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SoFi Technologies Inc banner

SoFi Technologies Inc
NASDAQ:SOFI

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SoFi Technologies Inc Logo
SoFi Technologies Inc
NASDAQ:SOFI
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Price: 16.3 USD 1.75% Market Closed
Market Cap: $20.8B
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Intrinsic Value

The intrinsic value for SoFi Technologies Inc (SOFI) under the Base Case is 12.61 USD. Compared with the current market price of 16.3 USD, the stock appears Overvalued by 23% .

Based on two methods:
DCF Value
$18.13
Multiples-Based Value
$7.09
DCF Value
$18.13
Multiples-Based Value
$7.09

DCF suggests undervaluation, while multiples suggest overvaluation.

SOFI Intrinsic Value
12.61 USD
Overvaluation 23%
Intrinsic Value
Price $16.3
Bear Case
Base Case
Bull Case
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20% below Intrinsic Value $10.09
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Current Price $16.3
Intrinsic Value $12.61
Margin of Safety 20% $10.09
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What other research platforms think about SOFI?

Let our AI compare Alpha Spread’s intrinsic value with external valuations from Simply Wall St, GuruFocus, ValueInvesting.io, Seeking Alpha, and others.

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Why is SOFI valued this way?

Let our AI break down the key assumptions behind the intrinsic value calculation for SoFi Technologies Inc.

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Alternatives to SOFI

Fundamental Analysis

Financials
Efficiency

Wall St Price Targets

Capital Returns

Competitive Landscape

Ownership

SOFI Insider Trading
Buy and sell transactions by insiders

See Also

Summary
SOFI intrinsic value, competitors valuation, and company profile.
DCF Valuation
SOFI stock valuation using Discount Cash Flow valuation method.
Relative Valuation
SOFI stock valuation using valuation multiples.
Wall St Estimates
SOFI price targets and financial estimates made by Wall Street analysts.
Profitability
Detailed analysis of the company's profitability.
Solvency
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
SOFI stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall St Estimates
Profitability
Solvency
Financials
Discount Rate
Other SoFi Technologies Inc listings:
F • EUR
6B0
 NASDAQ • USD
IPOE
Discover More
What is the Intrinsic Value of one SOFI stock?

The intrinsic value for SoFi Technologies Inc (SOFI) under the Base Case is 12.61 USD.

Is SOFI stock undervalued or overvalued?

Compared with the current market price of 16.3 USD, the stock appears Overvalued by 23% .

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