Heritage Commerce Corp
NASDAQ:HTBK
Decide at what price you'd be comfortable buying and we'll help you stay ready.
|
Johnson & Johnson
NYSE:JNJ
|
US |
|
Berkshire Hathaway Inc
NYSE:BRK.A
|
US |
|
Bank of America Corp
NYSE:BAC
|
US |
|
Mastercard Inc
NYSE:MA
|
US |
|
UnitedHealth Group Inc
NYSE:UNH
|
US |
|
Exxon Mobil Corp
NYSE:XOM
|
US |
|
Pfizer Inc
NYSE:PFE
|
US |
|
Nike Inc
NYSE:NKE
|
US |
|
Visa Inc
NYSE:V
|
US |
|
Alibaba Group Holding Ltd
NYSE:BABA
|
CN |
|
JPMorgan Chase & Co
NYSE:JPM
|
US |
|
Coca-Cola Co
NYSE:KO
|
US |
|
Verizon Communications Inc
NYSE:VZ
|
US |
|
Chevron Corp
NYSE:CVX
|
US |
|
Walt Disney Co
NYSE:DIS
|
US |
|
PayPal Holdings Inc
NASDAQ:PYPL
|
US |
P/S
Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.
Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.
Valuation Scenarios
If P/S returns to its 3-Year Average (3.2), the stock would be worth $10.41 (23% downside from current price).
| Scenario | P/S Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 4.2 | $13.45 |
0%
|
| 3-Year Average | 3.2 | $10.41 |
-23%
|
| 5-Year Average | 3.5 | $11.2 |
-17%
|
| Industry Average | 3.4 | $10.87 |
-19%
|
| Country Average | 2.4 | $7.84 |
-42%
|
Forward P/S
Today’s price vs future revenue
| Today's Market Cap | Revenue | Forward P/S | ||
|---|---|---|---|---|
|
$781.2m
|
/ |
Jan 2026
$197.5m
|
= |
|
|
$781.2m
|
/ |
Dec 2026
$210.9m
|
= |
|
|
$781.2m
|
/ |
Dec 2027
$222.5m
|
= |
|
Forward P/S shows whether today’s P/S still looks high or low once future revenue are taken into account.
Peer Comparison
| Market Cap | P/S | P/E | ||||
|---|---|---|---|---|---|---|
| US |
|
Heritage Commerce Corp
NASDAQ:HTBK
|
825.4m USD | 4.2 | 17.3 | |
| US |
|
PNC Financial Services Group Inc
NYSE:PNC
|
88.4B USD | 3.7 | 12.9 | |
| US |
|
Truist Financial Corp
NYSE:TFC
|
63.2B USD | 3.1 | 12.2 | |
| US |
|
Fifth Third Bancorp
NASDAQ:FITB
|
45B USD | 4.6 | 22.2 | |
| US |
|
Huntington Bancshares Inc
NASDAQ:HBAN
|
33.2B USD | 3.8 | 16.1 | |
| US |
|
M&T Bank Corp
NYSE:MTB
|
31.6B USD | 3.2 | 11.4 | |
| CN |
|
Bank of Ningbo Co Ltd
SZSE:002142
|
213.3B CNY | 2.8 | 7.7 | |
| CN |
|
Bank of Jiangsu Co Ltd
SSE:600919
|
207.2B CNY | 2.3 | 6.5 | |
| US |
|
Citizens Financial Group Inc
NYSE:CFG
|
27.2B USD | 3.2 | 14.8 | |
| JP |
|
Resona Holdings Inc
TSE:8308
|
4.2T JPY | 3.8 | 15.6 | |
| US |
|
Regions Financial Corp
NYSE:RF
|
23.7B USD | 3.1 | 11.1 |
Market Distribution
| Min | 0 |
| 30th Percentile | 1.2 |
| Median | 2.4 |
| 70th Percentile | 4.1 |
| Max | 4 613 274.2 |
Other Multiples
Heritage Commerce Corp
Glance View
Heritage Commerce Corp. is a holding company, which engages in the provision of banking. The company is headquartered in San Jose, California and currently employs 317 full-time employees. The firm's business segments include Banking segment and Factoring segment. The firm's subsidiary, CSNK Working Capital Finance Corp., doing business as Bay View Funding, provides business-essential working capital factoring financing to various industries across the United States. The firm's lending activities include commercial and industrial loans, commercial real estate loans, construction loans and small business administration (SBA) loans.
