Sierra Bancorp
NASDAQ:BSRR
Decide at what price you'd be comfortable buying and we'll help you stay ready.
|
Johnson & Johnson
NYSE:JNJ
|
US |
|
Berkshire Hathaway Inc
NYSE:BRK.A
|
US |
|
Bank of America Corp
NYSE:BAC
|
US |
|
Mastercard Inc
NYSE:MA
|
US |
|
UnitedHealth Group Inc
NYSE:UNH
|
US |
|
Exxon Mobil Corp
NYSE:XOM
|
US |
|
Pfizer Inc
NYSE:PFE
|
US |
|
Nike Inc
NYSE:NKE
|
US |
|
Visa Inc
NYSE:V
|
US |
|
Alibaba Group Holding Ltd
NYSE:BABA
|
CN |
|
JPMorgan Chase & Co
NYSE:JPM
|
US |
|
Coca-Cola Co
NYSE:KO
|
US |
|
Verizon Communications Inc
NYSE:VZ
|
US |
|
Chevron Corp
NYSE:CVX
|
US |
|
Walt Disney Co
NYSE:DIS
|
US |
|
PayPal Holdings Inc
NASDAQ:PYPL
|
US |
Price/Deposits
Price to Deposits ratio compares a bank`s market value to the total customer deposits it holds. It reflects how much investors are paying for each dollar of deposits on the bank`s balance sheet.
Price to Deposits ratio compares a bank`s market value to the total customer deposits it holds. It reflects how much investors are paying for each dollar of deposits on the bank`s balance sheet.
Valuation Scenarios
If Price/Deposits returns to its 3-Year Average (0.1), the stock would be worth $28.25 (24% downside from current price).
| Scenario | Price/Deposits Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 0.2 | $37.08 |
0%
|
| 3-Year Average | 0.1 | $28.25 |
-24%
|
| 5-Year Average | 0.1 | $26.07 |
-30%
|
| Industry Average | 0.2 | $34.52 |
-7%
|
| Country Average | 0.2 | $34.86 |
-6%
|
Forward Price/Deposits
Today’s price vs future total deposits
Peer Comparison
| Market Cap | Price/Deposits | P/E | ||||
|---|---|---|---|---|---|---|
| US |
S
|
Sierra Bancorp
NASDAQ:BSRR
|
492.2m USD | 0.2 | 11.6 | |
| US |
|
PNC Financial Services Group Inc
NYSE:PNC
|
89B USD | 0.2 | 13 | |
| US |
|
Truist Financial Corp
NYSE:TFC
|
63.8B USD | 0.2 | 12.3 | |
| US |
|
Fifth Third Bancorp
NASDAQ:FITB
|
45.6B USD | 0.2 | 22.5 | |
| US |
|
Huntington Bancshares Inc
NASDAQ:HBAN
|
33.5B USD | 0.1 | 16.2 | |
| US |
|
M&T Bank Corp
NYSE:MTB
|
32B USD | 0.2 | 11.6 | |
| CN |
|
Bank of Ningbo Co Ltd
SZSE:002142
|
213.3B CNY | 0.1 | 7.7 | |
| CN |
|
Bank of Jiangsu Co Ltd
SSE:600919
|
207.2B CNY | 0.1 | 6.5 | |
| US |
|
Citizens Financial Group Inc
NYSE:CFG
|
27.6B USD | 0.1 | 15.1 | |
| JP |
|
Resona Holdings Inc
TSE:8308
|
4.2T JPY | 0.1 | 15.6 | |
| US |
|
Regions Financial Corp
NYSE:RF
|
24.1B USD | 0.2 | 11.3 |
Market Distribution
| Min | 0 |
| 30th Percentile | 0.1 |
| Median | 0.2 |
| 70th Percentile | 0.2 |
| Max | 2.4 |
Other Multiples
Sierra Bancorp
Glance View
Sierra Bancorp is a bank holding company, which engages in the provision of commercial banking services. The company is headquartered in Porterville, California and currently employs 435 full-time employees. The Bank is a California state-chartered bank, which offers a range of retail and commercial banking services via branch offices located throughout California’s South San Joaquin Valley, the Central Coast, Ventura County, and neighboring communities. The company provides an Internet branch which provides the ability to open deposit accounts online; an online banking option with bill-pay and mobile banking capabilities; online lending solutions for consumers and small businesses; a customer service center, and an automated telephone banking system. Its lending activities cover real estate, commercial (including small businesses), mortgage warehouse, agricultural, and consumer loans. In addition to loans, it offers a range of deposit products and services for individuals and businesses, including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts.
