Zurich Insurance Group AG
XBER:ZFI1
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|
Z
|
Zurich Insurance Group AG
XBER:ZFI1
|
CH |
Gewinn- und Verlustrechnung
Gewinn- und Verlustrechnung
Zurich Insurance Group AG
| Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Jun-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Umsatz | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Zinsaufwand |
362
|
0
|
0
|
0
|
446
|
0
|
150
|
0
|
608
|
0
|
359
|
0
|
685
|
0
|
339
|
0
|
599
|
0
|
0
|
0
|
555
|
0
|
0
|
0
|
556
|
0
|
0
|
0
|
586
|
0
|
0
|
0
|
570
|
0
|
0
|
0
|
586
|
0
|
0
|
0
|
525
|
0
|
0
|
0
|
431
|
0
|
0
|
0
|
423
|
402
|
415
|
401
|
381
|
399
|
448
|
469
|
455
|
444
|
450
|
456
|
452
|
440
|
0
|
460
|
|
| Bruttoprämien |
43.512
|
43.405
|
43.617
|
43.123
|
41.983
|
41.637
|
40.906
|
41.030
|
41.888
|
41.882
|
35.150
|
35.585
|
35.547
|
36.545
|
44.632
|
44.857
|
45.773
|
46.040
|
46.304
|
47.883
|
49.029
|
48.872
|
47.792
|
46.085
|
46.951
|
43.677
|
43.131
|
42.837
|
41.935
|
42.651
|
43.523
|
44.707
|
45.732
|
47.278
|
47.511
|
48.012
|
49.035
|
47.964
|
49.984
|
50.264
|
50.044
|
49.670
|
45.892
|
45.086
|
44.072
|
43.428
|
45.143
|
44.675
|
43.809
|
42.087
|
40.837
|
41.431
|
41.046
|
40.901
|
42.944
|
44.314
|
45.088
|
53.769
|
56.464
|
59.213
|
60.726
|
62.845
|
63.914
|
66.316
|
|
| Umsatz |
57.693
N/A
|
61.430
+6%
|
64.658
+5%
|
68.707
+6%
|
65.128
-5%
|
70.346
+8%
|
63.083
-10%
|
61.112
-3%
|
62.867
+3%
|
59.856
-5%
|
59.739
0%
|
57.697
-3%
|
52.896
-8%
|
42.381
-20%
|
45.402
+7%
|
34.604
-24%
|
29.890
-14%
|
34.405
+15%
|
39.003
+13%
|
59.027
+51%
|
67.581
+14%
|
76.323
+13%
|
67.342
-12%
|
61.870
-8%
|
65.072
+5%
|
57.259
-12%
|
61.892
+8%
|
49.578
-20%
|
47.764
-4%
|
53.911
+13%
|
52.423
-3%
|
64.405
+23%
|
64.878
+1%
|
67.126
+3%
|
67.545
+1%
|
66.950
-1%
|
69.226
+3%
|
63.709
-8%
|
69.955
+10%
|
70.249
+0%
|
69.989
0%
|
76.763
+10%
|
66.355
-14%
|
57.767
-13%
|
57.733
0%
|
48.588
-16%
|
57.448
+18%
|
68.192
+19%
|
64.461
-5%
|
44.000
-32%
|
55.297
+26%
|
68.305
+24%
|
51.528
-25%
|
55.222
+7%
|
67.437
+22%
|
65.801
-2%
|
43.276
-34%
|
49.703
+15%
|
62.247
+25%
|
67.128
+8%
|
70.801
+5%
|
73.799
+4%
|
70.012
-5%
|
75.706
+8%
|
|
| Operatives Ergebnis | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Operative Kosten |
(53.545)
|
(57.084)
|
(59.829)
|
(63.498)
|
(59.216)
|
(64.178)
|
(56.994)
|
(53.999)
|
(55.526)
|
(51.909)
|
(51.579)
|
(49.499)
|
(44.717)
|
(34.672)
|
(37.990)
|
(29.238)
|
(26.629)
|
(32.140)
|
(36.302)
|
(54.526)
|
(62.465)
|
(69.163)
|
(61.491)
|
(56.454)
|
(58.892)
|
(52.525)
|
(56.097)
|
(43.768)
|
(42.123)
|
(47.722)
|
(46.738)
|
(58.940)
|
(58.536)
|
(61.023)
|
(61.672)
|
(60.512)
|
(62.652)
|
(57.219)
|
(63.153)
|
(63.484)
|
(63.312)
|
(70.230)
|
(60.090)
|
(52.416)
|
(53.420)
|
(45.483)
|
(54.113)
|
(63.764)
|
(58.443)
|
(38.231)
|
(48.866)
|
(61.351)
|
(46.284)
|
(49.224)
|
(59.801)
|
(57.654)
|
(35.715)
|
(43.726)
|
(55.730)
|
(60.109)
|
(62.962)
|
(65.007)
|
(61.163)
|
(65.199)
|
|
| Vertriebs-, Verwaltungs- und Gemeinkosten |
(11.049)
|
(14.746)
|
(16.965)
|
(21.205)
|
(14.432)
|
(24.456)
|
(19.155)
|
(17.212)
|
(12.906)
|
(15.797)
|
(22.189)
|
(19.981)
|
(14.757)
|
(4.030)
|
484
|
10.024
|
15.222
|
9.768
|
4.864
|
(12.688)
|
(19.229)
|
(28.151)
|
(19.879)
|
(16.407)
|
(16.933)
|
(12.493)
|
(17.482)
|
(4.321)
|
(4.290)
|
(11.007)
|
(9.028)
|
(21.184)
|
(18.749)
|
(20.918)
|
(21.829)
|
(20.813)
|
(21.513)
|
(17.922)
|
(21.931)
|
(21.789)
|
(20.368)
|
(28.431)
|
(21.974)
|
(14.232)
|
(15.108)
|
(8.309)
|
(14.510)
|
(25.419)
|
(21.216)
|
(4.117)
|
(16.910)
|
(28.442)
|
(12.843)
|
(16.052)
|
(26.214)
|
(23.831)
|
(2.496)
|
(3.757)
|
(3.655)
|
(3.583)
|
(3.534)
|
(3.575)
|
(3.623)
|
(3.830)
|
|
| Abschreibungen |
(448)
|
(394)
|
(361)
|
(327)
|
(254)
|
(241)
|
(251)
|
(252)
|
(257)
|
(256)
|
(250)
|
0
|
(302)
|
0
|
0
|
0
|
(437)
|
0
|
0
|
0
|
(878)
|
0
|
0
|
0
|
(1.087)
|
0
|
0
|
0
|
(996)
|
0
|
0
|
0
|
(1.084)
|
0
|
0
|
0
|
(1.197)
|
0
|
0
|
0
|
(1.013)
|
0
|
0
|
0
|
(824)
|
0
|
0
|
0
|
(590)
|
(674)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Leistungen, Schäden und Schadenregulierung |
(41.743)
|
(40.900)
|
(41.430)
|
(40.889)
|
(39.672)
|
(33.783)
|
(37.672)
|
(31.773)
|
(37.188)
|
(37.029)
|
(30.374)
|
(30.208)
|
(30.967)
|
(37.032)
|
(39.731)
|
(46.441)
|
(43.099)
|
(43.725)
|
(43.098)
|
(43.910)
|
(44.515)
|
(43.927)
|
(45.071)
|
(44.150)
|
(43.121)
|
(44.539)
|
(43.357)
|
(44.102)
|
(41.577)
|
(41.529)
|
(42.607)
|
(42.078)
|
(43.766)
|
(43.752)
|
(43.337)
|
(43.267)
|
(36.280)
|
(42.995)
|
(43.505)
|
(43.945)
|
(38.681)
|
(43.085)
|
(40.180)
|
(40.496)
|
(34.190)
|
(39.518)
|
(41.955)
|
(40.710)
|
(33.505)
|
(30.556)
|
(35.143)
|
(30.438)
|
0
|
(30.600)
|
(18.527)
|
(31.144)
|
(37.218)
|
(43.446)
|
(46.019)
|
(47.422)
|
(48.600)
|
(50.456)
|
(51.118)
|
(52.382)
|
|
| Abschlusskosten |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(5.959)
|
0
|
0
|
0
|
(5.518)
|
0
|
0
|
0
|
(5.617)
|
0
|
0
|
0
|
(5.524)
|
(5.655)
|
0
|
(5.660)
|
0
|
(5.696)
|
0
|
(6.353)
|
0
|
(7.172)
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Sonstige operative Kosten |
(305)
|
(1.044)
|
(1.073)
|
(1.077)
|
(4.858)
|
(5.698)
|
84
|
(4.762)
|
(5.175)
|
1.173
|
1.234
|
690
|
1.309
|
6.390
|
1.257
|
7.179
|
1.685
|
1.817
|
1.932
|
2.072
|
2.157
|
2.915
|
3.459
|
4.103
|
2.249
|
4.507
|
4.742
|
4.655
|
4.740
|
4.814
|
4.897
|
4.322
|
5.063
|
3.647
|
3.494
|
3.568
|
2.297
|
3.698
|
2.283
|
2.250
|
2.268
|
1.286
|
2.064
|
2.312
|
2.319
|
2.344
|
2.352
|
2.365
|
2.392
|
2.771
|
3.187
|
3.189
|
(33.441)
|
3.124
|
(15.060)
|
3.674
|
3.999
|
10.649
|
(6.056)
|
(9.104)
|
(10.828)
|
(10.976)
|
(6.422)
|
(8.987)
|
|
| Operatives Ergebnis |
4.148
N/A
|
4.346
+5%
|
4.829
+11%
|
5.209
+8%
|
5.912
+13%
|
6.168
+4%
|
6.089
-1%
|
7.113
+17%
|
7.341
+3%
|
7.947
+8%
|
8.160
+3%
|
8.198
+0%
|
8.179
0%
|
7.709
-6%
|
7.412
-4%
|
5.366
-28%
|
3.261
-39%
|
2.265
-31%
|
2.701
+19%
|
4.501
+67%
|
5.116
+14%
|
7.160
+40%
|
5.851
-18%
|
5.416
-7%
|
6.180
+14%
|
4.734
-23%
|
5.795
+22%
|
5.810
+0%
|
5.641
-3%
|
6.189
+10%
|
5.685
-8%
|
5.465
-4%
|
6.342
+16%
|
6.103
-4%
|
5.873
-4%
|
6.438
+10%
|
6.574
+2%
|
6.490
-1%
|
6.802
+5%
|
6.765
-1%
|
6.677
-1%
|
6.533
-2%
|
6.265
-4%
|
5.351
-15%
|
4.313
-19%
|
3.105
-28%
|
3.335
+7%
|
4.428
+33%
|
6.018
+36%
|
5.769
-4%
|
6.431
+11%
|
6.954
+8%
|
5.244
-25%
|
5.998
+14%
|
7.636
+27%
|
8.147
+7%
|
7.561
-7%
|
5.977
-21%
|
6.517
+9%
|
7.019
+8%
|
7.839
+12%
|
8.792
+12%
|
8.849
+1%
|
10.507
+19%
|
|
| Vorsteuergewinn | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Zinserträge/-aufwendungen |
(362)
|
(381)
|
(419)
|
(428)
|
(446)
|
(480)
|
(517)
|
(561)
|
(608)
|
(610)
|
(659)
|
(656)
|
(685)
|
(691)
|
(642)
|
(638)
|
(599)
|
(581)
|
(572)
|
(570)
|
(586)
|
(565)
|
(562)
|
(549)
|
(556)
|
(548)
|
(562)
|
(584)
|
(586)
|
(600)
|
(591)
|
(575)
|
(570)
|
(564)
|
(567)
|
(584)
|
(574)
|
(576)
|
(526)
|
(504)
|
(477)
|
(453)
|
(463)
|
(408)
|
(147)
|
(377)
|
(384)
|
(408)
|
(299)
|
(338)
|
(414)
|
(399)
|
(379)
|
(446)
|
(441)
|
(641)
|
(458)
|
(444)
|
(450)
|
(456)
|
(452)
|
(440)
|
(426)
|
(460)
|
|
| Nicht wiederkehrende Posten |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(757)
|
0
|
0
|
0
|
(299)
|
0
|
0
|
(36)
|
(307)
|
0
|
0
|
1
|
(41)
|
0
|
0
|
0
|
(356)
|
0
|
0
|
(236)
|
(825)
|
57
|
15
|
7
|
(398)
|
(321)
|
(421)
|
(455)
|
(250)
|
(157)
|
(200)
|
(185)
|
(174)
|
(159)
|
(168)
|
(104)
|
(50)
|
114
|
87
|
(7)
|
|
| Sonstige Erträge gesamt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
0
|
2
|
0
|
0
|
(1)
|
0
|
(1)
|
0
|
(1)
|
0
|
0
|
|
| Vorsteuergewinn |
3.786
N/A
|
3.965
+5%
|
4.410
+11%
|
4.781
+8%
|
5.466
+14%
|
5.688
+4%
|
5.572
-2%
|
6.552
+18%
|
6.733
+3%
|
7.337
+9%
|
7.501
+2%
|
7.542
+1%
|
7.494
-1%
|
7.018
-6%
|
6.770
-4%
|
4.728
-30%
|
2.662
-44%
|
1.684
-37%
|
2.129
+26%
|
3.931
+85%
|
4.530
+15%
|
6.595
+46%
|
5.289
-20%
|
4.867
-8%
|
4.867
N/A
|
4.186
-14%
|
5.233
+25%
|
5.226
0%
|
4.756
-9%
|
5.589
+18%
|
5.094
-9%
|
4.854
-5%
|
5.465
+13%
|
5.539
+1%
|
5.306
-4%
|
5.855
+10%
|
5.960
+2%
|
5.915
-1%
|
6.277
+6%
|
6.262
0%
|
5.844
-7%
|
6.079
+4%
|
5.801
-5%
|
4.706
-19%
|
3.340
-29%
|
2.784
-17%
|
2.965
+7%
|
4.027
+36%
|
5.321
+32%
|
5.110
-4%
|
5.596
+10%
|
6.100
+9%
|
4.614
-24%
|
5.395
+17%
|
6.997
+30%
|
7.321
+5%
|
6.928
-5%
|
5.374
-22%
|
5.899
+10%
|
6.458
+9%
|
7.337
+14%
|
8.465
+15%
|
8.508
+1%
|
10.040
+18%
|
|
| Nettogewinn | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Steueraufwand |
(1.093)
|
(1.251)
|
(1.521)
|
(1.770)
|
(2.136)
|
(2.330)
|
(2.040)
|
(2.156)
|
(2.108)
|
(2.052)
|
(2.140)
|
(1.971)
|
(1.787)
|
(1.183)
|
(926)
|
(264)
|
452
|
533
|
205
|
(796)
|
(1.295)
|
(2.197)
|
(1.592)
|
(1.368)
|
(1.355)
|
(987)
|
(1.408)
|
(923)
|
(965)
|
(1.303)
|
(1.075)
|
(1.409)
|
(1.496)
|
(1.565)
|
(1.569)
|
(1.665)
|
(1.701)
|
(1.473)
|
(1.782)
|
(1.880)
|
(1.670)
|
(1.921)
|
(1.647)
|
(1.293)
|
(1.294)
|
(1.083)
|
(1.327)
|
(1.683)
|
(1.843)
|
(1.134)
|
(1.384)
|
(1.716)
|
(1.084)
|
(1.323)
|
(1.922)
|
(1.895)
|
(1.452)
|
(1.076)
|
(1.434)
|
(1.741)
|
(2.070)
|
(2.261)
|
(2.243)
|
(2.840)
|
|
| Ergebnis aus fortgeführten Geschäftsbereichen |
2.693
|
2.714
|
2.889
|
3.011
|
3.330
|
3.358
|
3.532
|
4.396
|
4.625
|
5.285
|
5.361
|
5.571
|
5.707
|
5.835
|
5.844
|
4.464
|
3.114
|
2.217
|
2.334
|
3.135
|
3.235
|
4.398
|
3.697
|
3.499
|
3.512
|
3.199
|
3.825
|
4.303
|
3.791
|
4.286
|
4.019
|
3.445
|
3.969
|
3.974
|
3.737
|
4.190
|
4.259
|
4.442
|
4.495
|
4.382
|
4.174
|
4.158
|
4.154
|
3.413
|
2.046
|
1.701
|
1.638
|
2.344
|
3.478
|
3.976
|
4.212
|
4.384
|
3.530
|
4.072
|
5.075
|
5.426
|
5.476
|
4.298
|
4.465
|
4.717
|
5.267
|
6.204
|
6.265
|
7.200
|
|
| Ergebnisanteil Minderheitsgesellschafter |
(106)
|
(113)
|
(108)
|
(146)
|
(116)
|
(113)
|
(107)
|
(112)
|
(98)
|
(87)
|
(78)
|
(97)
|
(83)
|
(84)
|
(125)
|
(97)
|
(77)
|
(74)
|
(9)
|
3
|
(21)
|
(32)
|
(56)
|
(71)
|
(79)
|
(69)
|
(75)
|
(71)
|
(25)
|
(37)
|
(13)
|
(4)
|
(89)
|
(165)
|
(226)
|
(248)
|
(231)
|
(202)
|
(195)
|
(220)
|
(280)
|
(266)
|
(272)
|
(289)
|
(205)
|
(204)
|
(241)
|
(241)
|
(268)
|
(261)
|
(246)
|
(237)
|
(243)
|
(238)
|
(229)
|
(223)
|
(262)
|
(334)
|
(353)
|
(366)
|
(381)
|
(390)
|
(412)
|
(403)
|
|
| Nettogewinn |
2.587
N/A
|
2.601
+1%
|
2.781
+7%
|
2.865
+3%
|
3.168
+11%
|
3.199
+1%
|
3.354
+5%
|
4.213
+26%
|
4.483
+6%
|
5.173
+15%
|
5.262
+2%
|
5.453
+4%
|
5.624
+3%
|
5.718
+2%
|
5.719
+0%
|
4.367
-24%
|
3.037
-30%
|
2.155
-29%
|
2.325
+8%
|
3.138
+35%
|
3.214
+2%
|
4.344
+35%
|
3.616
-17%
|
3.400
-6%
|
3.422
+1%
|
3.119
-9%
|
3.741
+20%
|
4.226
+13%
|
3.762
-11%
|
4.248
+13%
|
4.006
-6%
|
3.441
-14%
|
3.880
+13%
|
3.810
-2%
|
3.512
-8%
|
3.943
+12%
|
4.028
+2%
|
4.241
+5%
|
4.300
+1%
|
4.163
-3%
|
3.895
-6%
|
3.894
0%
|
3.886
0%
|
3.127
-20%
|
1.842
-41%
|
1.498
-19%
|
1.397
-7%
|
2.102
+50%
|
3.212
+53%
|
3.716
+16%
|
3.966
+7%
|
4.147
+5%
|
3.530
-15%
|
3.834
+9%
|
2.193
-43%
|
5.202
+137%
|
5.213
+0%
|
3.964
-24%
|
4.112
+4%
|
4.351
+6%
|
4.885
+12%
|
5.814
+19%
|
5.853
+1%
|
6.798
+16%
|
|
| Verwässertes EPS |
17,84
N/A
|
20,97
+18%
|
16,45
-22%
|
23,87
+45%
|
21,84
-9%
|
22,06
+1%
|
22,81
+3%
|
28,85
+26%
|
30,9
+7%
|
35,92
+16%
|
35,79
0%
|
38,4
+7%
|
39,05
+2%
|
40,55
+4%
|
40,56
+0%
|
31,41
-23%
|
21,85
-30%
|
15,61
-29%
|
16,14
+3%
|
21,34
+32%
|
22,48
+5%
|
29,95
+33%
|
24,76
-17%
|
23,28
-6%
|
23,44
+1%
|
21,36
-9%
|
25,44
+19%
|
28,74
+13%
|
25,61
-11%
|
28,89
+13%
|
27,24
-6%
|
23,25
-15%
|
26,39
+14%
|
25,74
-2%
|
23,57
-8%
|
26,65
+13%
|
27,22
+2%
|
28,64
+5%
|
28,47
-1%
|
27,93
-2%
|
26,14
-6%
|
25,96
-1%
|
25,73
-1%
|
20,85
-19%
|
12,34
-41%
|
9,98
-19%
|
9,31
-7%
|
14,01
+50%
|
21,37
+53%
|
24,83
+16%
|
26,56
+7%
|
27,69
+4%
|
22,8
-18%
|
25,57
+12%
|
14,63
-43%
|
34,66
+137%
|
32,9
-5%
|
26,5
-19%
|
27,98
+6%
|
29,73
+6%
|
33,61
+13%
|
40,15
+19%
|
40,75
+1%
|
47,2
+16%
|
|