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Zurich Insurance Group AG
XBER:ZFI1

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XBER:ZFI1
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Marktkap.: €42,06 Mrd.

Gewinn- und Verlustrechnung

Gewinn- und Verlustrechnung
Zurich Insurance Group AG

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Gewinn- und Verlustrechnung
Währung: USD
Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Dec-2018 Jun-2019 Dec-2019 Jun-2020 Dec-2020 Jun-2021 Dec-2021 Jun-2022 Dec-2022 Jun-2023 Dec-2023 Jun-2024 Dec-2024 Jun-2025 Dec-2025
Umsatz
Zinsaufwand
362
0
0
0
446
0
150
0
608
0
359
0
685
0
339
0
599
0
0
0
555
0
0
0
556
0
0
0
586
0
0
0
570
0
0
0
586
0
0
0
525
0
0
0
431
0
0
0
423
402
415
401
381
399
448
469
455
444
450
456
452
440
0
460
Bruttoprämien
43.512
43.405
43.617
43.123
41.983
41.637
40.906
41.030
41.888
41.882
35.150
35.585
35.547
36.545
44.632
44.857
45.773
46.040
46.304
47.883
49.029
48.872
47.792
46.085
46.951
43.677
43.131
42.837
41.935
42.651
43.523
44.707
45.732
47.278
47.511
48.012
49.035
47.964
49.984
50.264
50.044
49.670
45.892
45.086
44.072
43.428
45.143
44.675
43.809
42.087
40.837
41.431
41.046
40.901
42.944
44.314
45.088
53.769
56.464
59.213
60.726
62.845
63.914
66.316
Umsatz
57.693
N/A
61.430
+6%
64.658
+5%
68.707
+6%
65.128
-5%
70.346
+8%
63.083
-10%
61.112
-3%
62.867
+3%
59.856
-5%
59.739
0%
57.697
-3%
52.896
-8%
42.381
-20%
45.402
+7%
34.604
-24%
29.890
-14%
34.405
+15%
39.003
+13%
59.027
+51%
67.581
+14%
76.323
+13%
67.342
-12%
61.870
-8%
65.072
+5%
57.259
-12%
61.892
+8%
49.578
-20%
47.764
-4%
53.911
+13%
52.423
-3%
64.405
+23%
64.878
+1%
67.126
+3%
67.545
+1%
66.950
-1%
69.226
+3%
63.709
-8%
69.955
+10%
70.249
+0%
69.989
0%
76.763
+10%
66.355
-14%
57.767
-13%
57.733
0%
48.588
-16%
57.448
+18%
68.192
+19%
64.461
-5%
44.000
-32%
55.297
+26%
68.305
+24%
51.528
-25%
55.222
+7%
67.437
+22%
65.801
-2%
43.276
-34%
49.703
+15%
62.247
+25%
67.128
+8%
70.801
+5%
73.799
+4%
70.012
-5%
75.706
+8%
Operatives Ergebnis
Operative Kosten
(53.545)
(57.084)
(59.829)
(63.498)
(59.216)
(64.178)
(56.994)
(53.999)
(55.526)
(51.909)
(51.579)
(49.499)
(44.717)
(34.672)
(37.990)
(29.238)
(26.629)
(32.140)
(36.302)
(54.526)
(62.465)
(69.163)
(61.491)
(56.454)
(58.892)
(52.525)
(56.097)
(43.768)
(42.123)
(47.722)
(46.738)
(58.940)
(58.536)
(61.023)
(61.672)
(60.512)
(62.652)
(57.219)
(63.153)
(63.484)
(63.312)
(70.230)
(60.090)
(52.416)
(53.420)
(45.483)
(54.113)
(63.764)
(58.443)
(38.231)
(48.866)
(61.351)
(46.284)
(49.224)
(59.801)
(57.654)
(35.715)
(43.726)
(55.730)
(60.109)
(62.962)
(65.007)
(61.163)
(65.199)
Vertriebs-, Verwaltungs- und Gemeinkosten
(11.049)
(14.746)
(16.965)
(21.205)
(14.432)
(24.456)
(19.155)
(17.212)
(12.906)
(15.797)
(22.189)
(19.981)
(14.757)
(4.030)
484
10.024
15.222
9.768
4.864
(12.688)
(19.229)
(28.151)
(19.879)
(16.407)
(16.933)
(12.493)
(17.482)
(4.321)
(4.290)
(11.007)
(9.028)
(21.184)
(18.749)
(20.918)
(21.829)
(20.813)
(21.513)
(17.922)
(21.931)
(21.789)
(20.368)
(28.431)
(21.974)
(14.232)
(15.108)
(8.309)
(14.510)
(25.419)
(21.216)
(4.117)
(16.910)
(28.442)
(12.843)
(16.052)
(26.214)
(23.831)
(2.496)
(3.757)
(3.655)
(3.583)
(3.534)
(3.575)
(3.623)
(3.830)
Abschreibungen
(448)
(394)
(361)
(327)
(254)
(241)
(251)
(252)
(257)
(256)
(250)
0
(302)
0
0
0
(437)
0
0
0
(878)
0
0
0
(1.087)
0
0
0
(996)
0
0
0
(1.084)
0
0
0
(1.197)
0
0
0
(1.013)
0
0
0
(824)
0
0
0
(590)
(674)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Leistungen, Schäden und Schadenregulierung
(41.743)
(40.900)
(41.430)
(40.889)
(39.672)
(33.783)
(37.672)
(31.773)
(37.188)
(37.029)
(30.374)
(30.208)
(30.967)
(37.032)
(39.731)
(46.441)
(43.099)
(43.725)
(43.098)
(43.910)
(44.515)
(43.927)
(45.071)
(44.150)
(43.121)
(44.539)
(43.357)
(44.102)
(41.577)
(41.529)
(42.607)
(42.078)
(43.766)
(43.752)
(43.337)
(43.267)
(36.280)
(42.995)
(43.505)
(43.945)
(38.681)
(43.085)
(40.180)
(40.496)
(34.190)
(39.518)
(41.955)
(40.710)
(33.505)
(30.556)
(35.143)
(30.438)
0
(30.600)
(18.527)
(31.144)
(37.218)
(43.446)
(46.019)
(47.422)
(48.600)
(50.456)
(51.118)
(52.382)
Abschlusskosten
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(5.959)
0
0
0
(5.518)
0
0
0
(5.617)
0
0
0
(5.524)
(5.655)
0
(5.660)
0
(5.696)
0
(6.353)
0
(7.172)
0
0
0
0
0
0
Sonstige operative Kosten
(305)
(1.044)
(1.073)
(1.077)
(4.858)
(5.698)
84
(4.762)
(5.175)
1.173
1.234
690
1.309
6.390
1.257
7.179
1.685
1.817
1.932
2.072
2.157
2.915
3.459
4.103
2.249
4.507
4.742
4.655
4.740
4.814
4.897
4.322
5.063
3.647
3.494
3.568
2.297
3.698
2.283
2.250
2.268
1.286
2.064
2.312
2.319
2.344
2.352
2.365
2.392
2.771
3.187
3.189
(33.441)
3.124
(15.060)
3.674
3.999
10.649
(6.056)
(9.104)
(10.828)
(10.976)
(6.422)
(8.987)
Operatives Ergebnis
4.148
N/A
4.346
+5%
4.829
+11%
5.209
+8%
5.912
+13%
6.168
+4%
6.089
-1%
7.113
+17%
7.341
+3%
7.947
+8%
8.160
+3%
8.198
+0%
8.179
0%
7.709
-6%
7.412
-4%
5.366
-28%
3.261
-39%
2.265
-31%
2.701
+19%
4.501
+67%
5.116
+14%
7.160
+40%
5.851
-18%
5.416
-7%
6.180
+14%
4.734
-23%
5.795
+22%
5.810
+0%
5.641
-3%
6.189
+10%
5.685
-8%
5.465
-4%
6.342
+16%
6.103
-4%
5.873
-4%
6.438
+10%
6.574
+2%
6.490
-1%
6.802
+5%
6.765
-1%
6.677
-1%
6.533
-2%
6.265
-4%
5.351
-15%
4.313
-19%
3.105
-28%
3.335
+7%
4.428
+33%
6.018
+36%
5.769
-4%
6.431
+11%
6.954
+8%
5.244
-25%
5.998
+14%
7.636
+27%
8.147
+7%
7.561
-7%
5.977
-21%
6.517
+9%
7.019
+8%
7.839
+12%
8.792
+12%
8.849
+1%
10.507
+19%
Vorsteuergewinn
Zinserträge/-aufwendungen
(362)
(381)
(419)
(428)
(446)
(480)
(517)
(561)
(608)
(610)
(659)
(656)
(685)
(691)
(642)
(638)
(599)
(581)
(572)
(570)
(586)
(565)
(562)
(549)
(556)
(548)
(562)
(584)
(586)
(600)
(591)
(575)
(570)
(564)
(567)
(584)
(574)
(576)
(526)
(504)
(477)
(453)
(463)
(408)
(147)
(377)
(384)
(408)
(299)
(338)
(414)
(399)
(379)
(446)
(441)
(641)
(458)
(444)
(450)
(456)
(452)
(440)
(426)
(460)
Nicht wiederkehrende Posten
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(757)
0
0
0
(299)
0
0
(36)
(307)
0
0
1
(41)
0
0
0
(356)
0
0
(236)
(825)
57
15
7
(398)
(321)
(421)
(455)
(250)
(157)
(200)
(185)
(174)
(159)
(168)
(104)
(50)
114
87
(7)
Sonstige Erträge gesamt
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
(1)
0
0
0
0
0
0
0
(1)
0
2
0
0
(1)
0
(1)
0
(1)
0
0
Vorsteuergewinn
3.786
N/A
3.965
+5%
4.410
+11%
4.781
+8%
5.466
+14%
5.688
+4%
5.572
-2%
6.552
+18%
6.733
+3%
7.337
+9%
7.501
+2%
7.542
+1%
7.494
-1%
7.018
-6%
6.770
-4%
4.728
-30%
2.662
-44%
1.684
-37%
2.129
+26%
3.931
+85%
4.530
+15%
6.595
+46%
5.289
-20%
4.867
-8%
4.867
N/A
4.186
-14%
5.233
+25%
5.226
0%
4.756
-9%
5.589
+18%
5.094
-9%
4.854
-5%
5.465
+13%
5.539
+1%
5.306
-4%
5.855
+10%
5.960
+2%
5.915
-1%
6.277
+6%
6.262
0%
5.844
-7%
6.079
+4%
5.801
-5%
4.706
-19%
3.340
-29%
2.784
-17%
2.965
+7%
4.027
+36%
5.321
+32%
5.110
-4%
5.596
+10%
6.100
+9%
4.614
-24%
5.395
+17%
6.997
+30%
7.321
+5%
6.928
-5%
5.374
-22%
5.899
+10%
6.458
+9%
7.337
+14%
8.465
+15%
8.508
+1%
10.040
+18%
Nettogewinn
Steueraufwand
(1.093)
(1.251)
(1.521)
(1.770)
(2.136)
(2.330)
(2.040)
(2.156)
(2.108)
(2.052)
(2.140)
(1.971)
(1.787)
(1.183)
(926)
(264)
452
533
205
(796)
(1.295)
(2.197)
(1.592)
(1.368)
(1.355)
(987)
(1.408)
(923)
(965)
(1.303)
(1.075)
(1.409)
(1.496)
(1.565)
(1.569)
(1.665)
(1.701)
(1.473)
(1.782)
(1.880)
(1.670)
(1.921)
(1.647)
(1.293)
(1.294)
(1.083)
(1.327)
(1.683)
(1.843)
(1.134)
(1.384)
(1.716)
(1.084)
(1.323)
(1.922)
(1.895)
(1.452)
(1.076)
(1.434)
(1.741)
(2.070)
(2.261)
(2.243)
(2.840)
Ergebnis aus fortgeführten Geschäftsbereichen
2.693
2.714
2.889
3.011
3.330
3.358
3.532
4.396
4.625
5.285
5.361
5.571
5.707
5.835
5.844
4.464
3.114
2.217
2.334
3.135
3.235
4.398
3.697
3.499
3.512
3.199
3.825
4.303
3.791
4.286
4.019
3.445
3.969
3.974
3.737
4.190
4.259
4.442
4.495
4.382
4.174
4.158
4.154
3.413
2.046
1.701
1.638
2.344
3.478
3.976
4.212
4.384
3.530
4.072
5.075
5.426
5.476
4.298
4.465
4.717
5.267
6.204
6.265
7.200
Ergebnisanteil Minderheitsgesellschafter
(106)
(113)
(108)
(146)
(116)
(113)
(107)
(112)
(98)
(87)
(78)
(97)
(83)
(84)
(125)
(97)
(77)
(74)
(9)
3
(21)
(32)
(56)
(71)
(79)
(69)
(75)
(71)
(25)
(37)
(13)
(4)
(89)
(165)
(226)
(248)
(231)
(202)
(195)
(220)
(280)
(266)
(272)
(289)
(205)
(204)
(241)
(241)
(268)
(261)
(246)
(237)
(243)
(238)
(229)
(223)
(262)
(334)
(353)
(366)
(381)
(390)
(412)
(403)
Nettogewinn
2.587
N/A
2.601
+1%
2.781
+7%
2.865
+3%
3.168
+11%
3.199
+1%
3.354
+5%
4.213
+26%
4.483
+6%
5.173
+15%
5.262
+2%
5.453
+4%
5.624
+3%
5.718
+2%
5.719
+0%
4.367
-24%
3.037
-30%
2.155
-29%
2.325
+8%
3.138
+35%
3.214
+2%
4.344
+35%
3.616
-17%
3.400
-6%
3.422
+1%
3.119
-9%
3.741
+20%
4.226
+13%
3.762
-11%
4.248
+13%
4.006
-6%
3.441
-14%
3.880
+13%
3.810
-2%
3.512
-8%
3.943
+12%
4.028
+2%
4.241
+5%
4.300
+1%
4.163
-3%
3.895
-6%
3.894
0%
3.886
0%
3.127
-20%
1.842
-41%
1.498
-19%
1.397
-7%
2.102
+50%
3.212
+53%
3.716
+16%
3.966
+7%
4.147
+5%
3.530
-15%
3.834
+9%
2.193
-43%
5.202
+137%
5.213
+0%
3.964
-24%
4.112
+4%
4.351
+6%
4.885
+12%
5.814
+19%
5.853
+1%
6.798
+16%
Verwässertes EPS
17,84
N/A
20,97
+18%
16,45
-22%
23,87
+45%
21,84
-9%
22,06
+1%
22,81
+3%
28,85
+26%
30,9
+7%
35,92
+16%
35,79
0%
38,4
+7%
39,05
+2%
40,55
+4%
40,56
+0%
31,41
-23%
21,85
-30%
15,61
-29%
16,14
+3%
21,34
+32%
22,48
+5%
29,95
+33%
24,76
-17%
23,28
-6%
23,44
+1%
21,36
-9%
25,44
+19%
28,74
+13%
25,61
-11%
28,89
+13%
27,24
-6%
23,25
-15%
26,39
+14%
25,74
-2%
23,57
-8%
26,65
+13%
27,22
+2%
28,64
+5%
28,47
-1%
27,93
-2%
26,14
-6%
25,96
-1%
25,73
-1%
20,85
-19%
12,34
-41%
9,98
-19%
9,31
-7%
14,01
+50%
21,37
+53%
24,83
+16%
26,56
+7%
27,69
+4%
22,8
-18%
25,57
+12%
14,63
-43%
34,66
+137%
32,9
-5%
26,5
-19%
27,98
+6%
29,73
+6%
33,61
+13%
40,15
+19%
40,75
+1%
47,2
+16%
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Der innere Wert ist entscheidend und der einzige logische Weg, die relative Attraktivität von Investments und Unternehmen zu bewerten.

Warren Buffett