Assicurazioni Generali SpA
MIL:G
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P/E
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Valuation Scenarios
If P/E returns to its 3-Year Average (13.3), the stock would be worth €12.29 (68% downside from current price).
| Scenario | P/E Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 41.1 | €38.01 |
0%
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| 3-Year Average | 13.3 | €12.29 |
-68%
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| 5-Year Average | 12.7 | €11.74 |
-69%
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| Industry Average | 13.9 | €12.82 |
-66%
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| Country Average | 13.9 | €12.82 |
-66%
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Forward P/E
Today’s price vs future net income
| Today's Market Cap | Net Income | Forward P/E | ||
|---|---|---|---|---|
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€54.5B
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/ |
Jan 2026
€1.4B
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= |
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€54.5B
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/ |
Dec 2026
€4.9B
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= |
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€54.5B
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/ |
Dec 2027
€5.3B
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= |
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€54.5B
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/ |
Dec 2028
€5.6B
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= |
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€54.5B
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/ |
Dec 2029
€5.5B
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= |
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€54.5B
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/ |
Dec 2030
€5.9B
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= |
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€54.5B
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/ |
Dec 2031
€6.4B
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= |
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€54.5B
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/ |
Dec 2032
€6.6B
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= |
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€54.5B
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/ |
Dec 2033
€7B
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= |
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Forward P/E shows whether today’s P/E still looks high or low once future net income are taken into account.
Peer Comparison
| Market Cap | P/E | ||||
|---|---|---|---|---|---|
| IT |
|
Assicurazioni Generali SpA
MIL:G
|
57.7B EUR | 41.1 | |
| DE |
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Allianz SE
XETRA:ALV
|
149B EUR | 13.9 | |
| FR |
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AXA SA
PAR:CS
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84.2B EUR | 8.6 | |
| CH |
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Zurich Insurance Group AG
SIX:ZURN
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77.4B CHF | 14.5 | |
| CN |
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China Pacific Insurance Group Co Ltd
SSE:601601
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349.6B CNY | 6.5 | |
| US |
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American International Group Inc
NYSE:AIG
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39.9B USD | 12.9 | |
| US |
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Hartford Financial Services Group Inc
NYSE:HIG
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38.2B USD | 9.4 | |
| DE |
|
Talanx AG
XETRA:TLX
|
29.1B EUR | 11.7 | |
| FI |
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Sampo Oyj
OMXH:SAMPO
|
23.5B EUR | 11.6 | |
| UK |
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Aviva PLC
LSE:AV
|
19.3B GBP | 24.7 | |
| IT |
|
Unipol Gruppo SpA
MIL:UNI
|
15.9B EUR | 10.6 |
Market Distribution
| Min | 0 |
| 30th Percentile | 9.4 |
| Median | 13.9 |
| 70th Percentile | 18.9 |
| Max | 1 301.9 |
Other Multiples
Assicurazioni Generali SpA
Glance View
Assicurazioni Generali SpA, a formidable player in the global insurance industry, has its roots firmly planted in Trieste, Italy, where it was founded in 1831. Its historical trajectory is as compelling as its modern-day operations. Having navigated tumultuous waters throughout Europe’s dynamic history, Generali has risen as a beacon of Italian financial prowess. The company’s operations span a vast landscape, offering life and non-life insurance products that cater to the diverse needs of individuals and corporations alike. Life insurance products are crafted to provide policyholders with security and investment opportunities, tapping into a market that continuously seeks both protection and growth. Simultaneously, its general insurance segment covers property, casualty, and health, enabling the firm to maintain a solid footing in multiple facets of risk management. Generali’s business model revolves around leveraging its robust distribution channels and expertise in risk assessment to generate value. It adeptly combines traditional agency channels with direct and digital platforms to reach its customers, thereby encompassing a broad and diverse clientele. Through skilled underwriting and shrewd investment management, Generali not only underpins its insurance liabilities but also generates substantial investment income. This dual approach ensures the company's financial stability and the ability to honor long-term commitments to clients. The synergy between risk management and investment strategy is what powers Generali’s profitability, ensuring it remains a stalwart institution within the insurance sector in an ever-evolving financial landscape.