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Assicurazioni Generali SpA
MIL:G

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Assicurazioni Generali SpA
MIL:G
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Price: 38.01 EUR -0.94%
Market Cap: €58.9B

P/E

41.1
Current
209%
More Expensive
vs 3-y average of 13.3

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
41.1
=
Market Cap
€54.5B
/
Net Income
€1.4B

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
41.1
=
Market Cap
€54.5B
/
Net Income
€1.4B

Valuation Scenarios

Assicurazioni Generali SpA is trading above its 3-year average

If P/E returns to its 3-Year Average (13.3), the stock would be worth €12.29 (68% downside from current price).

Statistics
Positive Scenarios
0/4
Maximum Downside
-69%
Maximum Upside
No Upside Scenarios
Average Downside
67%
Scenario P/E Value Implied Price Upside/Downside
Current Multiple 41.1 €38.01
0%
3-Year Average 13.3 €12.29
-68%
5-Year Average 12.7 €11.74
-69%
Industry Average 13.9 €12.82
-66%
Country Average 13.9 €12.82
-66%

Forward P/E
Today’s price vs future net income

Today's Market Cap Net Income Forward P/E
€54.5B
/
Jan 2026
€1.4B
=
41.1
Current
€54.5B
/
Dec 2026
€4.9B
=
11.2
Forward
€54.5B
/
Dec 2027
€5.3B
=
10.3
Forward
€54.5B
/
Dec 2028
€5.6B
=
9.7
Forward
€54.5B
/
Dec 2029
€5.5B
=
9.8
Forward
€54.5B
/
Dec 2030
€5.9B
=
9.2
Forward
€54.5B
/
Dec 2031
€6.4B
=
8.5
Forward
€54.5B
/
Dec 2032
€6.6B
=
8.3
Forward
€54.5B
/
Dec 2033
€7B
=
7.7
Forward

Forward P/E shows whether today’s P/E still looks high or low once future net income are taken into account.

Market Distribution

Higher than 91% of companies in Italy
Percentile
91st
Based on 848 companies
91st percentile
41.1
Low
0 — 9.4
Typical Range
9.4 — 18.9
High
18.9 —
Distribution Statistics
Italy
Min 0
30th Percentile 9.4
Median 13.9
70th Percentile 18.9
Max 1 301.9

Other Multiples

Assicurazioni Generali SpA
Glance View

Assicurazioni Generali SpA, a formidable player in the global insurance industry, has its roots firmly planted in Trieste, Italy, where it was founded in 1831. Its historical trajectory is as compelling as its modern-day operations. Having navigated tumultuous waters throughout Europe’s dynamic history, Generali has risen as a beacon of Italian financial prowess. The company’s operations span a vast landscape, offering life and non-life insurance products that cater to the diverse needs of individuals and corporations alike. Life insurance products are crafted to provide policyholders with security and investment opportunities, tapping into a market that continuously seeks both protection and growth. Simultaneously, its general insurance segment covers property, casualty, and health, enabling the firm to maintain a solid footing in multiple facets of risk management. Generali’s business model revolves around leveraging its robust distribution channels and expertise in risk assessment to generate value. It adeptly combines traditional agency channels with direct and digital platforms to reach its customers, thereby encompassing a broad and diverse clientele. Through skilled underwriting and shrewd investment management, Generali not only underpins its insurance liabilities but also generates substantial investment income. This dual approach ensures the company's financial stability and the ability to honor long-term commitments to clients. The synergy between risk management and investment strategy is what powers Generali’s profitability, ensuring it remains a stalwart institution within the insurance sector in an ever-evolving financial landscape.

G Intrinsic Value
41.1 EUR
Undervaluation 8%
Intrinsic Value
Price €38.01
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