Kaspi.kz AO
NASDAQ:KSPI
Balance Sheet
Balance Sheet Decomposition
Kaspi.kz AO
Kaspi.kz AO
Balance Sheet
Kaspi.kz AO
| Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||||
| Net Loans |
0
|
0
|
782 985
|
715 053
|
891 323
|
1 067 002
|
1 292 104
|
1 404 554
|
2 430 737
|
3 154 810
|
4 235 957
|
5 746 600
|
7 172 162
|
|
| Investments |
0
|
94
|
253 474
|
391 035
|
362 431
|
475 737
|
651 936
|
1 089 893
|
772 994
|
1 465 835
|
1 863 078
|
1 955 811
|
1 557 885
|
|
| PP&E Net |
0
|
0
|
27 440
|
27 788
|
25 426
|
28 949
|
52 780
|
60 187
|
70 959
|
116 537
|
142 729
|
193 205
|
714 361
|
|
| PP&E Gross |
0
|
0
|
27 440
|
27 788
|
25 426
|
28 949
|
52 780
|
60 187
|
70 959
|
116 537
|
142 729
|
193 205
|
0
|
|
| Accumulated Depreciation |
0
|
0
|
13 400
|
16 171
|
19 508
|
22 836
|
27 278
|
32 645
|
36 600
|
47 055
|
68 007
|
88 571
|
0
|
|
| Intangible Assets |
0
|
0
|
3 389
|
5 601
|
6 749
|
7 739
|
8 205
|
9 829
|
14 142
|
15 303
|
31 617
|
76 084
|
0
|
|
| Goodwill |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
447 128
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
3 477
|
3 250
|
0
|
0
|
0
|
8 628
|
0
|
0
|
0
|
0
|
0
|
|
| Other Assets |
2
|
0
|
9 983
|
9 062
|
12 734
|
20 773
|
52 044
|
51 645
|
41 312
|
57 981
|
120 175
|
125 077
|
755 186
|
|
| Total Assets |
5
N/A
|
97
+2 044%
|
1 286 247
+1 319 710%
|
1 219 367
-5%
|
1 472 842
+21%
|
1 699 652
+15%
|
2 187 581
+29%
|
2 806 742
+28%
|
3 607 924
+29%
|
5 121 647
+42%
|
6 821 932
+33%
|
8 377 101
+23%
|
11 081 748
+32%
|
|
| Liabilities | ||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
12 080
|
23 542
|
49 679
|
15 363
|
346 401
|
|
| Accrued Liabilities |
0
|
0
|
6 931
|
7 951
|
7 183
|
3 367
|
8 703
|
17 486
|
23 808
|
29 071
|
36 650
|
43 029
|
0
|
|
| Short-Term Debt |
0
|
0
|
6 500
|
0
|
23 044
|
49
|
3 000
|
0
|
75 524
|
16 119
|
0
|
323
|
0
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
331 992
|
|
| Total Deposits |
0
|
0
|
858 968
|
854 399
|
1 019 795
|
1 232 920
|
1 626 973
|
2 150 581
|
2 764 011
|
4 001 003
|
5 441 610
|
6 586 101
|
7 547 469
|
|
| Other Current Liabilities |
0
|
0
|
631
|
146
|
564
|
1 618
|
1 084
|
854
|
9 612
|
7 192
|
2 337
|
3 766
|
0
|
|
| Total Current Liabilities |
0
|
0
|
14 062
|
8 097
|
30 791
|
5 034
|
12 787
|
18 340
|
121 024
|
75 924
|
88 666
|
62 481
|
678 393
|
|
| Long-Term Debt |
0
|
0
|
259 595
|
205 235
|
204 914
|
227 697
|
216 360
|
217 120
|
207 376
|
207 986
|
161 837
|
113 466
|
161
|
|
| Deferred Income Tax |
0
|
0
|
35
|
60
|
424
|
1 833
|
2 373
|
2 319
|
2 512
|
3 245
|
3 162
|
4 377
|
0
|
|
| Minority Interest |
0
|
0
|
13 445
|
10 163
|
9 719
|
12 426
|
3 587
|
3 542
|
4 968
|
6 524
|
25 090
|
55 637
|
109 734
|
|
| Other Liabilities |
0
|
0
|
18 925
|
14 361
|
26 067
|
18 250
|
33 466
|
23 722
|
8 306
|
7 800
|
23 444
|
37 815
|
254 148
|
|
| Total Liabilities |
0
N/A
|
0
-73%
|
1 165 030
+1 339 114 424%
|
1 092 315
-6%
|
1 291 710
+18%
|
1 498 160
+16%
|
1 895 546
+27%
|
2 415 624
+27%
|
3 108 197
+29%
|
4 302 482
+38%
|
5 743 809
+33%
|
6 859 877
+19%
|
8 589 905
+25%
|
|
| Equity | ||||||||||||||
| Common Stock |
0
|
98
|
130 144
|
130 144
|
130 144
|
54 857
|
95 825
|
95 825
|
97 530
|
130 144
|
130 144
|
130 144
|
130 144
|
|
| Retained Earnings |
4
|
0
|
8 145
|
2 863
|
47 208
|
142 822
|
195 232
|
280 828
|
377 852
|
762 500
|
1 054 945
|
1 465 295
|
2 543 785
|
|
| Additional Paid In Capital |
0
|
0
|
386
|
506
|
506
|
506
|
506
|
506
|
506
|
506
|
506
|
506
|
506
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
1 173
|
735
|
3 275
|
3 307
|
472
|
5 171
|
2 597
|
9 201
|
9 719
|
41 026
|
40 545
|
|
| Treasury Stock |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
94 058
|
152 001
|
151 521
|
169 985
|
|
| Other Equity |
0
|
0
|
6
|
0
|
0
|
0
|
0
|
8 788
|
21 242
|
29 274
|
34 810
|
31 774
|
27 938
|
|
| Total Equity |
4
N/A
|
97
+2 203%
|
121 218
+124 392%
|
127 052
+5%
|
181 133
+43%
|
201 492
+11%
|
292 035
+45%
|
391 118
+34%
|
499 727
+28%
|
819 165
+64%
|
1 078 123
+32%
|
1 517 224
+41%
|
2 491 843
+64%
|
|
| Total Liabilities & Equity |
5
N/A
|
97
+2 044%
|
1 286 247
+1 319 710%
|
1 219 367
-5%
|
1 472 842
+21%
|
1 699 652
+15%
|
2 187 581
+29%
|
2 806 742
+28%
|
3 607 924
+29%
|
5 121 647
+42%
|
6 821 932
+33%
|
8 377 101
+23%
|
11 081 748
+32%
|
|
| Shares Outstanding | ||||||||||||||
| Common Shares Outstanding |
158
|
158
|
158
|
158
|
158
|
183
|
192
|
192
|
192
|
190
|
189
|
190
|
190
|
|
| Preferred Shares Outstanding |
0
|
0
|
42
|
42
|
42
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|