C

Clientele Ltd
JSE:CLI

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Clientele Ltd
JSE:CLI
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Price: 1 625 Zac 1.56%
Market Cap: 7.4B ZAR

Clientele Ltd
Retained Earnings

Last Value
3 Years 3Y CAGR
5 Years 5Y CAGR
10 Years 10Y CAGR
Last Value
3 Years 3Y CAGR
5 Years 5Y CAGR
10 Years 10Y CAGR
Quarterly
Annual
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See Also

Clientele Ltd
Retained Earnings Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Retained Earnings CAGR 3Y CAGR 5Y CAGR 10Y
C
Clientele Ltd
JSE:CLI
Retained Earnings
3B
CAGR 3-Years
3%
CAGR 5-Years
48%
CAGR 10-Years
N/A
S
Sanlam Ltd
JSE:SLM
Retained Earnings
92.7B
CAGR 3-Years
7%
CAGR 5-Years
12%
CAGR 10-Years
5%
D
Discovery Ltd
JSE:DSY
Retained Earnings
60.5B
CAGR 3-Years
12%
CAGR 5-Years
13%
CAGR 10-Years
11%
O
Old Mutual Ltd
JSE:OMU
Retained Earnings
74.5B
CAGR 3-Years
4%
CAGR 5-Years
0%
CAGR 10-Years
N/A
M
Momentum Metropolitan Holdings Ltd
JSE:MTM
Retained Earnings
18.1B
CAGR 3-Years
20%
CAGR 5-Years
20%
CAGR 10-Years
7%
O
OUTsurance Group Ltd
JSE:OUT
Retained Earnings
-2.5B
CAGR 3-Years
8%
CAGR 5-Years
N/A
CAGR 10-Years
N/A
No Stocks Found

Clientele Ltd
Glance View

Market Cap
7.4B Zac
Industry
Insurance

In the bustling world of financial services, Clientele Ltd. has carved a distinct path by diligently catering to the needs of South African consumers with its comprehensive suite of insurance and financial products. Founded in 1992, the company has grown from its humble beginnings to become a prominent player in the insurance and financial industry. Clientele Ltd. thrives on a business model that hinges on simplicity, accessibility, and reliability. Understanding the nuanced demands of its customer base, the company offers a diverse range of life and funeral cover, legal insurance, health insurance plans, and investment products. Its marketing strategies heavily rely on direct sales methods, encompassing direct marketing, digital advertising, and call center outbound approaches, thus ensuring they reach a broad audience swiftly and effectively. What sets Clientele apart is its innovative use of technology to streamline processes and improve customer experiences. The company's commitment to harnessing technology is evident in how they conduct their operations—from underwriting to claims processing—with a keen focus on reducing turnaround times and increasing client satisfaction. This tech-driven infrastructural capacity not only ensures cost efficiency but also enables Clientele to maintain competitive pricing structures. Revenue generation fundamentally revolves around the premiums collected on sold policies, with an astute investment of these funds to bolster their reserves and enhance shareholder value. By balancing competitive pricing with a strong value proposition, Clientele Ltd. continues to build a resilient business centered around trust and transparency, thus maintaining its durable charm among consumers in an ever-evolving industry landscape.

CLI Intrinsic Value
1 083.97 Zac
Overvaluation 33%
Intrinsic Value
Price Zac1 625
C

See Also

What is Clientele Ltd's Retained Earnings?
Retained Earnings
3B ZAR

Based on the financial report for Dec 31, 2025, Clientele Ltd's Retained Earnings amounts to 3B ZAR.

What is Clientele Ltd's Retained Earnings growth rate?
Retained Earnings CAGR 5Y
48%

Over the last year, the Retained Earnings growth was 8%. The average annual Retained Earnings growth rates for Clientele Ltd have been 3% over the past three years , 48% over the past five years .

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