C

Chesnara PLC
F:6DE

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Chesnara PLC
F:6DE
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Price: 4.085 EUR 0.74% Market Closed
Market Cap: €616.8m

Chesnara PLC
Investor Relations

Chesnara PLC is a life and pensions company that buys and runs closed books of insurance and retirement policies. Instead of selling new policies to lots of retail customers, it takes over old portfolios from other insurers and keeps administering them for the long term. Its main business is in the UK, the Netherlands, and Sweden, where it looks after policies that are no longer actively sold but still need claims handling, customer service, and investment management. The company makes money from the cash flows inside those insurance books: policy charges, investment income, and the release of value from the run-off of older policies over time. It also earns returns by managing the assets that back life and pension liabilities. Its customers are mainly policyholders and the insurers that sell or transfer these closed books, while regulators and trustees also matter because the business is tightly controlled. What makes Chesnara different is that it is a specialist owner of run-off insurance books rather than a traditional insurer chasing new sales. That gives it a business model built around steady administration, disciplined capital management, and careful handling of long-dated promises. Investors often view it as a focused consolidator in a niche part of the insurance industry, where value comes from managing existing policies well rather than growing fast.

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Last Earnings Call
Fiscal Period
Q2 2026
Call Date
Aug 25, 2026
AI Summary
Q2 2026

Strong results: Operating capital generation rose 79% to GBP 96 million, while cash remittances increased 31% to GBP 73 million, supported by robust business performance, capital actions and the Chesnara Life acquisition.

Acquisition progress: Chesnara Life UK contributed GBP 51 million of operating capital generation and GBP 20 million of cash remittances in its first five months; data migration from HSBC remains on track for completion by the end of 2026.

Outlook: Management expects roughly GBP 100 million of 2026 operating capital generation before the one-off GBP 51 million Chesnara Life acquisition benefit, comprising mid-60s to high-60s of recurring generation and around GBP 30 million from management actions.

Balance sheet: The Solvency II coverage ratio was 185%, above the 180% pro forma estimate and the 140% to 160% operating range, leaving capacity for further acquisitions.

Growth pipeline: The proposed Scottish Widows Europe acquisition remains targeted for change of control around the end of 2026 and is expected to contribute about EUR 100 million of cash generation over its first five years.

Dividend: The interim dividend increased 6% to 8.16p per share, with management favoring continued investment in acquisitions over a share buyback while attractive M&A opportunities remain available.

Key Financials
Operating capital generation
GBP 96 million
Recurring operating capital generation
GBP 33 million
Management actions contribution
GBP 12 million
Chesnara Life acquisition benefit
GBP 51 million
Cash from businesses
GBP 73 million
Cash remittances from Chesnara Life
GBP 20 million
Own funds
GBP 976 million
Solvency II coverage ratio
185%
Assets under administration
GBP 21 billion
Adjusted operating profit
GBP 31 million
IFRS capital base
GBP 850 million
Contractual service margin
GBP 327 million
Interim dividend per share
8.16p
New business contribution
GBP 12 million
Movestic assets under administration added
Around GBP 700 million
Scottish Widows Europe five-year cash generation
EUR 100 million
Readily available acquisition resources
About GBP 130 million
Potential additional debt capacity
GBP 150 million
Group central liquidity
GBP 271 million
Other Earnings Calls
2026
2025
2021

Management

Mr. Steven Grant Murray
Executive Director & Group CEO
No Bio Available
Mr. Tom Howard
Group CFO & Executive Director
No Bio Available
Mr. Samuel James Perowne
Head of Strategic Development & Investor Relations
No Bio Available
Ms. Amanda Wright
Group General Counsel & Company Secretary
No Bio Available
Mr. Alastair Lonie
Group Chief of Staff
No Bio Available
Mr. Gavin Hughes
Group CRO & Chief Actuary
No Bio Available

Contacts

Address
LANCASHIRE
Preston
Building 4, West Strand Business Park, West Strand Road
Contacts
+441772972050
www.chesnara.co.uk