Clover Health Investments Corp
NASDAQ:CLOV
Decide at what price you'd be comfortable buying and we'll help you stay ready.
|
Clover Health Investments Corp
NASDAQ:CLOV
|
US |
|
P
|
Pernod Ricard SA
F:PER
|
FR |
|
Anglogold Ashanti PLC
F:HT3
|
UK |
|
C
|
Capital One Financial Corp
XBER:CFX
|
US |
|
Bridgepoint Group PLC
LSE:BPT
|
UK |
|
I
|
ideaForge Technology Ltd
NSE:IDEAFORGE
|
IN |
|
N
|
New York Times Co
XMUN:NYT
|
US |
|
P
|
PepsiCo Inc
SIX:PEP
|
US |
Clover Health Investments Corp
Clover Health Investments Corp. is a U.S. health insurance company focused mainly on Medicare Advantage plans for older adults. It sells health coverage to Medicare beneficiaries, then gets paid through insurance premiums and government payments tied to the members it enrolls. Its core job is to help members get covered doctor visits, hospital care, prescription support, and other standard health benefits through its plans. What makes Clover different is that it pairs insurance with software. It uses its Clover Assistant platform to collect and organize patient data, then gives doctors and care teams tools to spot risks, manage chronic conditions, and coordinate treatment more effectively. That means Clover is not just a payer of claims; it also tries to shape how care is delivered for its members. Its main customers are Medicare-eligible consumers and, in some cases, physicians and care providers who use its tools to manage those patients. Clover makes money mainly from insurance premiums and related Medicare reimbursement for covered members, while its software and care management tools support the insurance business rather than standing alone as a separate product line.
Clover Health Investments Corp. is a U.S. health insurance company focused mainly on Medicare Advantage plans for older adults. It sells health coverage to Medicare beneficiaries, then gets paid through insurance premiums and government payments tied to the members it enrolls. Its core job is to help members get covered doctor visits, hospital care, prescription support, and other standard health benefits through its plans.
What makes Clover different is that it pairs insurance with software. It uses its Clover Assistant platform to collect and organize patient data, then gives doctors and care teams tools to spot risks, manage chronic conditions, and coordinate treatment more effectively. That means Clover is not just a payer of claims; it also tries to shape how care is delivered for its members.
Its main customers are Medicare-eligible consumers and, in some cases, physicians and care providers who use its tools to manage those patients. Clover makes money mainly from insurance premiums and related Medicare reimbursement for covered members, while its software and care management tools support the insurance business rather than standing alone as a separate product line.
Strong quarter: Clover said second quarter Medicare Advantage membership grew 48% year over year, with $743 million of revenue, $153 million of gross profit, $41 million of adjusted EBITDA and $28 million of GAAP net income.
Guidance raised: Management increased full-year 2026 guidance across all major metrics after a strong first half, while still sounding cautious about second-half claims experience and seasonality.
2027 confidence: The company said its bigger long-term driver is cohort maturation under Clover Assistant, not just the 4.5-Star rating, and that this is strengthening its earnings outlook for 2027.
Stars outcome: All Medicare Advantage members are now in 4.5-Star plans for payment year 2027 after a court-related recalculation, though CMS has filed an appeal.
AI expansion: Clover said it plans to bring AI deeper into back-office insurance operations to speed claims, improve accuracy, and lower administrative expense over time.
