Clientele Ltd
JSE:CLI
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Tan Chong International Ltd
HKEX:693
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Clientele Ltd
Long-Term Debt
Clientele Ltd
Long-Term Debt Peer Comparison
Competitors Analysis
Latest Figures & CAGR of Competitors
| Company | Long-Term Debt | CAGR 3Y | CAGR 5Y | CAGR 10Y | ||
|---|---|---|---|---|---|---|
|
C
|
Clientele Ltd
JSE:CLI
|
Long-Term Debt
803.7m
|
CAGR 3-Years
100%
|
CAGR 5-Years
48%
|
CAGR 10-Years
-2%
|
|
|
S
|
Sanlam Ltd
JSE:SLM
|
Long-Term Debt
20.1B
|
CAGR 3-Years
8%
|
CAGR 5-Years
-12%
|
CAGR 10-Years
14%
|
|
|
D
|
Discovery Ltd
JSE:DSY
|
Long-Term Debt
19.5B
|
CAGR 3-Years
-1%
|
CAGR 5-Years
-1%
|
CAGR 10-Years
14%
|
|
|
O
|
Old Mutual Ltd
JSE:OMU
|
Long-Term Debt
10.8B
|
CAGR 3-Years
-14%
|
CAGR 5-Years
-9%
|
CAGR 10-Years
N/A
|
|
|
M
|
Momentum Metropolitan Holdings Ltd
JSE:MTM
|
Long-Term Debt
8.9B
|
CAGR 3-Years
27%
|
CAGR 5-Years
14%
|
CAGR 10-Years
-14%
|
|
|
O
|
OUTsurance Group Ltd
JSE:OUT
|
Long-Term Debt
319m
|
CAGR 3-Years
25%
|
CAGR 5-Years
-52%
|
CAGR 10-Years
-24%
|
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Clientele Ltd
Glance View
In the bustling world of financial services, Clientele Ltd. has carved a distinct path by diligently catering to the needs of South African consumers with its comprehensive suite of insurance and financial products. Founded in 1992, the company has grown from its humble beginnings to become a prominent player in the insurance and financial industry. Clientele Ltd. thrives on a business model that hinges on simplicity, accessibility, and reliability. Understanding the nuanced demands of its customer base, the company offers a diverse range of life and funeral cover, legal insurance, health insurance plans, and investment products. Its marketing strategies heavily rely on direct sales methods, encompassing direct marketing, digital advertising, and call center outbound approaches, thus ensuring they reach a broad audience swiftly and effectively. What sets Clientele apart is its innovative use of technology to streamline processes and improve customer experiences. The company's commitment to harnessing technology is evident in how they conduct their operations—from underwriting to claims processing—with a keen focus on reducing turnaround times and increasing client satisfaction. This tech-driven infrastructural capacity not only ensures cost efficiency but also enables Clientele to maintain competitive pricing structures. Revenue generation fundamentally revolves around the premiums collected on sold policies, with an astute investment of these funds to bolster their reserves and enhance shareholder value. By balancing competitive pricing with a strong value proposition, Clientele Ltd. continues to build a resilient business centered around trust and transparency, thus maintaining its durable charm among consumers in an ever-evolving industry landscape.
See Also
What is Clientele Ltd's Long-Term Debt?
Long-Term Debt
803.7m
ZAR
Based on the financial report for Dec 31, 2025, Clientele Ltd's Long-Term Debt amounts to 803.7m ZAR.
What is Clientele Ltd's Long-Term Debt growth rate?
Long-Term Debt CAGR 10Y
-2%
Over the last year, the Long-Term Debt growth was 292%. The average annual Long-Term Debt growth rates for Clientele Ltd have been 100% over the past three years , 48% over the past five years , and -2% over the past ten years .