Bank of Communications Co Ltd banner

Bank of Communications Co Ltd
XMUN:C4C

Watchlist verwalten
Bank of Communications Co Ltd Logo
Bank of Communications Co Ltd
XMUN:C4C
Watchlist
Kurs: 0,7892 EUR Markt geschlossen
Marktkap.: €58,61 Mrd.

Bank of Communications Co Ltd
Investor Relations

Bank of Communications Co Ltd ist eine der großen Geschäftsbanken Chinas. Sie nimmt Einlagen entgegen, vergibt Kredite, gibt Karten aus und wickelt Zahlungen sowie Cash-Management für Privatkunden, kleine Unternehmen und Großkunden ab. Darüber hinaus bietet sie Vermögensverwaltung, Handelsfinanzierung, Devisengeschäfte und andere alltägliche Bankdienstleistungen über Filialen, digitale Kanäle und Firmenkundenteams an. Die Bank verdient hauptsächlich an der Zinsmarge zwischen den Zinsen, die sie auf Einlagen zahlt, und den Erträgen aus Krediten und anderen Kreditprodukten. Sie erzielt außerdem Gebühren aus Zahlungsdiensten, Kartenumsätzen, Asset Management, Verwahrung, Abwicklung sowie Bankdienstleistungen für im Handel und in der Finanzierung tätige Unternehmen. Zu ihrer Kundenbasis gehören private Sparer, Hypothekarkreditnehmer, Konsumentenkreditnehmer und Firmenkunden, die Kredit- und Transaktionsdienstleistungen benötigen. Unterscheidend für Bank of Communications ist ihre Rolle als vollwertige, staatlich verbundene Geschäftsbank mit einer breiten Mischung aus Privat- und Firmenkundengeschäft sowie starken Verbindungen zur Zahlungs-, Handels- und Kapitalmarktinfrastruktur Chinas. Für Anleger, die neu einsteigen, lässt sie sich am besten als eine finanzielle Versorgungsinfrastruktur verstehen: ein Geschäft, das auf der Einwerbung von Einlagen, der Kreditvergabe und der Geldbewegung innerhalb der Wirtschaft basiert.

Mehr anzeigen
Wird geladen...
Keine Aktien ausgewählt

Vergleichen Sie die Rendite der Aktie mit ihrem Benchmark-Index und Wettbewerbern. Erhalten Sie Einblicke in die relative Performance im Zeitverlauf.

Aktie zum Vergleichen auswählen
Letzter Earnings Call
Geschäftsperiode
Q3 2019
Datum des Calls
25. Okt 2019
KI-Zusammenfassung
Q3 2019

Revenue Growth: Net operating income for the first three quarters reached RMB 176 billion, up 11.6% year-on-year.

Profit Increase: Net profit rose to RMB 60 billion, up 4.69% from the previous year.

Margin Improvement: Net interest margin (NIM) was 1.57%, up 10 basis points year-on-year, with management expecting NIM to remain stable.

Cost Control: Cost-to-income ratio improved to 30.15%, down 1.34 percentage points.

Asset Quality: Nonperforming loan (NPL) ratio dropped to 1.47%, and NPL balance declined by 5.68%.

Loan Growth: Loans to small and micro enterprises rose 41.26%, and corporate loans increased 8.81%.

Wealth & Off-Balance Sheet Growth: Off-balance sheet wealth management grew by 27.6%; personal assets under management increased to over RMB 3 trillion.

Capital Moves: Issued RMB 40 billion in Tier 2 and perpetual bonds to support capital adequacy.

Wichtige Finanzkennzahlen
Net Operating Income
RMB 176 billion
Net Profit
RMB 60 billion
Net Interest Income
RMB 106 billion
Net Interest Margin
1.57%
Cost-to-Income Ratio
30.15%
Nonperforming Loan Ratio
1.47%
Nonperforming Loan Balance
RMB 76.6 billion
Loan Growth to Small and Micro Enterprises
up 41.26% YoY
Corporate Loan Growth
up 8.81% YoY
Outstanding Personal Deposit
RMB 1.9 trillion
Personal AUM
over RMB 3 trillion
Off-Balance Sheet Wealth Management Growth
up 27.6%
Total Asset (Overseas Branches and Subsidiaries)
RMB 1.2 trillion
Total Consumption (Credit Card, First 3 Quarters)
RMB 2.1 trillion
Total Consumption (Pacific Debit Card, First 3 Quarters)
RMB 1.6 trillion
Tier 2 and Perpetual Bonds Issued
RMB 40 billion
Weitere Earnings Calls
2019

Geschäftsleitung

Mr. Deqi Ren
Executive Chairman

Mr. Deqi Ren is a prominent Chinese banking executive currently serving as an executive officer at the Bank of Communications Co., Ltd., one of China's leading commercial banks. His career in the banking and finance sector is marked by significant contributions to the industry. Educated in finance and economics, Mr. Ren has accumulated extensive experience in various aspects of banking, including risk management, financial strategy, and corporate governance. Throughout his tenure, he has been instrumental in implementing strategic initiatives aimed at enhancing the bank's financial performance and competitive positioning in both domestic and international markets. Under Mr. Ren's leadership, Bank of Communications has focused on modernization and integration of digital technologies to improve service delivery and operational efficiency. His approach often emphasizes the importance of balancing traditional banking practices with innovative solutions to meet the evolving needs of customers. Moreover, Mr. Ren is known for his commitment to fostering a culture of sustainability and corporate social responsibility within the bank, aligning its operations with broader economic and social goals. His leadership style is typically described as visionary, with a strong focus on strategic foresight and long-term growth objectives.

Mr. Bin Qian
Executive VP & Chief Information Officer

Mr. Bin Qian serves as the Executive Vice President of Bank of Communications Co., Ltd., one of China's major banking institutions. He holds a significant role within the bank's leadership, contributing to strategic planning and operational management. Bank of Communications, headquartered in Shanghai, is known for its comprehensive financial services, including corporate banking, personal banking, and international banking. Mr. Qian's experience in the banking sector and his role in the bank underscore his influence in shaping the organization's growth and adherence to financial regulations. His contributions are instrumental in driving the bank's mission to deliver innovative financial solutions and maintain a robust presence in the global financial market.

Mr. Sheng Gu
GM of HR Department
Keine Biografie verfügbar
Mr. Hong Tu
Chief Business Officer of Inter-bank & Market Business Sector and President of Shanghai Branch

Hong Tu serves as the Executive Vice President of Bank of Communications Co. Ltd., one of China's largest commercial banks. He has been instrumental in driving the bank's strategic initiatives and enhancing its financial performance. Tu has a strong background in banking and finance, with extensive experience in risk management, retail banking, and corporate governance. His leadership has been pivotal in expanding the bank's global presence and innovations in digital banking services. Additionally, Tu has played a crucial role in fostering collaboration and growth across various sectors within the bank.

Mr. Jiuyong Yin
EVP & Executive Director

Jiuyong Yin is a key executive at Bank of Communications Co., Ltd., one of China's major financial institutions. He serves as the Executive Vice President of the company, playing a crucial role in the bank's strategic and operational management. Yin holds significant responsibilities in overseeing various aspects of the bank's functions, including risk management, compliance, and day-to-day operations. He has a wealth of experience in the banking sector, with a career that spans numerous important roles, which have equipped him with deep expertise and understanding of both domestic and international banking landscapes. Yin's leadership is instrumental in driving the bank's performance and innovation in financial services. Under his guidance, Bank of Communications has been focusing on enhancing its technological capabilities and expanding its financial product offerings, aiming to bolster its competitive position in the increasingly digital economy. Jiuyong Yin's contributions are pivotal in steering the organization towards achieving its growth and modernization objectives within the financial industry.

Mr. Wanfu Zhou
Executive Director

Wanfu Zhou is a distinguished banking executive associated with Bank of Communications Co., Ltd., one of China's leading financial institutions. Known for his expertise in the banking sector, Mr. Zhou has played a critical role in the strategic initiatives and operations of the bank. His leadership is marked by a strong focus on innovation, digital transformation, and enhancing customer services, which aligns with the bank's goals of modernization and global competitiveness. Throughout his tenure, Mr. Zhou has been instrumental in steering various projects that aim to strengthen the bank's market position both domestically and internationally. His work continues to contribute significantly to the bank’s growth and its efforts to adapt to the rapidly evolving financial landscape.

Mr. Hua Lin
Chief Business Officer of Retail & Private Business Sector

As of the latest available information, Mr. Hua Lin serves as a senior executive at Bank of Communications Co., Ltd., one of China's leading financial service providers. He plays a pivotal role in the bank's strategic and operational management, leveraging his extensive experience in the banking industry. Throughout his career at the bank, Mr. Lin has been instrumental in overseeing various divisions and implementing key initiatives that align with the bank's objectives for growth and stability. His leadership contributes significantly to the bank's efforts in enhancing customer service, expanding digital offerings, and maintaining a robust financial performance within both domestic and international markets. Details on his educational background or previous roles outside of Bank of Communications are not widely publicized.

Kontakt

Adresse
SHANGHAI
Shanghai
No. 188 Yincheng Middle Road, Pudong New Area
Kontakt
+862158766688.0
www.bankcomm.com
Erhalten Sie KI-gestützte Einblicke zu jedem Unternehmen oder Thema.
KI-Assistent öffnen

Der innere Wert ist entscheidend und der einzige logische Weg, die relative Attraktivität von Investments und Unternehmen zu bewerten.

Warren Buffett