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Allstate Corp
XMUN:ALS

Administrador de listas de seguimiento
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Allstate Corp
XMUN:ALS
Lista de seguimiento
Precio: 186 EUR -2,49% Mercado cerrado
Capitalización de mercado: €32,18 B

Allstate Corp
Relación con Inversores

Allstate es una aseguradora de daños y perjuicios que vende productos de protección de automóviles, viviendas, inquilinos y otros a consumidores y pequeñas empresas. También ofrece seguros de vida y productos relacionados con la jubilación a través de sus filiales de seguros. La actividad principal de la compañía consiste en asumir los riesgos cotidianos de los clientes a cambio de primas, y luego pagar siniestros cuando ocurren pérdidas cubiertas. La mayor parte de los ingresos de Allstate proviene de las primas pagadas por los asegurados, además de los ingresos por inversiones sobre el gran volumen de fondos que mantiene antes de pagar siniestros. Vende a través de una combinación de canales directos, agentes independientes y sus propias marcas, lo que le permite llegar a clientes que desean comparar y comprar seguros de diferentes maneras. Lo que distingue a Allstate es su papel como una gran aseguradora orientada al consumidor con un fuerte énfasis en las líneas personales, especialmente la cobertura de automóviles y viviendas. En lugar de fabricar un producto físico, vende protección financiera y servicios de gestión de siniestros, por lo que la calidad de la suscripción, la tarificación y la gestión de siniestros es fundamental para el funcionamiento del negocio.

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Última conferencia de resultados
Periodo fiscal
Q1 2026
Fecha de la conferencia
30 abr., 2026
Resumen con IA
Q1 2026

Strong quarter: Allstate said first-quarter operating results were excellent, with total revenue of $16.9 billion, net income of $2.4 billion, and adjusted net income of $2.8 billion, or $10.65 per diluted share.

Underwriting strength: The Property-Liability combined ratio was 82.0, helped by strong underlying performance, lower catastrophes, and favorable prior-year reserve development.

Growth momentum: Policies in force rose 2.3% overall, with auto up 2.6% and homeowners up 2.5%, while total new business was described as a record across all distribution channels.

Capital return: Allstate returned $881 million to shareholders in the quarter, completed its prior $1.5 billion buyback plan, and launched a new $4 billion repurchase authorization.

AI and tech: Management said AI is already being used in customer service and marketing, and that the company is building its “ALLIE” agentic AI ecosystem to improve service and lower costs.

Outlook tone: Management stayed confident on profitable growth, but said pricing and growth decisions remain highly state-specific and competitive, with a forward-looking 6- to 12-month planning cycle.

Datos financieros clave
Total revenue
$16.9 billion
Investment income
$938 million
Property-Liability combined ratio
82.0
Property-Liability underlying combined ratio
80.3
Total policies in force
up 2.5%
Property-Liability policies in force
up 2.3%
Net income
$2.4 billion
Adjusted net income
$2.8 billion
Adjusted net income per diluted share
$10.65
Net income return on equity
48.4%
Auto insurance market share growth states
29 states
Homeowners market share growth states
41 states
Auto policies in force in share-growing states
up 4.3%
Homeowners policies in force in share-growing states
up 4.1%
Auto rate changes
39 states
Homeowners combined ratio
83.5
Homeowners average premiums
up 5.7%
Property-Liability underwriting income
$2.7 billion
Auto combined ratio estimate for 2023
95.4
Auto combined ratio estimate for 2024
90.0
Protection Services revenue growth
7.2%
Protection Plans revenue growth
13.5%
Protection Plans adjusted net income
$41 million
Protection Services adjusted net income
$47 million
Portfolio book value growth since Q1 2024
24%
Portfolio return
4.2%
Performance-based portfolio return
7.6%
Performance-based portfolio return
5.9%
Shareholder returns
$881 million
Prior share repurchase program
$1.5 billion
New share repurchase authorization
$4 billion
Current share repurchase authorization remaining
$3.6 billion
Grabación de la conferencia de resultados
Otras conferencias de resultados

Dirección

Mr. Thomas Joseph Wilson II
Chairman of the Board, President & CEO

Thomas Joseph Wilson II is the Chairman, President, and Chief Executive Officer of The Allstate Corporation, one of the largest publicly held personal lines insurers in the United States. He joined the company in 1995 and has held various positions of increasing responsibility, reflecting his leadership skills and strategic vision. Wilson became President and CEO of Allstate in 2007 and was named Chairman of the Board in 2008. Under his leadership, Allstate has focused on expanding its product offerings and improving customer service to address the changing needs of its policyholders. Wilson has been instrumental in driving Allstate's transformation into a digitally-driven enterprise, emphasizing innovation and technology to enhance customer experience and operational efficiency. Wilson holds a bachelor's degree in business administration from the University of Michigan and an MBA from Northwestern University's Kellogg School of Management. Before joining Allstate, he gained valuable industry experience at companies like Sears, Roebuck and Co., and was part of the team at Amoco Corporation. In addition to his role at Allstate, Wilson is actively involved in various civic and business organizations, demonstrating his commitment to corporate responsibility and community engagement. His leadership extends beyond Allstate as he contributes to shaping industry standards and practices.

Mr. Jesse Edward Merten B.B.A.
Executive VP & CFO

Jesse Edward Merten is a senior executive at Allstate Corporation, a leading American insurance company. He serves as the Chief Financial Officer (CFO), providing leadership in financial management, planning, and reporting. Merten is responsible for overseeing the company's financial operations, including investments, treasury, accounting, and tax functions. With a Bachelor of Business Administration, Merten brings extensive experience in the financial services industry to his role at Allstate. Prior to becoming CFO, he held various key positions within the company, contributing to strategic financial planning and operational excellence. Merten's expertise in financial strategy and his strong leadership skills have been instrumental in optimizing Allstate's financial performance. His tenure at Allstate highlights his dedication to supporting the company’s long-term growth and financial stability. Merten's strategic vision continues to guide Allstate in achieving its financial objectives and maintaining its position as a leader in the insurance industry.

Mr. Suren K. Gupta
President of Protection Products & Enterprise Services

Suren K. Gupta is a well-regarded executive known for his significant contributions to Allstate Corporation. He served as the Executive Vice President of Allstate's Technology and Strategic Ventures. In this position, Gupta was instrumental in overseeing the company's technology strategy and investments, ensuring that Allstate remained at the forefront of technological innovation in the insurance industry. Gupta's leadership involved steering Allstate's digital transformation efforts and enhancing its technological infrastructure. He played a key role in expanding the company's capabilities in data analytics, cybersecurity, and customer-facing technology solutions, which are crucial for modernizing insurance operations and improving customer experiences. Before joining Allstate, Suren Gupta held various leadership roles in technology and operations at major companies such as Wells Fargo and Motorola. His broad experience in technology management and strategic planning greatly contributed to his successful tenure at Allstate. Gupta is recognized for his forward-thinking approach and ability to integrate advanced technologies to drive business growth and efficiency in the insurance sector. His work has been influential in shaping Allstate's competitive edge in an evolving digital landscape.

Mr. Eric Kyle Ferren
Senior VP, Controller & Chief Accounting Officer
No hay biografía disponible
Mr. Brent Vandermause
Head of Investor Relations

Brent Vandermause is recognized for his significant contributions to Allstate Corporation, a leading insurance company in the United States. With a career at Allstate spanning several years, he has held various strategic roles within the organization. Mr. Vandermause is known for his expertise in financial management, operational strategy, and leadership in the insurance industry. In his role at Allstate, he has been instrumental in driving key initiatives that focus on enhancing customer experience, optimizing operational efficiency, and advancing the company's technological capabilities. His work involves collaborating with different teams to ensure that Allstate maintains its competitive edge in the market while adhering to regulatory requirements and adapting to industry changes. Brent Vandermause's leadership style is characterized by a commitment to innovation and excellence, and he has played a crucial role in steering Allstate through various market challenges. His strategic vision and ability to implement effective solutions have been vital to the company's continued success and growth.

Ms. Christine Marie DeBiase Esq.
Executive VP, Chief Legal Officer, General Counsel & Corporate Secretary

Christine Marie DeBiase is a notable executive at Allstate Corp, where she serves as the Executive Vice President, Chief Legal Officer, General Counsel, and Corporate Secretary. She plays a pivotal role in overseeing Allstate's legal matters, enterprise business conduct, and global ethics and compliance. With her extensive legal expertise and strategic acumen, she helps guide the company through complex regulatory environments and legal challenges. Prior to joining Allstate, DeBiase held significant leadership positions at Brighthouse Financial and MetLife, where she gained substantial experience in legal operations and corporate governance. Her legal expertise, coupled with her leadership skills, makes her an influential figure in the corporate legal landscape. DeBiase is known for her commitment to fostering an ethical corporate culture and her contributions to the legal profession.

Mr. John Charles Pintozzi
Senior VP of Accounting Special Projects

John Charles Pintozzi serves as the Senior Vice President and Chief Financial Officer (CFO) of Allstate Insurance Company. In this role, he is responsible for overseeing the financial operations of the company, including financial planning, reporting, and analysis, as well as managing the company's investments and capital strategy. Pintozzi brings a wealth of experience in financial management and strategy, having held various leadership positions within Allstate that have contributed to his comprehensive understanding of the insurance industry and financial stewardship. His leadership plays a crucial role in driving the company's financial performance and long-term growth strategies.

Mr. Robert Alexander Toohey
Executive VP & Chief Human Resource Officer of AIC

Robert Alexander Toohey is a prominent executive known for his contributions at Allstate Corporation, a major American insurance company. He has held significant leadership roles within Allstate, where his strategic insights and management skills have played a pivotal role in shaping the company's trajectory. Toohey's responsibilities at Allstate often involved overseeing various aspects of the company's operations, including business development, strategic planning, and customer experience enhancement. His efforts have been instrumental in driving innovation and efficiency within the company, helping Allstate to maintain its competitive edge in the insurance industry. In addition to his professional achievements, Robert Toohey is recognized for his ability to lead cross-functional teams and his commitment to improving service delivery through the integration of technology and customer-focused strategies. Through his leadership, Allstate has been able to adapt to changing market conditions and continue providing value to its customers. Overall, Robert Alexander Toohey's career at Allstate Corp highlights his capability as a forward-thinking executive with a focus on innovation, customer satisfaction, and strategic growth.

Mr. Karl Wiley
Executive Vice President of Protection Services Group

Karl Wiley is a business executive known for his role at Allstate Corporation, where he has served in prominent positions. As a leader at one of the largest insurance companies in the United States, Wiley has played a pivotal role in advancing Allstate's strategic initiatives and digital transformation efforts. He has been instrumental in driving innovation and enhancing customer experience through technology. Wiley's leadership has contributed to the company's efforts to modernize its operations and remain competitive in a rapidly evolving industry. His career reflects a commitment to leveraging technology for business growth and improved customer service within the insurance sector.

Mr. Michael Ross Fiato
Executive VP & Chief Claims Officer

Mike Fiato is a notable executive at Allstate Corporation, serving as the Senior Vice President and Chief Underwriting Officer. In this capacity, he oversees the company's underwriting strategies and operations. With a solid background in the insurance industry, Mike Fiato has held various leadership positions within Allstate, employing his expertise to drive innovation in risk assessment and underwriting processes. Throughout his career, he has been instrumental in advancing Allstate’s competitive edge through effective management and implementation of underwriting practices that align with evolving market trends and consumer needs. His strategic insights and leadership continue to play a crucial role in enhancing Allstate’s operational efficiency and customer-centric services.

Contactos

Dirección
ILLINOIS
Northbrook
2775 Sanders Rd
Contactos
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