8
-38%
|
2
-76%
|
2
+27%
|
3
+17%
|
3
+1%
|
2
-30%
|
2
-11%
|
1
-61%
|
1
-18%
|
1
+148%
|
2
+24%
|
3
+60%
|
3
+7%
|
3
+2%
|
3
+1%
|
3
+7%
|
4
+12%
|
4
+16%
|
5
+13%
|
5
+9%
|
5
+0%
|
5
-7%
|
4
-26%
|
0
-89%
|
(2)
N/A
|
(11)
-587%
|
(11)
-1%
|
(16)
-43%
|
(15)
+6%
|
(6)
+61%
|
(5)
+10%
|
2
N/A
|
3
+83%
|
3
+8%
|
4
+21%
|
5
+21%
|
5
+7%
|
5
+6%
|
6
+1%
|
5
-5%
|
5
-7%
|
5
-1%
|
5
+4%
|
5
+6%
|
6
+6%
|
6
+9%
|
7
+8%
|
7
+1%
|
7
+2%
|
7
+4%
|
7
+4%
|
8
+6%
|
8
+4%
|
8
+1%
|
8
+2%
|
10
+21%
|
11
+5%
|
11
+7%
|
12
+3%
|
11
-9%
|
10
-2%
|
10
-5%
|
11
+7%
|
11
+4%
|
10
-12%
|
11
+13%
|
13
+16%
|
15
+17%
|
21
+43%
|
21
+0%
|
20
-5%
|
18
-10%
|
14
-23%
|
13
-7%
|
12
-6%
|
12
+1%
|
12
-3%
|
12
+2%
|
12
-5%
|
12
+3%
|
12
-1%
|
12
+0%
|
12
-3%
|
11
-2%
|
11
-2%
|
12
+7%
|
14
+14%
|
|
| EPS (Diluted) |
0.5
N/A
|
0.2
-60%
|
-1.73
N/A
|
-1.98
-14%
|
-2.95
-49%
|
-1.82
+38%
|
1.28
N/A
|
1.28
N/A
|
2.7
+111%
|
1.66
-39%
|
0.39
-77%
|
0.5
+28%
|
0.6
+20%
|
0.6
N/A
|
0.43
-28%
|
0.39
-9%
|
0.15
-62%
|
0.12
-20%
|
0.28
+133%
|
0.33
+18%
|
0.55
+67%
|
0.58
+5%
|
0.6
+3%
|
0.61
+2%
|
0.65
+7%
|
0.73
+12%
|
0.86
+18%
|
0.96
+12%
|
1.06
+10%
|
1.06
N/A
|
1
-6%
|
0.74
-26%
|
0.08
-89%
|
-0.32
N/A
|
-2.22
-594%
|
-2.24
-1%
|
-3.21
-43%
|
-3.03
+6%
|
-1.18
+61%
|
-1.07
+9%
|
0.34
N/A
|
0.62
+82%
|
0.67
+8%
|
0.82
+22%
|
0.99
+21%
|
1.06
+7%
|
1.12
+6%
|
1.13
+1%
|
1.07
-5%
|
1
-7%
|
0.98
-2%
|
1.01
+3%
|
1.06
+5%
|
0.87
-18%
|
0.94
+8%
|
1.02
+9%
|
1.04
+2%
|
1.06
+2%
|
1.11
+5%
|
1.15
+4%
|
1.22
+6%
|
1.28
+5%
|
1.29
+1%
|
1.32
+2%
|
1.58
+20%
|
1.49
-6%
|
1.41
-5%
|
1.46
+4%
|
1.38
-5%
|
1.31
-5%
|
1.25
-5%
|
1.34
+7%
|
1.39
+4%
|
1.24
-11%
|
1.41
+14%
|
1.67
+18%
|
1.96
+17%
|
2.9
+48%
|
2.97
+2%
|
2.88
-3%
|
2.56
-11%
|
1.97
-23%
|
1.82
-8%
|
1.74
-4%
|
1.77
+2%
|
1.72
-3%
|
1.79
+4%
|
1.7
-5%
|
1.74
+2%
|
1.78
+2%
|
1.79
+1%
|
1.73
-3%
|
1.71
-1%
|
1.72
+1%
|
1.85
+8%
|
2.16
+17%
|
|